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Regardless of the lack of inventory on the market, the U.S. homeownership rate has climbed to a 6-year high. The United States Census Bureau reported that it increased to 65.1% in the fourth quarter of 2019, representing the highest level in the past six years. https://www.keepingcurrentmatters.com/2020/02/11/homeownership-rate-on-the-rise-to-a-6-year-high/

A Few Things to Know Before Building Your Dream Home https://realtytimes.com/consumeradvice/buyersadvice/item/1029745

Putting down roots can be exciting, but you don’t want to rush into it. Making simple errors while searching for a home can cause a lot of stress—both emotional and financial—for years to come. So, take some time to educate yourself about the six most common home-buying mistakes people make, and your own experience is more likely to be successful and exciting. https://www.realtor.com/advice/buy/6-home-buying-mistakes-to-avoid/?cid=soc%5Ffy20_TW_RDCFY20_Consumer%5FLink%5FEditorial%5FBuying%20Tips%5FEvergreen_sf115601404&sf115601404=1

It's not necessary to spend thousands of dollars to decorate a house before selling, but keep in mind that statistics show the selling price of a house increases by as much as 6-20 percent, merely through staging. That said, here are several tips for staging and getting top dollar in the process: https://realtytimes.com/consumeradvice/sellersadvice/item/1028082

While most home buyers spend their time at an open house simply checking out the layout of the rooms and the name brands on the kitchen appliances, smart buyers know what's really important to look for when buying a home. https://www.realtor.com/advice/buy/things-to-look-for-when-buying-a-home/?cid=soc%5Ffy20_TW_RDCFY20_Consumer%5FLink%5FBuying%20Tips%5FEvergreen%5FEditorial_sf115556413&sf115556413=1

If you're putting your home on the market, especially if you live in an area where prices are going up and buyers are competing for homes, you may be tempted to try listing it at a high price. https://www.realtor.com/advice/sell/homes-first-price-best-price/?cid=soc%5Ffy20_TW_RDCFY20_Consumer%5FLink%5FEditorial%5FEvergreen%5FSelling%20Tips_sf115330235&sf115330235=1

With the new year, comes new laws for California HOAs and condo associations. Stay in the know when it comes to election processes, accessory dwelling units, and employed contractors. You may be required to amend your community’s rules. https://www.sandiegouniontribune.com/business/story/2019-10-19/many-new-laws-will-affect-hoas-in-2020

With the calendar now officially flipped to 2020, Fannie Mae, Freddie Mac, and the Federal Housing Administration are now backing larger mortgages than they were just a few days ago. That’s because the 2020 loan limits for each of those agencies are now in effect. And each of the agencies’ loan limits are higher for 2020 than they were in 2019. https://www.housingwire.com/articles/fha-fannie-mae-freddie-mac-are-all-now-backing-larger-loans/

When you buy a home for the first time, you're constantly faced with things you didn't know you didn't know. https://www.realtor.com/advice/buy/5-lessons-from-first-time-homebuyers/?cid=soc%5Ffy20_TW_RDCFY20_Consumer%5FLink%5FEditorial%5FBuying%20Tips%5FEvergreen_sf115242895&sf115242895=1

Thinking of Selling Your Home Before Year’s End? Here are the Top 6 Reasons You Should https://www.mottomortgage.com/blog/thinking-selling-your-home-years-end

People often say that trying to sell a home in winter is a lot more challenging than selling the same home in summer; but the thing is, there are plenty of notable advantages when selling a home during the colder months. For instance, there would be fewer available homes in the market plus people make new home purchases year-round, so there is no shortage of buyers. Selling in winter also means that you can showcase your home’s family-friendly atmosphere and cosy charm a lot better. Below are some tips on how you can achieve this. https://realtytimes.com/consumeradvice/sellersadvice/item/41024

Even though the month’s supply of inventory is not increasing, ironically, the number of homes for sale is. This means homes are coming up for sale, but they’re being sold quickly. The graph below shows the year-over-year change in inventory over the last 12 months. https://www.keepingcurrentmatters.com/2019/12/16/december-2019-the-buyer-stakes-are-high-because-inventory-is-low/

Home sellers who want to present their home in a tasteful way can do so with the tips below from design-minded experts.✨ https://www.realtor.com/advice/sell/diy-home-staging/?cid=soc%5Ffy20_TW_RDCFY20_Consumer%5FLink%5FEditorial%5FDIY%20/%20Home%20Improvement%5FSelling%20Tips%5FEvergreen_sf114004073&sf114004073=1

One of the main reasons buyer traffic has increased year-over-year is that mortgage rates have fallen dramatically. According to Freddie Mac, the average mortgage rate last December was 4.64%. Today, the rate is almost a full percentage point lower! https://www.keepingcurrentmatters.com/2019/12/12/holiday-gifts-are-not-the-only-hot-things-right-now/

If you're in one of these demographics and are weighing the pros and cons of buying a home, read on. There are a number of factors to consider as an older buyer. https://realtytimes.com/consumeradvice/buyersadvice/item/1034855

The best way to get potential buyers through the door and interested in your home is with a stellar online listing. Photos of the house and a description of the property are standard fare, but not all listings do what they're supposed to do. In fact, some might actually do more harm than good. https://www.realtor.com/advice/sell/bad-online-listing/?cid=soc%5Ffy20_TW_RDCFY20_Consumer%5FLink%5FEditorial%5FEvergreen%5FSelling%20Tips_sf113761320&sf113761320=1

It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home. The good news is, it’s okay to admit if your house no longer fits your needs. https://www.keepingcurrentmatters.com/2019/12/11/have-you-outgrown-your-home/

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McDaniel Callahan, Realtors