Life as We Know It — Rafe Cameron
Chapter One
Two opposites must navigate love, loss, and unexpected parenthood to discover the meaning of family.
Summary: When tragedy strikes, two very different individuals find their lives unexpectedly intertwined as they become the guardians of an orphaned child. As they navigate the challenges of co-parenting, balancing careers, and confronting their pasts, they discover that family can form in the most surprising ways. Through heartfelt moments and unexpected humor, they explore what it means to build a life together—one step at a time.
Pairings: Rafe Cameron x Reader
Warnings: Character deaths & angst.
Author's Notes: Inspired by the movie "Life as We Know It"! Let's pretend Rafe, Sarah, and John B. had a good relationship in this one, okay?
Masterlist: Here
Your phone buzzed on the kitchen counter, the shrill ring cutting through the early evening quiet. You were in the middle of folding laundry, your small apartment illuminated by the fading sunlight streaming through the windows. It was a peaceful, mundane moment—until it wasn’t.
You wiped your hands on a towel before glancing at the screen. Unknown Number. Normally, you’d let it go to voicemail, but something about the pit forming in your stomach made you swipe to answer.
“Hello?”
“Is this [Y/N]?” a man’s voice asked, calm but with an edge that made your chest tighten.
“Yes, this is she. Who’s calling?”
“This is Officer Langley with the Outer Banks Police Department. I... I’m afraid I have some difficult news.”
The world around you seemed to blur. You clutched the phone tighter, your knuckles turning white. “What happened?”
“There’s been an accident,” he said. “Sarah Cameron and John B. Routledge were involved in a car collision earlier this evening. Neither survived. You were one of their emergency contact.”
The words didn’t make sense. They felt foreign, like they belonged to someone else’s story. Your knees buckled, and you stumbled to the couch, sinking into the cushions.
“What about Willa, the daughter?” you whispered, your voice trembling.
There was a pause, and then, “She’s unharmed. The baby was with a sitter at the time. But there’s... another matter we need to discuss.”
You barely heard the rest of his explanation, your mind spinning with the weight of what he’d just told you. Sarah and John B. were gone. Gone.
When the officer mentioned the will, your thoughts screeched to a halt. “I don’t understand,” you said, your voice hoarse. “What do you mean ‘co-guardian’?”
“They named you and Rafe Cameron, her brother, as Willa’s legal guardians,” the officer repeated.
The line went quiet as you tried to process the impossibility of his words. Rafe Cameron? The same Rafe who couldn’t string together a week of good decisions if his life depended on it?
“Is... is he aware of this?” you managed.
“We’ve been trying to reach him. He’s next on my list.”
As if on cue, somewhere across town, Rafe Cameron was staring at his own buzzing phone with a mix of irritation and curiosity. The caller ID was unfamiliar, and he let it ring a few extra times before finally swiping to answer.
“Who is this?” he barked, already annoyed.
“Mr. Cameron, this is Officer Langley with the Outer Banks Police Department. I need to inform you—”
“If this is about the stupid noise complaint, I wasn’t even here last night,” Rafe interrupted, pacing his living room.
“It’s not about that.” The officer’s tone was grave, and Rafe froze mid-step.
“What’s going on?”
“There’s been an accident. Your sister, Sarah, and her partner, John B., were involved in a fatal car crash earlier this evening.”
Rafe’s mouth went dry. He sank onto the edge of the couch, gripping the phone so tightly it felt like it might crack. “What... what do you mean, ‘fatal’?”
“I’m very sorry for your loss,” the officer continued, his voice gentle. “They didn’t survive the collision.”
Rafe’s world tilted. His first instinct was disbelief—this had to be a mistake. But the silence that followed the officer’s words told him otherwise.
“And the baby?” Rafe asked after a long pause, his voice low and strained.
“Willa is safe. She wasn’t with them during the accident,” the officer said. “But there’s something else. According to their will, you and Ms. [Y/N] are named as her co-guardians.”
“What?” Rafe snapped, his disbelief quickly giving way to anger. “That can’t be right. Why would they do that?”
“You’ll need to meet with us to discuss the next steps,” the officer said. “I’ll send over the details.”
Rafe barely heard the rest of the conversation before the call ended. He dropped the phone onto the couch beside him, running both hands through his hair as his mind raced.
Co-guardian? With her?
It wasn’t long before your phone buzzed again, this time with a text from Rafe. His message was short and sharp:
“We need to talk. Now.”
⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
The next few hours blurred into a painful haze. You and Rafe found yourselves sitting in the cramped office of the Outer Banks Police Department, a thin folder containing Sarah and John B.'s will resting on the table between you.
The room smelled of coffee and stale air, and the fluorescent lighting above only made everything feel more surreal. You glanced at Rafe from the corner of your eye. He was stiff in the chair beside you, his jaw clenched, eyes red-rimmed but steely.
Officer Langley sat across from you, his expression carefully neutral. Beside him was a lawyer, a sharp-eyed woman in a navy suit who looked as if she’d rather be anywhere else.
“The will is clear,” the lawyer said, her tone crisp and no-nonsense. “Ms. [Y/N] and Mr. Cameron are the appointed co-guardians of Willa Routledge. In the event of Sarah Cameron and John B. Routledge’s passing, the two of you are to assume all parental responsibilities.”
Rafe let out a dry, humorless laugh. “Yeah, that’s great. But let’s be real, you think either of us is qualified to raise a kid?”
“You don’t have a choice,” the lawyer replied without missing a beat. “Unless you want to contest the will, which would result in Willa being placed in temporary foster care until the matter is resolved.”
“No,” you said immediately, your voice firmer than you expected. “That’s not happening.”
Rafe shot you a glance, his eyes narrowing. “And what exactly do you think is going to happen here? You think we’re just gonna team up and play house?”
You didn’t have the energy to argue. “This isn’t about us, Rafe. It’s about Willa. She needs stability, and we’re all she’s got.”
Rafe rubbed a hand over his face, letting out a frustrated sigh. “Fine. Whatever. But don’t expect me to know what the hell I’m doing.”
The lawyer nodded, seemingly satisfied. “We’ll arrange for a formal meeting in a few days to finalize the transfer of guardianship. For now, Willa will remain with her current sitter until the two of you are ready to take her home.”
The word home hung heavy in the air, an impossible concept when everything felt so fractured.
⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
The hours that followed were a whirlwind. After leaving the police department, you and Rafe were directed to the funeral home to begin arrangements for Sarah and John B.’s services.
Rafe took the lead, though it was clear the responsibility weighed on him. He stood stiffly in front of the funeral director, nodding silently as they walked through options for caskets, flowers, and the service itself.
“They’d want it simple,” Rafe muttered, more to himself than anyone else. “Nothing flashy. Just... something that feels like them.”
You could see the cracks forming in his composure, the grief seeping through despite his best efforts to hold it together.
“I’ll handle the guest list,” you offered softly, hoping to lighten his load in any way you could.
He nodded but didn’t look at you. “Thanks,” he mumbled, his voice tight.
⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
Later, you found yourself sitting in the corner of the funeral home’s waiting area, scrolling through your phone to contact people who needed to know. It was an exhausting task, one that made the reality of the situation sink deeper with every call.
Rafe was pacing the room, his phone pressed to his ear. From the snippets of his conversation, you guessed he was calling his father, Ward.
“No, Dad, I’ve got it under control,” Rafe said, though his tone suggested otherwise. “I don’t need you coming down here and making it about you. Just... send what you need to send and stay out of it.”
The conversation ended with Rafe tossing his phone onto a nearby chair and sitting down heavily. For a moment, the two of you sat in silence, the weight of everything pressing down on you like a physical force.
“She didn’t deserve this,” Rafe said finally, his voice barely above a whisper.
You looked over at him, surprised by the rawness in his tone. His head was in his hands, and for the first time, he looked utterly broken.
“No,” you agreed softly. “She didn’t. Neither of them did.”
Rafe didn’t respond, and you didn’t push. Grief was a strange, solitary thing, and you knew better than to try to force him to share it.
But as you sat there in the quiet, Willa’s face flashed in your mind—those wide, innocent eyes that didn’t yet understand what she’d lost. And you realized that no matter how fractured things were between you and Rafe, you’d have to find a way to piece them together. For her.
⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
The morning of the funeral was gray and cold, the sky heavy with clouds that mirrored the weight in your chest. The Outer Banks, usually vibrant and alive, seemed subdued, as if the island itself were mourning.
You stood at the back of the small church, clutching Willa to your chest. She was dressed in a tiny black dress that Sarah had once bought “just in case,” her soft curls pinned back with a white bow. She didn’t understand what was happening, her chubby hands reaching for your necklace as if this were just another day.
But it wasn’t.
The pews were packed with people from all corners of the island—friends, family, neighbors, even people who barely knew Sarah and John B. Everyone had come to say goodbye.
At the front of the church, two caskets stood side by side, draped in simple white flowers. The sight of them made your stomach churn, a wave of nausea rolling over you as the reality hit again. They were gone.
Rafe sat in the front row, his shoulders hunched, his hands gripping the edges of the pew. He was flanked by Ward and Rose, both of whom looked perfectly composed, their grief hidden behind practiced masks. You couldn’t help but feel a pang of anger toward them—toward Ward, especially. How could he sit there so calm when Sarah, his daughter, was gone?
The service began with soft hymns, the sound of the organ filling the air. The pastor spoke of love, loss, and legacy, his voice steady but kind. He shared stories of Sarah’s infectious smile and John B.’s unyielding spirit, painting a picture of the lives they’d led and the love they’d left behind.
When it came time for eulogies, Rafe surprised you by standing. He adjusted his tie awkwardly, clearing his throat as he approached the podium.
For a moment, he just stood there, staring out at the crowd, his usual bravado nowhere to be found.
“Sarah wasn’t just my sister,” he began, his voice hoarse. “She was my anchor. She kept me grounded, even when I didn’t deserve it. She believed in me when I didn’t believe in myself.”
He paused, his eyes glistening. “And John B.? He was... he was family. He took care of Sarah, made her happy in a way I couldn’t. He was my brother, even if I never said it out loud.”
His voice cracked, and he gripped the edges of the podium tightly, trying to steady himself. “They didn’t deserve this. They had so much left to give. But... they left us Willa. And I’ll do everything I can to make sure she knows how amazing her parents were.”
Rafe stepped back, his head bowed, and you felt an unexpected lump rise in your throat. For all his flaws, his grief was real, and it was impossible not to feel the depth of his pain.
⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
After the service, the crowd filtered out to the cemetery, where Sarah and John B. would be laid to rest. The air was heavy with the sound of muffled sobs and the soft rustle of the breeze through the trees.
You stood a little apart from the others, bouncing Willa gently to keep her calm. Rafe was nearby, his hands shoved deep into his coat pockets, his expression unreadable.
As the caskets were lowered into the ground, you felt an ache so deep it seemed to hollow you out. Tears blurred your vision, but you didn’t wipe them away. Grief deserved space, and today, there was nothing to do but let it exist.
When the ceremony ended, Rafe approached you, his face pale and drawn. He hesitated for a moment before gesturing to Willa.
“Can I hold her?” he asked, his voice quiet.
You nodded, carefully passing her over. She went willingly, her small hands gripping the lapels of his coat. For a moment, Rafe just stared at her, his features softening in a way you hadn’t seen before.
“She looks like Sarah,” he murmured, almost to himself.
“She does,” you agreed, watching as Willa rested her head against his chest.
In that moment, standing beside the fresh graves of the people you both loved, it became clear that nothing about this would be easy. But as you looked at Rafe holding Willa, you realized that maybe—just maybe—there was hope. For her, you would find a way.
⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
A few hours after the funeral, the weight of the day still hung heavy in the air as you and Rafe sat in the conference room of the law office. The small table between you seemed to represent the chasm that had always existed between you two—now more evident than ever.
The lawyers—two of them now, both stern-faced and clearly used to handling the messier sides of life—sat across from you, speaking in professional tones about the formalities. Child services was represented by a no-nonsense woman in her mid-forties who seemed to take notes every time either of you shifted in your seat.
Willa, still in your arms, had drifted off to sleep, her tiny breath soft against your chest. She had no idea that her life was being turned upside down today.
“Everything seems to be in order,” one of the lawyers said, flipping through the paperwork in front of him. “Guardianship has been transferred to both of you as per the will, and now, we just need to finalize arrangements for Willa’s immediate care.”
Rafe, who had been largely silent up until this point, suddenly leaned forward. His sharp eyes met the lawyer’s, and his jaw tightened as he spoke.
“We’ll be taking Willa home with us today. Both of us,” he said firmly, his tone brokering no argument.
The child services worker, Ms. Anderson, looked up from her notepad, her brow furrowed. “Mr. Cameron, I understand the circumstances, but we would like to ensure that both of you are prepared for the responsibility of guardianship. Willa’s safety and well-being are paramount. It’s important to assess—”
“I’m prepared,” Rafe cut her off, his voice cold and final. “I’m not asking, I’m telling you. She stays with me.”
The room went quiet for a beat as Ms. Anderson studied him. You could see the flicker of concern in her eyes as she turned to you, silently asking for your input.
You hesitated. Part of you was reluctant to let Willa stay in that house, with Rafe—the person who had been nothing but trouble for years. But the other part of you knew that, for better or worse, you didn’t have many options. You were in this with him now, and if he was willing to take on that responsibility, you couldn’t exactly argue against it.
“She’ll stay with me, too,” you added softly, catching Rafe’s eye. “But I don’t think it’s a good idea to let her stay alone with you, not yet.”
Rafe’s jaw tightened again, but this time, there was a flicker of something else behind his eyes. A flicker of understanding. “Fine. We’ll take her. But we’re doing this together. It’s not just your decision, [Y/N].”
You didn’t argue with him. He was right. This wasn’t just your choice anymore. You shared the responsibility, whether you liked it or not.
Ms. Anderson nodded, taking notes. “We’ll have to conduct an assessment in the next few days, and I’ll be following up regularly. But for now, if both of you are in agreement, Willa can go with you.”
Rafe stood abruptly, crossing the room and grabbing the folder of documents from the lawyer’s desk. “Good. Let’s get this over with.”
As he turned to leave, the lawyer called after him. “Mr. Cameron, please ensure that you maintain contact with child services for further evaluations.”
Rafe gave a terse nod without looking back.
⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
The drive to the Cameron estate was a tense one, the silence thick with unspoken thoughts. You sat in the passenger seat, holding Willa close, her tiny body pressed against you as she slept. Rafe drove, his grip on the steering wheel tight as he focused on the road, the sound of the engine and the occasional rustle of Willa’s breath filling the quiet.
When you pulled up to the house, it felt like a different world. The sprawling estate loomed ahead, the grand, cold structure seeming to mock the chaos of the day. You could feel the heaviness of the house before you even stepped inside. It was too big, too empty. It had always been a symbol of something Rafe wanted, something that didn’t fit with the life you’d grown up with.
But now, it was where Willa was going to stay.
“Welcome home,” Rafe muttered as he parked the car and cut the engine.
You weren’t sure if he meant it sarcastically, or if there was something real underneath the bitterness.
He led the way up the stone steps, unlocking the front door with a swipe of his key. The house felt colder inside, and Willa shifted in your arms as the air conditioned chill wrapped around you. Rafe glanced over his shoulder.
“I’m not leaving her with you alone,” you said firmly, setting Willa down into the nearby high chair as you followed him further into the house. “You’re going to need help. You’re not capable of just doing this on your own.”
Rafe gave a sharp, humorless laugh. “Yeah, no kidding. I never said I was. But if she’s gonna be here, she’s staying in this house. So you’ll just have to suck it up.”
You weren’t sure how you were supposed to feel in this house with him—this house that was too much like a battlefield, and not enough like a home. But there was no escaping it now. You were stuck here together, as guardians. You took a deep breath and tried not to let the tension eat away at you.
For Willa.
"She’s still a baby," you murmured, brushing a stray curl from Willa’s face. "This isn’t about us. We need to figure it out for her."
Rafe didn’t respond, but he didn’t argue, either. He just stood there, watching you with that same unreadable look he always had. But for the first time, there was a sliver of uncertainty behind it.
And for the first time, you wondered if maybe—just maybe—there was a chance, however small, that you and Rafe might actually pull this off.
© 2024 rafeskai | All rights reserved. This fanfiction is a work of fiction inspired by characters from Outer Banks, and no part of it may be reproduced or distributed without permission.
