Jan 15
Buy Now Pay Later (BNPL): Why It Can Destroy Your Credit Score
Let’s be honest. Buy Now Pay Later (BNPL) feels like a cheat code. You want something today, but you don’t want to pay today. So you tap one button, the app says: “₹0 payment today. Pay after 15 days.” No paperwork. No bank visit. No “loan” word. No stress. And that’s exactly where the danger starts. Because in India, BNPL isn’t just a convenience feature. In most cases, it’s a loan in…