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Cash advances are types of short term loans that can be acquired by using either your paycheck or your credit card as "collateral." Most people get a cash advance when they find themselves in the midst of a financial emergency. They need money very quickly but they believe that they do not have any other options available to them.
Because many of the people who find themselves in this situation have already maxed out their credit cards they turn to payday loans on line to get the money they need. Since online cash advance companies earn a substantial profit from the interest that they charge when they lend money, they try to make it as easy as possible for people to borrow from them.
Consequently, the vast majority of cash advance companies will not check your credit rating when you apply online for a loan from them.