art blog(derogatory)
oozey mess
YOU ARE THE REASON
noise dept.
TMBGareOK. The Official They Might Be Giants tumblr
cherry valley forever
izzy's playlists!
taylor price
Today's Document
#extradirty
🪼
bliss lane
The Bowery Presents
ellievsbear
No title available
★
No title available
hello vonnie
todays bird
official daine visual archive
seen from Vietnam
seen from United States
seen from United States
seen from Poland
seen from United Kingdom
seen from United States
seen from United States
seen from United States
seen from Italy
seen from Congo - Brazzaville
seen from United States
seen from Germany
seen from France
seen from Brazil
seen from United States
seen from Spain
seen from United States
seen from Canada
seen from United States
seen from United Kingdom
@bhagathvarma1984
It won't be wrong to say that knowingly or unknowingly, Mutual Fund investors have made a strong move to beat inflation. This move will be the most beneficial for ...
Apart from this, SIP and ELSS calculators are also a Mutual Fund return calculator, which helps you find the future value of your monthly/quarterly SIP investment and determines how much tax you will save on your investments respectively.
Most of the people want to invest in mutual funds, but don’t know how to invest in mutual funds. So, here we explained the different ways of investing in it. There are mainly 2 ways i.e. online and offline way to invest. You can find various apps, AMC company websites online. To invest in mutual fund through online, you first log in and follow the steps which are mentioned on the sites. Before logging in, keep ready pan card, aadhar card copy to complete KYC. There are many ways to invest through offline like visiting a bank, AMC office or branch. With the help of mutual fund distributor, investment advisor, stock market broker one can start investing in mutual funds. Know the Different Ways to Invest in Mutual Funds
How to choose a Mutual Fund Scheme
Investing in a mutual fund scheme is easier when you have a clear view of the needs that are related to your investment plan. The starting point of choosing a fund isn’t choosing at all. It starts with your financial goals, investment horizon, and risk-taking ability.
First, you need to analyze your financial goals. Mutual Fund schemes are diverse, and picking one may seem overwhelming for investors. Some mutual funds are applicable for short-term goals, while some might be suitable for long-term objectives.
In terms of risk-taking ability, different individuals would have a varied risk appetite. Some are comfortable with low-risk schemes, while some are familiar with high-risk schemes. Some may even prefer a moderate risk.
If you are new to mutual fund investments, you can always get help from a financial advisor or Mutual Fund distributors to help you out with choosing a suitable mutual fund.
Mutual Fund Dividend and Benefits of Mutual Funds
A Dividend is a distribution of earnings from a stock or a Mutual Fund. A Mutual Fund dividend is distributed when the fund has booked profits on the sale of securities in its portfolio. It can be received as a source of income, or they can be used to buy more shares of the mutual fund. Investors can opt for a dividend option based on their investment goals.
Mutual Funds is one of the most popular vehicle for investors. It can be a good fit for a beginner and also for someone who is well-experienced and knowledgeable about Mutual Funds. Among these, there are many who can’t manage their own investments and can’t make investment decisions for themselves but are still willing to put in some time and efforts to reach their financial goals. Hence, professional fund management is one of the best benefits of Mutual Funds.
Here’s why Mutual Funds might be suitable for you. A novice investor too can easily open an account to invest, hence it’s flexible. Mutual Funds have a broad market exposure therefore helps with diversification of portfolio. There are a variety of Mutual Funds for investors who can choose funds according to their financial objectives and risk-taking ability. It’s affordable for people who can’t invest in a lump-sum, i.e. through SIP. Mutual Funds in overall is a smart investment choice, but before investing, it’s crucial to know your financial objectives and goals.
Best Mutual Funds vs most suitable Mutual Funds
Are you looking for the best investment fund? A fund that will give you outstanding returns over the period you are invested in a Mutual Fund scheme. Well, it is like predicting the future, which isn’t possible. With Mutual Funds, not even an expert can predict its future correctly. It is better to look for a scheme that is appropriate given one’s unique current situation and future needs. One just shouldn’t depend on a scheme’s past performance. Hence, it’s important to identify your financial goals. Some Mutual Fund schemes are suitable for short-term requirements or goals, whereas some might be better for long-term goals. Also, your financial objectives and risk appetite is necessary to choose a Mutual Fund scheme. It’s essential to stay invested for the said period. Even the best mutual fund list won’t really help an investor unless you identify your financial goals.
Choosing a Mutual Fund scheme isn’t a difficult task as long as you’re well aware of your goals. If not, identifying your goals is the first step. Once you identify them, assessing your risk tolerance will help you choose a suitable Mutual fund scheme. And if you’re new to the world of Mutual Funds, you can always consult a financial advisor for further guidance and also assess your risk appetite.
#mutual fund schemes
#best investment fund
Fulfill your Financial Goals with Mutual Funds
Choosing to invest in a mutual fund depends upon your financial goals. You might have a big goal or a small one. For example, buying a house would need long term savings, while purchasing your favourite Scooty will require short-term investments.
Now, most people opt for mutual fund schemes depending upon their financial aims.
Now if you wish to go for a short term scheme, liquid funds are a great option. Here, you can receive a lump sum of money within a short period. Not to forget, these schemes are suitable for risk-takers who like to play in highly volatile markets.
Now let's say with to save up for post-retirement plans. For this, equity funds can meet your long-term financial goals. Here, you'll be able to save up for more than 3 years, with lower risks. Therefore, short-term mutual fund schemes attract newbies and low-risk takers for their steady income in a low-volatile market.
And if you wish for a scheme that helps you generate regular incomes, fixed-income funds can come handy. These are government bonds and securities that work well in low-volatile markets with steady returns.
Hence, your financial goals can help you choose from a variety of mutual fund investment options.
Mutual Fund Schemes for Long Term Investment
Equity fund schemes are suitable for quite suitable for long term investment options.
Long term mutual funds are mostly those who wish to allocate savings for a distant future goal. Hence, if one wishes to purchase a villa for their parents in the future, an equity-oriented mutual fund investment can be perfect for increasing capital.
Equity funds can be risky for short-term gains but in the long run, they prove fruitful while scaling with the volatility rate. For this, they'll need to hire a fund manager who has a professional track record of investing in proper mutual funds.
Not to forget, equity funds, in the long run, can help you accumulate enough capital, within 5 years and more.
The other option would be fixed-income bonds. This long-term investment option comes handy if the depositor wishes to regulate fixed income in the long run. Moreover, long-term bond funds last for over 3 years and are low in risk factors.
Being less volatile than the equity funds, the investor can expect fruitful and steady income returns. Moreover, the investor can expect an easier liquidity rate as well as lesser worries about risk factors.
When a long-term equity fund outperforms others in the market, it can help to bring in more wealth to the investor. Hence, the most vital tip for long term mutual fund investment would be patience.
When the investor is observant about schemes and their performance in the market. Here, Financial planners or investment advisers can be of help to sort out and help choose suitable funds.
Know about Tax on Mutual Fund and Taxation Rules
Mutual fund taxation rates change according to their terms. Meaning, a long term investment will have a different tax rates than a short term scheme.
Long term investments, such as for SIP or Systematic Investment Plan scheme can help you earn moderate yet, regular returns.
Not to forget, you can start your scheme with an amount as low as Rs 500. And you can also change your amount as your income increases.
Now for short term mutual fund investment schemes, you can deposit your amount for a small period. Not to forget, you have complete access to your account and can withdraw after a month if needed. Short terms are risky but guarantee high returns if you are clever with your investment options.
Now mutual funds schemes in India also invest overseas. Every investment unit goes through the Securities and Exchange Board of India (SEBI) authorization and approval before hitting the market.
These mutual fund investment offers can also get exposure to the foreign market. Either they purchase listed overseas securities or invest in overseas schemes that have SEBI approval.
Now for the mutual fund taxation, the payments occur from the profit received after redemption.
For equity funds, the taxation rate stands at 65% while for long term investments, it is 10% Long-Term Capital Gains (LTCG) Tax rate.
No LTCG is only effective on the long term equity funds if the capital gain of 1 financial year overtakes Rs 1 lakh.
Hence, you can opt for the scheme that best suits your needs.
ELSS or Equity Linked Savings Scheme is a one of the best tax saving mutual fund that helps you save tax and grow your money. ELSS fund is ideal for investors wishing to invest in equities. Know benefits of ELSS online.
ELSS Mutual Funds scheme offers an astounding combination of shorter lock-ins, market-linked returns and greater flexibility which makes it one of the top choices for investors.
under Sec 80C of Income Tax Act 1961, investments in ELSS up to a maximum of Rs. 1.5 Lakh per annum qualifies for a tax deduction. This essentially means that you can deduct the amount of money you invest in ELSS Mutual Funds from your annual income, which in return reduces your taxable income, and thus your taxes.
To avail Tax Benefits, ask your financial adviser and invest in ELSS Mutual Funds today!
SIP or Systematic Investment Plan allows an investor to invest a fixed amount in mutual funds at regular intervals. SIP allows a small amount to invest instead of lump sums. A systematic investment plan is the best way to enter the world of investment.
Important Benefits of SIP (Systematic Investment Plan) Which You Should Know Before Investing :
SIP(Systematic Investment Plan) has become one of the best investment avenues in recent years due to the security that it offers compared to stock market investment.
The real benefit that SIP offers is that investors can invest small amounts in multiple accounts, which shields the money (read investment) from market failures.
1. You can earn more with the power of compound interest.
2. Accumulate concrete savings by starting early
How to Evaluate the Risk Profile?
There are so many mutual fund types available in the market but every fund is not for every individual. The simple fact is that every individual has a different profile. Hence, different fund types will suit the requirement of different individuals.
The question here is how can you evaluate your risk profile for investing in mutual funds? Here are some of the ways.
Knowing Your Objective One of the most crucial points is to know about your objective. Do you wish to save tax or your main aim is to play in the investment market or something else? Depending upon your objective, you can take the risk for selecting the funds for investment.
The Budget Backup You can always take a higher risk when you are ready with the right financial backup. In order to know the mutual fund risk, you need to explore the market and check out different funds on their official websites. Exploring the funds and analyzing them, you can evaluate how much risk you are ready to take.
Depending Upon an Expert If you are a newbie or if you are not sure about how to evaluate your risk profile, one of the most convenient ways is to depend upon an expert. The expert will create your risk profile after asking you a number of questions. These experts also help you in risk diversification based on your objectives and your capability of taking the risk.
Mutual funds can offer a wide opportunity to investors of all types. You just need to explore your risk profile well in order to make the correct investments at the right time.
Different Methods to Invest in Mutual Funds
The moment someone starts earning, the very basic question that haunts him or her is about savings. There are so many options available today such as RDs or so that can offer a safe savings option. But is it only about savings? No! right?
If you are looking for an option that can help you save your money correctly, help you in tax saving, and also can help you in earning extra, choosing the right measures is very important. Mutual funds can be one such option in this case.
But another question that many people have is about how to start with mutual funds. Well, there are a number of ways through which you can start investing in mutual funds and you can choose any one of them.
Through application form If you are someone traditional in nature, you will surely go up for the paperwork procedure. You can get the application form from the nearby Investor Service Center. You can fill up this form and can submit it with the required documents and a cheque at the designated office. Taking the help of a mutual fund distributor can also be a great idea here.
Online Procedure One of the easiest ways is to invest online. You can select the mutual fund schemes that you wish to invest in and then can visit their website to invest in their funds.
Through Financial Intermediary Also, one of the ways is to depend upon a financial intermediary such as a mutual fund advisor for the process. These people can also help you with suggestions about your investment options.
Whether you are investing all alone or are taking the help of an expert, one of the basic rules is to research the market well and then invest wisely.
Growth option vs Dividend Plan in Mutual Funds
To understand which of these two payout options is better, you can refer to this simple example. Think that a friend of yours has asked for your advice on which car he/she should buy, a premium hatchback, or an SUV. What would be your advice? The first thing that you would ask your friend to give them advice is their purpose of buying a car. Some people want to buy an SUV as it is family-friendly and offers long-term service. Some people prefer the premium hatchback as they want convenient transport for regular driving in the city. Just like selecting the car type depends on the needs and requirements, similar selecting mutual fund dividend or growth option depends on your investment needs and requirements.
The growth vs dividend plan can be evaluated in simple methods. If you are looking for long-term investments, then you should opt for a growth payout. Here the fund earnings are compounded and accumulated over time that leads to the higher net asset value. Hence, you would be provided with a higher and better return when you will sell.
However, if you want to look for options that would supplement your orderly income, then you should choose the dividend payout option. The most significant advantage of dividend payout is that they are tax-free. However, it is always advised that the investors should read about the tax implications when they are selecting their payout option so that they can make most of their financial investment.
The Many Pros of Investing in Mutual Funds | Mutual Funds Sahi Hai
What are Mutual Funds?
A Mutual Fund is a type of investment fund that pools together a large sum of money from different investors to purchase other securities like stocks and bonds. These funds are managed by financial officers who allocate the fund’s assets.
The significance of the mutual funds is estimated by assessing what the yields of the securities bought are going to be. For example, if you invest in a mutual fund and it ends up buying many securities, sometime later the price of these securities will increase- the fund manager then can sell these securities and you end up getting the profits through distribution.
For an amateur investor, Mutual Funds are ideal as there are various investment plans and you start off with anyone of them
Benefits of Financial Investing
Being an investor is one of the best ways to secure your money and reap small investor benefits in return. Apart from the dividends, or the profits, you get from your shares there are other pros to investing in mutual funds
You can sell your shares at any time.
You can invest using smaller sums for a bigger interest over a long period.
You can invest in ELSS funds that are tax-efficient
You can pay a smaller price for a large number of shares at a time.
You can also start investing your assets in multiple mutual fund schemes so as to reduce the risk. In case one scheme isn’t so successful, you always have the other ones for better returns.
What is NAV of Mutual Fund?
Ever wondered what is NAV of mutual fund that keeps appearing in your SOAs every time? To make you understand mutual fund NAV in a much simpler and comprehensible way, the video gives you an opportunity to learn more about them in an uncomplicated everyday lingo so that you keep up with all that is happening in your account. With the susceptibility of multiple market risks and apprehensions in play, the investors simply cannot afford to get the mutual fund terminologies wrong. This video is relevant for anyone interested in understanding mutual funds better, from CA Inters and Brokers to any general investors looking forward to broadening their financial portfolio.
Here are the three simple points to help you understand what Net Asset Value is:
NAV is the illustration of a mutual fund scheme's functions in the market.
It reflects the actual market value of the fund the investor has invested in under their scheme and the purchase price for the other investors who wish to buy it.
The calculation of NAV takes place by adding the total value of a scheme divided by the number of units under it.
NAV is very crucial in a mutual fund scheme, as it presents the importance of one scheme over another to the investors when it comes to leveraging and pooling profits, while also increasing capital for the investor.
To learn more about what is net asset value, visit Mutual Funds Sahi Hai.
Mutual Funds vs Stocks
The difference between mutual funds and stocks is very easy to understand. The competition between Mutual funds vs stocks has always been an imperative question for investors over the years. While both of them benefit the investors from their lumpsum returns through targeted investment, there are some differences, which are as follows:
• Shares and stocks involve comparatively higher risk as the investor needs to closely keep in account the shift in the market and also has to observe meticulously about the company’s stock performance before and after investing in their stocks.
As for mutual funds, the investor receives the assistance of a fund manager, whose job is looking through the portfolio of various units and choose the best fitting ones for the investors. Moreover, the risk diversification also comes into play and considerably reduces the chances of loss for investors due to their investment being distributed amongst various bonds and shares
• The investor has to keep a check on every share they have invested in, their performance and analytic reports about future outcomes, and the Net Asset Value that keeps changing on a daily basis.
Mutual fund investment needs only the observation of the fund’s performance as a whole and none for individual units, which is usually taken care of by the fund manager.
Stocks are suitable for short term investments for higher returns, but also involve higher risks.
Mutual funds have a plethora of investment plans such as SIP, which allows a periodical and minim amount to be deposited into the investor’s chosen schemes, and yield higher returns in the long term.
What are Liquid Funds?
With so many types of mutual funds available, one of the most asked questions is “what is liquid fund?”. Short term debt funds that have a maturity period of 3 to 6 months are referred to as liquid mutual funds. These types of funds can be liquified and/or redeemed by investors on short notice periods, and the withdrawal request is processed within 24 hours.
Liquid funds are debt funds that are invested in short term market instruments such as call money, government securities, commercial paper, treasury bills, etc. Liquid funds hold the least amount of risk, and hence, are the most opted for the option for the investors. Being very low risk, and hence, less volatile, liquid mutual funds are likely to not be moved around too much in the market, which gives the investors higher returns in tune of the interest which is usually between 7-9%. Mutual Funds Sahi Hai understands the dilemma of choosing the right liquid mutual funds, and in accordance with AMFI regulations, we help the investors by presenting them with schemes best suitable for them.
Liquid funds offer optimum safety, reasonably good returns, and full flexibility of redemption at any time, which makes them a better option than fixed deposits, especially for people who don’t know when they’s need to take out the money. Moreover, you can only keep your money in fixed deposits for a fixed period of time, and that could be troublesome for many investors.
Looking for the best liquid mutual funds schemes? We at MFSH are here to help you!