Saw some financial person saying that even if you put " just $40 dollars a week" into your Roth ira as a young person to prepare for retirement then you'll be a millionaire by time you retire and I was like "buddy, who has a spare $40 a week to throw around?" before realizing that's a few cups of coffee or takeout here or there missed for most people and. I once again am remembering. I'm poorer than I think. 🙃















