REAL ESTATE INVESTMENT VS TREASURY BILLS INVESTMENT . Which one can you choose over another? . Investment generally is an effective means to amass wealth for an unborn generation, be it Treasury bills, stock or bond or real estate. The kind of investment you choose or go into today is highly dependent on your choice, purpose, needs, and individual perceptions of reality . Starting with treasury bill first, what does it stand for? . Treasury bill as often abbreviated T-Bills are short term sovereign debt security maturing in one year or less and sold at a discount rate and redeemed at par. Experts say that the bills by nature, the most liquid money market securities and are backed by the guarantee of the federal government of a nation . In Nigeria, it's done through the Central Bank where they provide short term funding for government budget deficit, at the end of its maturity period, the government buys the bills back at full price. Note: investors don't get any monthly interest payments until your money is matured and purchased back from you at full price. For example, you invest 500k at a discount rate of 450k at the end of its maturity you will be paid 500k instead of 450k you invested I.e = 11.11% interest rate that's, 50k gain . ADVANTAGES OF T-BILLS . 📍It's tax-free because it's a fixed income investment 📍Interest is paid upfront 📍Guarantee return as backed by the government . THE DRAWBACK OF T - BILLS . 📍Lower returns compared to other investment like real estate 📍Returns are only a little above inflation 📍Investment can not be rolled over . OVER TO REAL ESTATE INVESTMENT . "Real Estate investing even on a very small scale remains a tried and true means of building an individual cash flow and wealth" Robert Toru Kiyosaki - American businessman. Looking at it holistically, real estate cuts across the purchase, ownership, management, rental and/or sale real estate property for profit . The value of real estate in any part of the world especially in Nigeria is ever-increasing and constantly appreciating... 📕 read more @ #jmjresourceslimited on Facebook. #realestateinvestment #t-billsinvestment #genuineinvestment https://www.instagram.com/p/CB-VczeH4TD/?igshid=hg0sx8u78djt