Did you know the first step to buying a home is to get "pre-koalified!? Call me first so when you find the home of your dreams you can make an offer with no delay! What are the steps to pre-qualification? -Filling out a basic application by phone or internet -Credit pull and review -Gather income documents such as tax returns, pay stubs, w2's, etc. Benefits of PreQualification: -You’ll save time by only looking at houses within your price range instead of looking randomly at houses hoping you can qualify for the one you fall in love with. -You can make an offer on the same day you find the perfect home so you are the contract the seller sees. -The seller can expect fewer delays with your offer, making your offer more attractive and thus more apt to accept an offer. -Sellers are likely to prefer your offer over a buyer who is not prequalified, giving you negotiating power. -A real estate agent will move quicker knowing that they don’t have to wait on financing, that the process has already started and closing is closer. If you are currently renting – Why Wait?? Talk to me today and we can get you on your way to home ownership! #RealEstate #YourLoanOfficer #Approved #HomeFinancing #HomeLoans #HomeOwner #CityWide #LoanOfficer #Keys #Closed #Funded #CallMe #NewHomeOwner #HappyHomeowner #NoDownUtah #DontRentBuy #NoMoneyDown #FirstHome #LetMeHelpYou #WhyRent #WelcomeHome #SaveMoney #100PercentFinancing #Financing #TeamPippin #HomeLoanExpert #PippinTeam #FirstTimeHomeBuyer #HomeClosing #HomeLoans #FHA #Conventional #VALoan #Refinance #ILoveReferrals #HomeFinancing #BuyingAHouse #Funded #PreQualified #Realtor #FICO #