#collection defense

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Jefferson Capital Systems, LLC Collection Lawsuit Defeated - Alabama Debt and Credit Attorney Judson E. Crump

Jefferson Capital Systems, LLC Collection Lawsuit Defeated – Alabama Debt and Credit Attorney Judson E. Crump

Another credit card lawsuit against a struggling Alabama woman, another victory for the consumer.

Jefferson Capital Systems, LLCsued my client for an allegedly unpaid credit card bill.  They initially sued her in the District Court of Baldwin County, but we won that lawsuit, so they appealed the case to the Circuit Court.  In Alabama, if you lose a lawsuit in the district court level, you can…

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Who is Convergence Receivables? - Alabama Consumer Credit Lawyer Judson E. Crump

Who is Convergence Receivables? – Alabama Consumer Credit Lawyer Judson E. Crump

Have you received a lawsuit summons from Convergence Receivables, LC?  Who are they?  What do they want?

  Hey folks.  I am Judson Crump, an Alabama consumer protection lawyer.  One of my specialties is defending people who have been sued by companies they’ve never heard of.  One such company is Convergence Receivables, LC.

Converge…

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What is the Statute of Limitations on Contracts in Alabama? - Alabama Consumer Rights Attorney Judson E Crump

What is the Statute of Limitations on Contracts in Alabama? – Alabama Consumer Rights Attorney Judson E Crump

If someone owes you money, you cannot wait forever to take them to court.  The law places a time limit on every lawsuit.  It’s called the Statute of Limitations.

And the Statutes of Limitation exist for good reasons.  Evidence gets lost.  Memories fade.  People move on with their lives.  Business would be severely hampered if everyone had to worry about junk from 20 years ago rising up to cause…

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Autovest, LLC Collection Suit Defeated on Statute of Limitations - Alabama Consumer Rights Attorney Judson E Crump

Autovest, LLC Collection Suit Defeated on Statute of Limitations – Alabama Consumer Rights Attorney Judson E Crump

Autovest, LLC Sued my client for a deficiency balance owed after her car was repossessed.  We beat the lawsuit by showing that the suit was illegal due to the passage of the Statute of Limitations.

My client had in fact owed money to Wells Fargo Financial Acceptance for a 2007 Dodge Magnum she had purchased back in April 2007.  But as often happens, the car broke down and when the dealer wouldn’t…

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Credit Acceptance Judgment Vacated for Fraud upon the Court - Alabama Consumer Finance Attorney Judson E. Crump

Credit Acceptance Judgment Vacated for Fraud upon the Court – Alabama Consumer Finance Attorney Judson E. Crump

Default Judgment Vacated for Fraud & Misrepresentation

    This case was a particularly important one, in my opinion.  I’ve written before about cases where I was able to reverse a default judgment after it had been entered because the Defendant was never served with the complaint.  That is by far the most common way to reverse a…

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Another Midland Funding Lawsuit Dismissed - Alabama Collection Defense Attorney Judson E Crump

Another collection lawsuit by Midland Funding, another victory for an Alabama consumer.  Back in May, my client received a lawsuit summons from Midland Funding, they claimed that he owed them $3,573 for a credit card account with GE Capital Retail Bank.

Midland Funding agreed to dismiss the case when I challenged their evidence.

My client answered the complaint pro seand hired me to represent him…

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Portfolio Recovery Associates Credit Card Lawsuit Defeated - Alabama Collection Defense Lawyer Judson E. Crump

Portfolio Recovery Associates Credit Card Lawsuit Defeated – Alabama Collection Defense Lawyer Judson E. Crump

This was a Mobile County circuit court collection case where Portfolio Recovery Associates sought over $6,000 from my client for an old US Bank credit card. We won on the merits at trial.

This case represents a trend I’ve noticed among the circuit judges here in Alabama: allowing sketchy debt buyer evidence into the record, but finding in the defendant’s favor anyway.

My client was a good and…

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Midland Funding Lawsuit Defeated - Mobile, Alabama Attorney Judson E. Crump

My client was sued by Midland Funding for a credit card account they said he once had with HSBC Bank Nevada, NA.  I answered the complaint for him and the case was set for trial.  The collection lawyer was there with a stack of documents they said proved their case.  I objected to them, and normally I succeed in getting their evidence kicked out.  But the judge let them into the record anyway.…

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