Courtesy car- a boon
A courtesy car is a very beneficial option that you can get under the car insurance policy that you have purchased. If your car is damaged in an accident and is sent for repairs, you will have a hard time while travelling for your daily activities in the absence of your vehicle. The first question that comes up is what you would do without your vehicle. And the obvious answer is a courtesy car. Most insurance companies provide you with a courtesy car in case your vehicle has been sent for repairs due to damages in an accident. This is a very useful provision that people will definitely love. You do not need to struggle hard to find a transport system in case you do not have your car with you.
As not all insurance policies offer the provision of a courtesy car, if you want one, then you will have to choose the car insurance wisely and carefully. The companies who provide a fully comprehensive policy will cover this option as this is the widest level of car insurance. But to gain such a benefit you need to a little more price as a fully comprehensive insurance policy will cost you more than the standard insurance policies. The policies mention the time frame for which the courtesy car will be available to you and it may often be for a period of 10-15 days.
There are some insurance policies that will ensure that you get a replacement vehicle which is also termed as like for like car as you get the same kind of car that you had as a replacement option. But it can often be difficult to get the same kind of car that you own as a replacement vehicle as that particular model may not be available at that point of time. You will only be allowed to get a courtesy car after you have successfully applied for a claim that is valid. Therefore, although the point may be a small one, yet it is quite a crucial one when in need.