Apr 23
What Is USD.AI (CHIP) Crypto and How Does It Work? A Complete 2026 Guide
Quick summary: USD.AI is a synthetic dollar protocol built to finance AI infrastructure, especially
➤ USD.AI is a synthetic dollar protocol designed to finance AI infrastructure, particularly GPU-backed lending, aiming for a 10-15% APR. ➤ The protocol features USDai (synthetic dollar), sUSDai (yield-bearing), and CHIP (governance token) to manage collateral, fees, and risk parameters. ➤ It functions as a structured credit system, tokenizing AI hardware like GPUs to create collateral for loans, with risks including borrower default and hardware depreciation.