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Frankie “The Gorilla” Pistone leans wistfully on his bat. Then, without warning, he picks it up, swinging it furiously toward his deadbeat client’s leg. Just before the Louisville Slugger makes contact with the man’s kneecap, he pulls back, as only a real pro can, leaving the $250-in-the-hole man gasping in fear and relief. “Just get it to me by tomorrow, because next time, I ain’t gonna let up,” Pistone says.

As the thankful man scurries off, Pistone pulls the cigarette out of his mouth and drops it to the ground. “I’m going to miss this,” he says.

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CRITICAL ROLE 4.01

#critical role #wicander halovar #tyranny cr #thaisha lloy #occtis tachonis #sam riegel #whitney moore #aabria iyengar #alexander ward #cr gifs #*mine #criticalroleedit #critteredit #credit #this moment was just too cute :')#the quality is pissing me off but its fine im fine everything is fine

Hi bitches,

I recently applied for my first credit card, but got a rejection back. The reason they listed was that I hadn't had a credit card before though, so I'm not sure how I'm supposed to get my first one?

Hello my dear. Credit is complex (and classist) so I'm linking you to our big explainer below. You got rejected, but you've misunderstood the reason.

It's not that you haven't had a credit card before, it's that you have no CREDIT. Using a credit card is one way to build credit, but it's not the only way. You'll need to build up a credit score first before applying for a credit card.

One way to do this if you're a minor is to get a supervisory credit card with a parent as a cosigner. That way you're piggybacking off their credit score to start building your own. After a while, you can get a new card on your own, or kick your parent off the original card.

Again, it's all very complicated and annoying, so here's your homework:

MASTERPOST: Everything You Need to Know about Credit and Credit Cards

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