Buy Now, Pay Later with Affirm
Have you ever found yourself in a situation where you want or need to buy something but you don't have enough cash on hand and your credit is limited?
We've partnered with Affirm, an innovative payment service that allows our customers to buy now and pay over 3, 6, or 12 months at 10-30% APR. We understand how important it is to be responsible with credit, and we applaud Affirm for providing our customers with transparent rates. Affirm takes into consideration more information than traditional banks and credit card companies, which means there's a good chance you'll receive more favorable credit terms.
We started working with Affirm in July of 2014, and we're hearing great things from our customers.
One customer was feeling trapped and was concerned she would not be able to provide gifts for her family this past Christmas. Cash was tight and her access to credit from her credit card company was limited. Giving it one more shot, she filled up her Zentail.com shopping cart with discounted products, and selected the Affirm option at checkout. Se was seamlessly directed to Affirm.com where she filled out a quick survey. Within 5 minutes she was approved for her entire purchase at 10% APR. She elected to pay over 6 months, so her $463 purchase was financed for an additional fee of less than $25, and her monthly payments were less than $80!
This example goes to show how useful Affirm can be. Always live within you means and be responsible with your credit. If you don't have a job or a stable source of income, take care to use credit sparingly.
Affirm is great for higher value items such as furniture and electronics. We're proud to be one of the largest retailers by product catalog that accepts Affirm. Let us know if you have any questions about how Affirm works. Learn more at Zentail.com.
