#minimal budgets

[lydialois]

What I Learned From A Year Of Minimal Shopping

What I Learned From A Year Of Minimal Shopping

This time last year my husband had just left a job that had been paying him prevailing wage. Our budget was already smaller than it really needed to be because we were still saving for a house, but once that income was gone we decided to minimize our spending even more. The main thing we did was cut out our “shopping budgets” which was essentially $25 a month we both were allowed to spend however…

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[lydialois]

The Problem With Percentage Based Budgets vs. Minimal Budgets

The Problem With Percentage Based Budgets vs. Minimal Budgets

Today to continue on with the series of living on less I’m talking today about the difference between the typical budgeting process of using percentages to divide up your income and the way I approach “budgeting” by living minimally and keeping my cost of living down. I put the word budget in quotation marks because I think that word means something different to people when they read it than what…

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