Apr 2, 2018
4% Safe Withdrawal Rate vs Living Off Dividends
4% Safe Withdrawal Rate vs Living Off Dividends
There is a rule in the personal finance community called the 4% rule or safe withdrawl rate (SWR). It basically states that once you are retired you live off 4% of your net worth, which is the safe amount to spend to ensure you don’t run out of money. The 4% rule is based on the Trinity Study which looked at a portfolio of 50%…
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