Interview with Bankera’s Finance Specialist Jonas
Today, we are bringing you an interview with another team member from Bankera. This time our Finance Specialist Jonas will be sharing insights about his role at Bankera and its MVP, SpectroCoin; BNK tokens; and trends in digital banking.
Can you briefly introduce yourself to everyone?
Yes. My name is Jonas, I come from a background of Banking, Audit, and Business Analytics; and I work with SpectroCoin’s and Bankera’s finances, as well as payment processing.
So far, how has your experience been at Bankera?
I think the past year with Bankera has been great. I like the fact the team is straight to the point and result-oriented, which makes it easier for new developments and improvements to be implemented. At the same time, I think the atmosphere in the team has been relaxed and friendly, so it is a nice balance between working hard and taking a minute off when you need it.
From your perspective, what are the differences between Bankera’s ICO and other ICOs?
I think we are definitely the most ambitious, and we are proving those ambitions with results, like our latest acquisition of Pacific Private Bank – which is a major step forward for us.
What’s more, we have 5 years of experience and development put into our MVP, SpectroCoin. This means we are ahead of our competition in terms of development and the variety of products that we offer. I think we are probably the only ICO that is already offering its clients private IBAN accounts together with SEPA payments and a prepaid card solution. Another project and product that I am personally involved with is the demo version of Bankera’s exchange; which a lot of users already tried during the contest which we organized. We received a lot of valuable comments and suggestions during that time, and we appreciate the feedback. We are working hard on the further development of the exchange.
Now, what also separates Bankera from the rest, and I cannot stress the importance of it enough, is the fact that we are already receiving a steady and growing stream of revenue. We are profitable, and our token holders are benefiting directly from that. Could you name another project that would earn and share its revenue from the first days of its pre-ICO?
Can you briefly explain to us why the total token supply is so high?
First of all, I think that the token supply is not that high. Bitcoin has 2.1 quadrillions Satoshi on its protocol, so Bankera’s 25bn token supply is not that big compared to that amount.
We wanted our Banker token to be affordable and to have a positive potential upside due to its low denomination. So, we think that 1 euro cent as starting price is a logical price for the token. Basically, if you are aiming to raise a lot of capital, which a project like a digital bank really needs, and you are setting the price low, you are going to have a bigger token supply. There is no way around it.
What is more, when the token hits the exchanges, the circulating supply will only be around 11bn. We already released the post on Bankera’s blog regarding the token supply so you can check it out for more information.
What will happen if there are unsold tokens after the ICO?
I think that people want speed, flexibility, and convenience in their everyday finances, so digital banks will keep evolving and expanding with these needs. For example, we use our smartphones more and more for everyday banking services, so an easy to use and well designed mobile app is a must for a digital bank.
Another sphere, banking contracts can already be signed with your e-signature, but, in the future, smart contracts on the blockchain could come into play in the future, as they offer more speed and security.
Artificial intelligence is another interesting sphere that could be applied to areas where a lot of computational power and trend determination is needed. For example, wealth management could be an area of banking that would benefit from artificial intelligence.
I think there is a reason why people associate digital with speed and convenience. Digital banks like Bankera can offer more innovative products and adapt to customer needs more quickly than a traditional bank. That is what we are aiming to do.
We hope you enjoyed the interview with one of Bankera’s team members and there are still more to come. If you have not participated in Bankera’s ICO yet, you can still do so at SpectroCoin. Join the bank of the future!
If you have not yet seen the video you can check it out below: https://www.youtube.com/watch?v=zGzHNLC1Pu8
