#weareaprudentgeneration

[billevable]

Ilang taon ka na nga nagtra-trabaho? Ilang taon ka na ring naka-tanggap ng bonus (Christmas bonus, production bonus, company profit sharing, etc.)? Pero wala pa ring ipon? Let's do financial planning. Just hit me a personal message and we can talk it over coffee. BILLE CRISTIANE T. TEMANEL •Financial Consultant, Pru Life U.K. •Registered Financial Planner Graduate Member •Chartered Trust and Estate Planner Program Graduate #BilleMoKosaPru #WeAreAPrudentGeneration (CTTO for the photo)

[billevable]

It has been a culture among the Filipinos to help those who are in need especially if they are our "kapamilya". When a family member will be diagnosed with a critical illness, the parents or the siblings would want the best medical care for their loved one. They will spend up to the single penny just to have their loved one be treated immediately. So even if you are very happy to be single at the moment and not yet married, you can be responsible by getting enough protection for yourself. That if in case of accident or serious illness that leads to disability, your loved one will not be burdened financially to pay the hospital bills or to support your daily living. We know an HMO would not be enough. If you can afford to get enough protection by having a critical illness coverage, get one. How? You get it through a V.U.L. or a standalone plan. #WeAreAPrudentGeneration #HealthCardsPH

[billevable]

Nagkaroon na ba kayo ng closure sa mga utang mo? Then it's not yet too late to move on. To start over again with saving. You might think that it's not easy thing to do. Start by saving your loose change. Mga palima-limang piso, sampung piso at save it in a coin bank na pwedeng bilhin sa National Book Store. Kapag nabuo na iyong habit of saving, then you can save ng mga twenty to pesos per day or per week o pwede nang 10% na ng sahod mo every cut-off. You can also save depende rin sa needs mo. Pwede ka rin mag-save through Jar System (you can watch this on YouTube popularized by Miriam Quiambao) and then meron naman iyong 52 week challenge. Forget motivation. Just do it. Just save. Fall in love with saving money again. #YesYouCanSave #WeAreAPrudentGeneration Photo: John Ed de Vera (@battery_full on Instagram)