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@pamelasnowrealestate
Preparing Your Home for the Start of Summer
As May arrives, many homeowners begin shifting their focus from spring cleaning to preparing their homes for the warmer months ahead. A little preparation now can make summer more comfortable and help prevent unexpected issues during the hottest part of the year. One of the first things homeowners should consider is the cooling system. Before summer temperatures arrive in full force, it’s a good…
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President directs Mortgage Bond Securities (MBS) to lower rates and payments
Trump directs GSEs to buy $200B in MBS to push mortgage rates lower President Donald Trump said January 8 that he is directing representatives at the government-sponsored enterprises (GSEs) to purchase $200 billion in mortgage-backed securities (MBS), a move he said is intended to bring mortgage rates down. Trump’s comments come as the GSEs are already expanding their MBS portfolios. Combined…
What to clean before you close.
Here is a large list of what to clean in your new home after you move in. Keep reading for some quick cleaning tips for each area. Kitchen Backsplash Kitchen Cabinets & Drawers Dishwasher Under/Behind The Stove Range Hood & Filters Oven Faucets & Faucet Aerators Garbage Disposal Under/Behind Refrigerator Refrigerator Water Filter & Ice Maker Ceiling Fans Handles & Knobs Light…
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Title Insurance
Title insurance is a key part of protecting your property rights during a real estate transaction. While title claims are uncommon due to the thorough work done before a property is sold, issues can still arise. Title insurance protects against problems that may not surface until after closing, which could impact your ownership or use of the property. Common Title Problems Covered by Title…
Homeownership In America
In Real Estate News, Dave Gallagher shares an interesting article, based on the NAHB graph released. A recent study confirms that the U.S. has a housing supply issue with no quick solution: While housing stock looks healthy for higher-end homes, it’s dreadful for lower-income and first-time homebuyers. 94 million Americans cannot afford a median home: The National Association of Home Builders…
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Competition is Good,right?
I enjoy sports and competition. I understand my limitations. I also enjoy history. Understanding the past contributes to success in the future. In the realm of real estate, there are many tools to help agents remain productive and sell lots of homes. As an agent, I have a service (I which I pay for) that allows me to schedule showings for my buyers and allows my sellers easily accept or decline…
Home Price Rise/Decline Vs March 2024
Housing market forecasters projected home prices to rise in 2025 because of limited inventory and the release of pent-up demand as mortgage rates moderate off their highs of the last few years. However, recent data suggests home prices are trending in the other direction. According to Altos, the weekly single-family pending sales price has fallen in five states on a 90-day average basis, and…
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First Time Homebuyers
First Time Homebuyers made up 34% of all buyers, downs from 32% last year. Before 2008, first-time homebuyers made up 40% of the market. The median household income for the first-time buyer was $97,000, whereas the U.S median household income is $80,610. The median age of a first-time buyer was 38, up from 35 the previous year and 31 a decade ago.
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Expanding the Big Walnut Trail!
Exciting news! Columbus Recreation and Parks is expanding the Big Walnut Trail with a 3.5-mile section on the city’s southeast side, connecting Nafzger Park to East Main Street. Have ideas? Join us for a public open house on Wednesday, March 12, from 5:30-7:30 p.m. at Far East Community Center, 1826 Lattimer Dr., 43227, to share your input and learn more. If you can’t make it to the open house,…
Understanding Mortgage Rates: A Simple Guide for First-Time Homebuyers
Finances Mortgage rates play a crucial role in determining how much you’ll pay for your home over time. As a first-time homebuyer, understanding these rates can help you make informed financial decisions and secure the best possible loan terms. Here’s what you need to know. 1. What Are Mortgage Rates? Mortgage rates are the interest rates lenders charge on home loans. These rates fluctuate…
7 Home Buyer, SEller Market Trends to Watch
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Home Stager's Favorites
More than half of buyer’s agents say that home staging can affect buyers’ view of a home, making it easier for them to visualize as their future home. It could even add up to 5% in offer value compared to non-staged homes, according to the National Association of REALTORS®’ Profile of Home Staging, published in 2023. Luxury interior designers and home stagers Cheryl Eisen and Ashley Quinn with…
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What is that SMELL?
When a client sends me a listing and wonders why it is still on the market, my first response is “You can’t smell the listing…” Hippo, a home insurance firm, warns of these six “weird” house smells. They could be signs of an urgent property issue, which may need a professional evaluation. Fishy odors Possible culprit: Electrical issues or overheating of wires or outlets Common locations: Near…
6 Myths About FHA Loans
Amid high home prices, more buyers may be turning to Federal Housing Administration loans in the coming year. These government-backed mortgages are known for their more lenient borrower requirements, such as lower credit scores and down payments as low as 3.5%. You can help make offers from FHA borrowers more competitive by debunking these common misperceptions about FHA loans. MYTH #1: Only…
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What is Agent Qualities are most important to you?
Top Benefits Agents Provided Pointed out unnoticed features/faults with the property: 55% Helped buyer understand the process: 53% Negotiated better sales contract terms: 44% Provided a list of service providers (e.g., home inspector): 43% Improved buyer’s knowledge of search areas: 41% Top-Ranked Agent Communications Called to inform of market activities: 71% Sent property information…
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Welcome Home - Home Grant
Welcome Home Grant available March 3rd! Homebuyers can receive up to $20000!! Welcome Home Ohio Grant for new Homeowners Welcome Home OhioFiscal Year 2024-2025 Program GuidelinesThe Welcome Home Ohio (WHO) program was created to award grants for the purchase of qualifyingresidential properties, the cost of construction or rehabilitation, or a nonrefundable tax credit forqualifying…
What did she say? Words that help you understand real estate.
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