#creditgame

[alisainez]

Peace ☮️ w/ CreditWise

Peace ☮️ w/ CreditWise

https://youtu.be/j35m1BWBpsQCredit Game

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[troyescarpeta]

Whats understood aint gotta be explained but if you don't understand how to get your credit up I got you. Sooner or later you will have to get your credit right to level up. Why wait? I'm doing HALF off credit services for the week. Go to Ourcreditup.com or click the link in bio Comment or DM me "im ready" #OurCreditUp #CreditIsCool #CreditGame #CreditUp #Credit #CreditRepair #CreditBuilding #CreditEducation #CreditCardDebt #CreditIsKing #creditrepairservices https://www.instagram.com/p/CE8EPN2FlJ_/?igshid=43bgt1fnl28t

[moneystories]

The game of credit

I learned from very early on -- and not from my parents -- to treat credit like a game. And the simple question at the heart of that game is: How do I maximize my return? As long as the annual fees are low the APR is within reason, the dominant factor behind whether I hold onto or close out a credit card are the rewards I earn. I'm not a miles grinder or anything like that, but if a card gets me points that I can use on an online retailer, or if there's no fee for using it overseas, then it's a tool in the toolbox for maximizing return. 

My wife and I have maybe 3 credit cards between us, and each serves a purpose. One's for airline miles, one's for dining out and travel expenses, and the third is for online shopping at a retailer that we like. This is money we're going to be spending anyway, so the strategy is to make sure we're getting the most back that we can. A big part of that strategy is discipline: We don't over-spend, and we always pay off our statement balances in full. So far I think we've been pretty successful. I feel like I get value back from my cards, we're never in unmanageable debt, and we have an excellent credit score.