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@alliedprogress-blog
OPINION | What led to this rebuke of McConnell by his own party?
Our executive director @karlfrisch wrote this piece for The Hill about the Consumer Financial Protection Bureau's rule protecting prepaid cardholders and how a failed attempt to repeal it by Senators Mitch McConnell (R-KY) and David Perdue (R-GA) is a huge win for American consumers.
Forget Trump’s First 100 Days. Worry About the Next 1,362 and Fight Back. Details on what's to come: http://aldpr.gs/2qgdJoO
At this moment #FinancialCmte considering the #WrongCHOICEAct. Tell them: #DefendCFPB & reject this terrible bill http://thndr.me/jisaBJ
New Ad Calls on Senators to Oppose Sen. David Perdue’s (R-GA) Effort Repeal of Prepaid Card Protections. For more information or to take action visit PrepaidSenate.org or call 202-224-3121.
New Ad Calls on Sen. Lisa Murkowski (R-AK) to Oppose Repeal of Prepaid Card Protections. For more information or to TAKE ACTION, visit PrepaidMurkowski.org or call 907-271-3735.
New Ad Calls on Sen. Susan Collins (R-ME) to Oppose Repeal of Prepaid Card Protections. For more information or to TAKE ACTION, visit PrepaidCollins.org or call 207-780-3575.
New Ad Calls on Sen. Dean Heller (R-NV) to Oppose Repeal of Prepaid Card Protections. For more information or to TAKE ACTION, visit PrepaidHeller.org or call 702-388-6605.
Congressman Steve Stivers (R-OH) took thousands of dollars in campaign contributions from payday lenders within days of taking official actions to benefit their industry. Learn More and Take Action: http://aldpr.gs/1N1B4mv
Congressman Kevin Yoder (R-KS) took thousands of dollars in campaign contributions from payday lenders within days of taking official actions to benefit their history. Learn More and Take Action: http://aldpr.gs/1N1B4mv
Read our new report and then tell these Congressmen to do the right thing and donate their dirty payday lending cash to Americans struggling with debt and credit issues: http://aldpr.gs/1N1B4mv
Report Reveals Suspiciously Timed Contributions from Payday Lenders to Key Members of Congress
ALLIED PROGRESS REPORT DETAILS HOW TWELVE MEMBERS OF CONGRESS WERE SHOWERED WITH THOUSANDS OF DOLLARS IN CAMPAIGN CASH BY PAYDAY LENDERS WITHIN DAYS OF TAKING OFFICIAL ACTIONS TO BENEFIT THE INDUSTRY
Read The Full Report Here: AlliedProgress.org/CheaperByTheDozen
WASHINGTON, D.C. – Today, Allied Progress – an organization that seeks to hold powerful special interests accountable and empower hardworking Americans – released a special report detailing how 12 Members of the U.S. House of Representatives were showered with tens of thousands of dollars in campaign contributions from payday lenders within days of taking official actions to benefit the industry. Taken as a whole, the timing of these contributions raises the serious question of whether they were made as a quid pro quo for official action.
“With a business model that traps millions of hardworking Americans in seemingly endless cycles of debt each year, it is hardly surprising that polls show payday lenders are almost universally despised. What is surprising – even bizarre – is seeing certain Members of Congress tripping all over themselves to help such an unpopular industry,” said Karl Frisch, executive director of Allied Progress. “Tens of thousands dollars in suspiciously timed campaign contributions that coincide with official actions by these Representatives to benefit the payday lending industry casts a shadow of serious impropriety.”
Research from The PEW Charitable Trusts found Americans favor more regulation of the payday lending industry by a margin of 3-to-1. That, along with the impact these financial products have on borrowers, may explain why the Consumer Financial Protection Bureau (CFPB) stepped forward earlier this year with a proposed framework for regulating payday loans that will provide consumers with a baseline of nationwide protections.
Coincidentally, the House Financial Services Committee is today considering legislation (HR 1266) that would weaken the CFPB by placing it under the authority of a multi-member commission rather than a single director as it is currently structured. When a similar bill was proposed in 2011, experts said such a move would push the CFPB into “gridlock and inaction.” As documented in the report released today by Allied Progress, several Members of Congress accepted thousands of dollars in campaign contributions within days of signing on to sponsor or co-sponsor the 2011 legislation.
“This industry wields tremendous power not only over those it is able to ensnare with its risky financial products, but also over the levers of power in Washington,” continued Frisch. “These Members of Congress should do the right thing and donate this questionable campaign cash to a deserving charitable organization that helps hardworking Americans struggling with debt or credit issues.”
Key Findings from the Report:
On March 16, 2011, Rep. Patrick McHenry of North Carolina signed on to co-sponsor HR 1121 – legislation that experts said would “hobble the CFPB” and push the Bureau into “gridlock and inaction.” Just five days later, his Federal Election Commission (FEC) filings show he received $17,900 in campaign contributions from payday lending executives and just nine days after that, he received another $15,000 from industry PACs. [Levitin Testimony, House Financial Services, 4/6/11; Consumerfed.org, Letter, 5/3/11; Congress.gov, HR 1121; McHenry FEC Filing]
On March 26, 2015, Rep. Pete Sessions of Texas signed on to co-sponsor HR 1266 – a new version of 2011’s HR 1121, which experts said would hobble the CFPB. The very next day he received a $2,700 campaign contribution from a payday lending industry PAC. [Congress.gov, HR 1121; Congress.gov, HR 1266; Sessions FEC Filing]
On July 18, 2012, Rep. Blaine Luetkemeyer of Missouri introduced HR 6139 – legislation that experts said would undermine oversight of payday lenders by allowing them to bypass the regulatory authority of the CFPB and stronger state laws. The day before, Luetkemeyer refunded a $2,500 campaign contribution to the PAC of the payday lending industry’s special interest trade group – Community Financial Services Association of America (CFSA). Exactly two months later he received a contribution from the CFSA for double the original amount. [Congress.gov, HR 6139; Luetkemeyer FEC Filing]
Rep. Stephen Fincher of Tennessee received $5,000 in campaign contributions from payday lending industry executives just days before and a $2,500 campaign contribution from another industry executive soon after signing on to co-sponsor Luetkemeyer’s HR 6139. On April 15, 2013, Rep. Gregory Meeks of New York signed on to co-sponsor HR 1566 – legislation with the same title and purpose as HR 6139. Just four days later, he received a $5,000 campaign contribution from a payday lending industry PAC. [Congress.gov, HR 6139; Fincher FEC Filing; Meeks FEC Filing]
On June 5, 2014, the CFSA filed a lawsuit against the FDIC over Operation Choke Point, a Department of Justice (DOJ) effort that targets unscrupulous lending practices. Over the next week, payday lending industry executives and PACs contributed heavily to the campaign of Rep. Luetkemeyer who then filed HR 4986 – legislation that would end Operation Choke Point. Rep. Sessions signed on to co-sponsor HR 4986 the day after receiving a $5,000 campaign contribution from an industry PAC. [CFSA v. FDIC, Complaint Filed, 6/5/14; Luetkemeyer Press Release, 6/26/14; Congress.gov, HR 4986; Luetkemeyer FEC Filing; Sessions FEC Filing]
For the purposes of this report, Allied Progress examined the twelve members of the U.S. House of Representatives who have received at least $25,000 in campaign contributions since 2011 and have also taken official action in support of payday lenders within ten weeks of receiving industry campaign contributions.
Read The Full Report Here: AlliedProgress.org/CheaperByTheDozen
Watch the video then tell New Mexico Senators Tom Udall and Martin Heinrich to oppose Big Oil’s attempt to lift the crude oil export ban — because American oil belongs here in America. ★ TAKE ACTION ★
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ABOUT ALLIED PROGRESS
A nationwide nonprofit grassroots organization, Allied Progress uses hard-hitting research and creative campaigns to hold powerful special interests accountable and empower hardworking Americans.
If we repeal the crude oil export ban, we will squander our chance to achieve American energy independence. Join Allied Progress and tell your Senator to #KeepTheBan: http://aldpr.gs/1h9UozT
Watch the video then tell New Hampshire Senators Jeanne Shaheen and Kelly Ayotte to oppose Big Oil’s attempt to lift the crude oil export ban — because American oil belongs here in America. ★ TAKE ACTION ★
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★ Join our Email List ★ ★ Subscribe on YouTube ★ ★ Like us on Facebook ★ ★ Follow us on Twitter ★ ★ Follow us on Instagram ★ ★ Pin with us on Pinterest ★
ABOUT ALLIED PROGRESS
A nationwide nonprofit grassroots organization, Allied Progress uses hard-hitting research and creative campaigns to hold powerful special interests accountable and empower hardworking Americans.
If we repeal the crude oil export ban, the cost of heating oil will increase. Join Allied Progress and tell your Senator to #KeepTheBan: http://aldpr.gs/1h9UozT
If we repeal the crude oil export ban, the U.S. will become more dependent on Middle Eastern oil. Join Allied Progress and tell your Senator to #KeepTheBan: http://aldpr.gs/1h9UozT
Watch the video then tell Maine Senators Susan Collins and Angus King to oppose Big Oil’s attempt to lift the crude oil export ban — because American oil belongs here in America. ★ TAKE ACTION ★
★ KEEP OUR ADS ON THE AIR - MAKE A DONATION ★
CONNECT WITH ALLIED PROGRESS
★ Join our Email List ★ ★ Subscribe on YouTube ★ ★ Like us on Facebook ★ ★ Follow us on Twitter ★ ★ Follow us on Instagram ★ ★ Pin with us on Pinterest ★
ABOUT ALLIED PROGRESS
A nationwide nonprofit grassroots organization, Allied Progress uses hard-hitting research and creative campaigns to hold powerful special interests accountable and empower hardworking Americans.