If you need the rent your tenants pay in order to afford the mortgage. Then you cannot afford to be a landlord. Give the house to your tenants and move on.

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If you need the rent your tenants pay in order to afford the mortgage. Then you cannot afford to be a landlord. Give the house to your tenants and move on.
Des Glaneuses (The Gleaners) 1857
Oil on canvas (83.5 × 110cm)
Jean-François Millet (French, 1814-1875)
Musée d'Orsay, Paris
"True to one of Millet's favourite subjects – peasant life – this painting is the culmination of ten years of research on the theme of the gleaners.
These women incarnate the rural working-class. They were authorised to go quickly through the fields at sunset to pick up, one by one, the shafts of wheat missed by the harvesters.
The painter shows three of them in the foreground, bent double, their eyes raking the ground.
He thus juxtaposes the three phases of the back-breaking repetitive movement imposed by this thankless task: bending over, picking up and straightening up again.
Their austerity contrasts with the abundant harvest in the distance: haystacks, sheaves of wheat, a cart and a busy crowd of harvesters. The festive, brightly lit bustle is further distanced by the abrupt change of scale.
The slanting light of the setting sun accentuates the volumes in the foreground and gives the gleaners a sculptural look. It picks out their hands, necks, shoulders and backs and brightens the colours of their clothing.
Then Millet slowly smudges the distance into a powdery golden haze, accentuating the bucolic impression of the scene in the background.
The man on horseback, isolated on the right, is probably a steward. In charge of supervising the work on the estate, he also makes sure that the gleaners respect the rules governing their task.
His presence adds social distance by bringing a reminder of the landlords he represents.
Without using picturesque anecdotes, merely through simple, sober pictorial procedures, Millet gives these certainly poor but no less dignified gleaners an emblematic value free of any hint of miserabilism."
- Musée d'Orsay
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To better address inequality, we might first consider the comparatively unsexy, un-new idea of pursuing public housing and housing decommodification on a massive scale—call it a public housing revolution. Building tens of thousands of new social housing units every year, thus addressing backlogs and waitlists in the major megacities, is an obvious way forward.
“To better address inequality, we might first consider the comparatively unsexy, un-new idea of pursuing public housing and housing decommodification on a massive scale—call it a public housing revolution. Building tens of thousands of new social housing units every year is an obvious way forward. In this scenario, we free people from the greed-driven housing market, not further entrench them in it. And why not also consider public takeovers of allegedly abandoned condos and homes, empty hotels, second/third/fourth mortgages in default territory, and unoccupied Airbnbs? ...
“Home ownership and fair market rent, in the long term, will remain an elusive dream unless governments intervene by increasing housing stock, liberalizing zoning in cities like Toronto, and regulating intensely against speculators to cool everything off. In turn, these moves make landlording and real estate investing much less lucrative. ...
“CERB [Canada Emergency Response Benefit], and a universal income program that could follow it, need to be understood in the context of an historic housing crisis and record landlord profits. ... Old problems, like rich landlords and an unforgiving housing market, continue to haunt the working class. And those are questions for which UBI alone has no answer.”
Celebratory burning house effigy after finally getting rid of the albatross of a rental property that’s been hanging around my neck.
Never landlording again!