Neil Shelton is a dedicated mortgage broker with Edge Home Finance, serving clients in Lakeland, Florida, and the surrounding areas. With a commitment to providing personalized mortgage solutions, Neil offers a comprehensive range of loan options, including conventional loans, FHA loans, USDA loans, VA loans, and jumbo loans. Whether you're looking to purchase a new home, refinance an existing mortgage, or expand your real estate portfolio, Neil and his team are equipped to guide you through the process. They prioritize client education, addressing common questions about down payments, loan pre-qualification versus pre-approval, interest rate types, private mortgage insurance (PMI), accessing home equity, and strategies for managing mortgage payments. By focusing on tailored mortgage strategies, Neil aims to help clients achieve their homeownership goals with confidence