Your Cyber Insurance Renewal Just Got Harder
Things your cyber insurance company now wants to see before they'll cover you (and yes, this applies to small businesses too)
so you've been running your business, paying your cyber insurance premium every year, feeling reasonably covered. and then renewal season hits and suddenly there's a six-page checklist you've never seen before.
here's what insurers are actually requiring in 2026:
— mfa on every entry point. every email login, every remote access tool, every cloud app. not just your main account. all of them.
— endpoint detection & response (edr). this is different from antivirus. it's active monitoring that catches threats as they move, not just when they arrive.
— immutable backups. meaning: backups that can't be encrypted or deleted, even if ransomware gets into your system. the kind you can actually restore from.
— a documented incident response plan. written down. tested. not "we'd call our IT guy." a real plan.
the businesses getting blindsided right now are the ones who haven't updated their security setup since they first bought the policy.
if that's you — no judgment, it's incredibly common — but it's worth getting ahead of it before your renewal date.
we're Century Solutions Group, an IT and cybersecurity provider based in the Atlanta/Tyrone area of Georgia. we help small and mid-sized businesses sort exactly this kind of thing out.
🌐 centurygroup.net
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