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Ron Del Barrilito: My Last Stop in Puerto Rico

This Average Joe’s year of living in Puerto Rico has come to an end. And for my last experience on this enchanting island I was fortunate enough that the Ron Del Barrilito rum factory had finally reopened to visitors following its damaging encounter with Hurricane Maria. Here is my tour:

It’s 9:30 AM and raining here in Bayamon, Puerto Rico. I am the first person of the day to the newly rebuilt…

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What if We Quit Buying Stocks and Real Estate?

For five generations, the buying of equities (and, real estate) has been preached to Americans as the corner stone of building wealth in America.

The greatest investors America has ever known; Warren Buffet, Ray Dalio, and others have demonstrated the prudence of buying and holding of stock in publicly traded companies like General Electric, Bank of America, and Walt Disney World for the long…

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#bitcoin #lite coin

What if We Quit Buying Stocks?

For five generations, the buying of equities (and, buying real estate) has been preached to Americans as the corner stone of building wealth in America.

The greatest investors America has ever known; Warren Buffet, Ray Dalio, and others have demonstrated the prudence of buying and holding of stock in publicly traded companies like General Electric, Bank of America, and Walt Disney World for the…

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#bitcoin #crypto currency #lite coin

Your Drinking Guide to San Juan, PR

“I drink to make other people more interesting.”

Earnest Hemingway

Papa Hemingway and I share more than the just our love of the written words, we enjoy our drinking. Drinks that are best served cold, with copious amounts of alcohol, and of course, as frequently as possible.

Papa and I do not discriminate among our alcohols; we love them all, but rum holds a dear spot in our hearts. And, so it…

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#bar crawls #Condado #drinking in San Juan #San Juan Puerto Rico

Bacardi Distillery Tours; Average Joe Style

Ah rum, whiskeys first cousin, how I love thee.

Rum, that precious distilled spirit made from molasses is dear to my heart. Served with a Coke, shaken with lime juice, or just sipped with two ice cubes, rum is never far from my heart.

And, the heartbeat of this amazing and versatile spirit can be found in San Juan, Puerto Rico at Casa Bacardi, home of Bacardi spirits; makers of the vast majority…

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Food Trucks of San Juan Puerto Rico

Puerto Rico has an amazingly resilient population that has endured unbelievable hardships that have ranged from a collapsed economy, economic isolation as a result of the Jones Act, and an unprecedented mega-disaster (Hurricane Maria) that left most of the island without power for months and much of the infrastructure damaged and/or destroyed.

Yes, it can be tough in Puerto Rico for the Average…

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Eliminate Debt Now!

Okay Average Joes, it is time to for us to begin paring down our debt loads as fast as possible.

Now, I know for those of us who engage in manufactured spending, credit card churning, and applying for all the credit cards we can in order to keep scoring all these crazy airline points bonuses, this is a painful pill to swallow. But trust me, this is for the best.

Let me explain why-

The Federal…

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Hawaii on a Budget: Maximizing Rewards for an Amazing Trip

I am a budget traveler. But, I take amazing trips.

I do this not by cutting coupons, or signing up for group tours, or by attending time share tours in order to score freebies. I will admit, I have listened to more than my fair share of time share offers though.

No, I take amazing trip do by maximizing rewards programs that are offered by hotels, airlines and credit card companies. In addition, I…

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The sushi burrito!

#averagejoearbitrage

Sweatcoin: An Average Joe Hard Look

Sweatcoin has the potential to be a game-changer on so many levels!

I mean huge! And, the more I look into the app that is willing to pay you to move your body and sweat, the more of an apostle towards it I become.

Let me lay out an argument to all my Average Joes on why you MUST have this app in your arsenal.

Sweatcoin History

Oleg Fomenko and Anton Derlyatka founded Sweatcoin in 2016. The app…

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Gift Cards, Football, and Pumpkins!

Fall weather brings us Average Joes the much awaited for cooler weather, the return of football and thoughts of the holidays fast approaching. For those Average Joes who are faithful fans of this blog, and follow our WebTalk, Facebook and Instagram pages, they know the Fall Season also means gift card season!

The happiest season of them all!

The gift card business is big business. Billions of…

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#Credit card churning #credit card rewards #make extra money #making extra money #Manufactured Spending

A Sam’s Club Membership for Free? I’ll Tell You How.

Sam’s Club is great for those who love to buy in bulk. I mean I love those cubic yards of toilet paper and containers of laundry soap that require a strongman to lift them. Ah, nothing like American shopping excess.

But, those Sam’s Club memberships come with a price. A small price of only $45.00 for all those savings you’re going to make, but, it is still a cost we have to incur.

So, what if I…

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#average joe arbitrage #couponing #sam’s club membership

25 Money Making Phone Apps

I have here a list of verified apps, techniques and hacks that will save your hard earned money and put that money right back into your pocket to spend on yourself and your family. Each of these techniques has been used by me and my family. Each of these work. And, each of these can be shared with others so that you can help them save more money and make more money and then YOU can earn a…

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#Money Making Phone Apps

Acorns and the Average Joe

Acorns is a financial service you can download on your phone, activate, establish your investing parameters and forget about it. I decided to give it a test and here are my thoughts-

One Lonely Ben Franklin

At the time that this Average Joe, activated my Acornsapp, I had but one lonely Benjamin Franklin sitting in my savings account ($100.00). Yes, just one. Sadly, I have never been one to keep…

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#acorns #make extra money #saving money

10 Money Making Apps in Puerto Rico

I am loving my stay in Puerto Rico. This is truly a beautiful place, with wonderful people, and an amazing culture. But, as all my Average Joes know, I am always on the prowl to make extra money. Lots of extra money! And, if I am not making money, I better be saving money. So, I have been testing and using all of my apps down here and found some that work, while others do not. I thought I would…

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