Jan 9, 2024
When we apply for a loan to a bank or a financial institution and submit all required documents for the proposed loan we came to know that b
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When we apply for a loan to a bank or a financial institution and submit all required documents for the proposed loan we came to know that b
The banking sector of Bangladesh is continuously growing with new banks coming in from time to time. Bearing in mind, the year of establishm
Nikash-BEFTN is a new software system that will revolutionize the way electronic fund transfers (EFTs) are carried out in Bangladesh. The sy
Bangladesh Bank Redefines transaction charges through National Payment Switch Bangladesh (NPSB) and International Payment Scheme (IPS) within the country.
Cardholders have to pay excess charges when they take ATM facilities from other bank ATM except card issuing bank and also for raising service charge of Point of Sale (POS), Internet Banking Fund Transfer (IBFT), Bangla QR, Government Challan transactions within the country. Bangladesh bank issued a circular in this regard on 18 October 2021 which is effective from 19 October 2021 and it remains effective until further notice.
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Generations of Banks in Bangladesh.
The banking sector of Bangladesh is continuously growing with new banks coming in from time to time. Bearing in mind of the year of establishment, the banking sector of Bangladesh is categorized into Four generations.
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What is Bangladesh Automated Clearing House? And How it works.
Clearing is the process of inter bank fund collection by using Bank instruments through some systematic procedures with the involvement of the Central Bank(Bangladesh Bank).
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What are the reason for Cheque Dishonour?
Cheque is the primary instrument used by banks for the settlement of payments. But sometimes due to some mistakes on cheques bank officials have to reject cheques. This is called in banking term “CHEQUE DISHONOUR”. Usually errors on cheques like wrong date, mistakes in writing amount, signature mismatch, cheque placed without having sufficient balance, absence of corporate seal in case of institution cheque etc. These are regular causes for cheque dishonour but countersign by the account holder may validate the cheque for payment.
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