#bayareastartup

[nolimitsli-blog]

Visuals I shot for @blacklystco (coming soon) Starring @pedromfrias and @rubenharris . . . . #motivationmonday #sfstartup #bayareastartup #bayareavideo #financialfreedom #freelancefilmmaker (at Lake Merritt) https://www.instagram.com/p/Bo-oOFElTWk/?utm_source=ig_tumblr_share&igshid=161jivqg5w8m6

[impactcreditservices-blog]

Mint Bills gave me life!!!

When rebuilding your credit, one of the most important steps is to make sure that your bills are paid ON TIME. This is so essential for establishing a high credit score. 35% of your credit score is determined by your payment history. With all of your daily responsibilities, a pad and paper referencing your bill dates might not work for you. I work a full-time job, I’m launching a startup, and I maintain my household. My brain is constantly getting overloaded with the little bits of information that I may not need to always carry. It’s so easy to let little things slip from my mind. So I try to outsource as many things I can. One thing that is super important for me to always maintain control over is my bills! I enjoy trying out to new items that can help keep my brain from overflowing. Mint Bills has been an awesome help in ensuring that my bills are organized and my due dates are clear. I recently downloaded the Mint Bills app and I am in the process of loading up all of my accounts. Loving this app for multiple reasons: 1. You receive weekly reminders for up and coming bills 2. You can view your debt utilization ratio 3. You can view where your money is going and evaluate where you need to cut back 4. You can pay your bills from the app with free bill pay Things may be tight for your. You might be trying to build your savings, short on cash flow, or have an unexpected bill. Remember the below tips in making sure you maintain a good relationship with your lenders. 1. If you are unable to make the payment on time, call the lender! Work out a payment arrangement. 2. Ask to change your payment due date. If you know you won’t have cash flow until after the bill is due, call them and see if they can change your payment due date for ongoing payments. 3. Stay on top and don’t lose momentum Grab your bills and your laptop or your tablet and get organized today. Establishing positive payment history can be challenging if you have not kept the best track record. Fortunately, change is reachable. However, you are the only one that can take that step. Good luck!