~Debt~
Richard Horne x Fem!Reader
Summary: When a 'friend' of Richard threatened to harm his girlfriend y/n, Richard has to make sure she's alright.
Word count: 1.2k
Sorry for any spelling mistakes :)
The relationship between y/n and Richard has always been… controversial. Mostly because of what he was known for. Most people in their hometown always knew Richard as an aggressive asshole but she didnt. Well, in the beginning she did but after a tough while she understood who he actually was: a broken young guy. Yes, he did many things that will always be considered as inexcusable and the young couple had many fights because of such things.
Their latest fight was about a topic that was often the reason to argue with each other. Richard used to spend much time with some sketchy guys, drinking and smoking together. Y/n didnt like those guys at all. They creeped her out and she wanted Richard to stay away from them but who was she to tell him what to do.
And so she was at her own place while Richard was at the house of one of those sketchy guys. Well, it wasnt actually a real house but more like an abandoned building with broken windows and missing furniture. But it had a bar with enough alcohol to drown a person. They were playing Poker but Richard overestimated himself again. His stakes were ridiculously high until he had nothing to bet anymore.
“Listen, Horne… we're friends, aren't we?” One of those sketchy guy said. “You got that cute little girl at your side, hm? Here is the deal: Since you can't pay your debt, I'm gonna visit your girl and claim what is mine”
“Come on, man…” Richard said in shock. “You're joking, right?”
The other guy only laughed, creating a tense vibe and making Richard extremely nervous. Although he hated basically everyone and never gave a shit about anything and everything, he always cared about y/n. She was his girlfriend and he promised himself to never let her get hurt. He loved her even though he couldnt say it out loud.
“I'm not fucking joking, Horne… I'm sick of the way you treat your debts. You owe me so much fucking money and I was always generous enough to give you time.” The guy was almost yelling. “You don't have the money to pay me and yet I always see you spending money on booze and that girl of yours. And since you spend all the money that belongs to me on her, I'm gonna get what’s mine”
The guy stood up furiously and drove away. Richard panicked. That asshole cannot hurt his girlfriend. He couldn’t. Richard started to spam y/n's phone with texts and calls but she doesn't seem to be looking at her phone. So there was only one way for him: visit her.
He ran to his car and got in. He drove way above the speed limit but he couldn't care less. All he cared about was y/n. He was so worried all the way to her home. He cursed himself for being so stupid and for even knowing that guy. Everything he ever did came back to him in this very moment and he was scared. Genuinely scared.
And then he arrived at her door. He rang and knocked and rang and knocked until she finally opened the door. Richard has never been more happy to see her and only after he calmed down he noticed that she was only wearing a bathrobe.
He looked her up and down with a smirk and stormed towards her to kiss her. She was just too sexy to resist. He didn’t even try to start off gently, his kisses were always rough from the first moment. He locked the door before pushing her against the wall and trapping her there with his whole body while his tongue explored her mouth eagerly. His hands roamed over her body and her bathrobe quickly came off. She smelled so nice and Richard just had to have her, right here, right now. He carried her to the bedroom and practically threw her on her bed. And then he made sure to relieve all the anger, pain and fear inside him.
And then they cuddled. This was not something that Richard wanted but y/n asked him to and he couldn't deny her wish. And although he would have never admitted it, he liked these calm moments with her. He held her in his arms and tried to kiss her again, to hug her and hold her more tightly but she wasn't having it. Richard behaved in a weird way and although he often behaved weirdly, she wanted and explanation. She needed it. So she looked up at him while she traced random patterns on his chest.
“What in hell is it this time?” She asked with a sigh that almost sounded a little pissed.
“Why didn't you check your phone or answer my calls?” Richard responded, making y/n roll her eyes.
“I was taking a shower. I can't check my phone in the shower and I didn't hear it ring either. And then I step out of the shower and see that I got seven missed calls and fifteen texts from you. So what the fuck is going on?”
Richard sighed and told her everything, leaving y/n in shock but also anger. But before she could say anything in response, his phone rang and he answered the call. He talked to the person on the other end for a while and then he put his phone down and cuddled with y/n again, without saying anything.
Usually he would tell her what was wrong but this time was different. Richard seemed genuinely disturbed and in shock and y/n didn't want to upset him further. She waited until he spoke. And he did.
“He's dead” His boys came out as barely a whisper, y/n almost couldn't hear it. Almost. “He threatened to… harm you and got in his car and… he had an accident… He's dead…”
Y/n could see that tears were welling up in his eyes. She kept caressing his chest and she kissed his cheek but it didn’t cheer him up. Instead he only tightened his grip on her waist and kissed the top of her head.
“I don't want to live like this anymore…” He whispered against her hairline. Y/n pulled away a little to look at him.
“What do you mean?”
“I know that this is not how I want to keep going. I don't want to cause you any harm or put you in danger… I could never forgive myself. I need help.” Richard was almost crying.
“Rich… it will be hard but I'm right by your side, okay? I want to help you change and find the right path…”
Richard seemed hopeful but he was still tearing up.
“I love you” He whispered.
Y/n opened her eyes wide in surprise. This was the first time he said that. He never dared to say anything like that, he just wasn't the type for such a big commitment. But he changed already. He knew that she was the only person he could trust and the only one he cared about. The only one he truly loved with all his heart and soul.
Y/n looked into his eyes and gave him a gentle kiss on the lips.
“I love you too.”
