#moneykarma

[mymoneysrikanth]

ICICI Bank Credit Cards - mymoneykarma

ICICI Bank offers a wide array of credit cards suited for a large pool of consumers. Mymoneykarma gives you all the information you need about ICICI Bank credit cards.

There are multiple benefits of being an ICICI Bank credit card holder that have been outlined below.

Lifestyle benefits: ICICI credit cards provide huge discounts on shopping in partner retail outlets, restaurants, movie vouchers, and everything else that is needed to maintain a chic lifestyle in today's world.

Travel benefits: The credit cards also offer exclusive and complimentary airport lounge access across major airports, waiver of fuel surcharge, and fuel discounts.

Rewards and services: ICICI credit cards provide cash back on transactions, cash rewards, 24x7 concierge service, and other valuable services.

Security: ICICI credit cards are secured with a chip card and are extremely safe to use for any purposes. You do not have to fear credit card fraud.

[mymoneysrikanth]

Why Should You Buy Travel Insurance | mymoneykarma

Travel insurances can come to your rescue during emergencies. Get one before it’s too late. Here is mymoneykarma to tell you about the importance of travel insurances and guide you in purchasing one for your next trip.

Travel insurances are meant to protect people during trips. They typically cover medical expenses, trip cancellation costs, lost luggage, accidents and other losses incurred while traveling. They also provide coverage for legal liabilities and corresponding expenses. Usually, travel insurance can be purchased while booking a trip to cover the exact duration of that trip.

[mymoneysrikanth]

Top 5 Travel Insurance Plans of 2019 | mymoneykarma

Here are the top 5 travel insurance plans of 2019 from our experts at mymoneykarma. Check them out if you are planning a vacation.

The purpose here is not to kill your excitement for the trip you have been planning for long, but to make you aware so that you can enjoy a fantastic vacation without any worries, if only you throw in a few extra hundred bucks. To provide you with more options in this area, mymoneykarma has come up with a list of the best travel insurances of 2019, which you must definitelt check out before deciding to go with one.

[mymoneysrikanth]

ICICI Bank Home Loan Eligibility - Home Loan Cashback Offers

ICICI bank home loan eligibility appears to be confusing you? If so, you need to know that the best credit score is needed for ICICI bank home loan. mymoneykarma shows you how.

If you meet the home loan eligibility criteria of any lender, you can easily avail home loans at low interest rates in India. Typically, your eligibility can be supported by factors like good credit score, a constant source of income, a clean credit history, and higher value for the property for which the loan is applied. An existing home loan also provides benefits in the form of tax exemption.

Credit score is an inevitable requirement to assess the creditworthiness of the applicant. It considers the credit and repayment history to determine the person's credibility of not defaulting on payments.

[mymoneysrikanth]

Calculate Your Credit Score - How Is Credit Score Calculated?

How is your credit score calculated? What factors affect it? If you aren’t particularly sure of the answers, visit the mymoneykarma website to learn about it.

A credit score is one of the essential components that banks and other financial institutions consider before approving any form of credit. It may be surprising for you to know that credit scores can vary when furnished from different credit bureaus, because every card issuer may not provide data to all the bureaus. 

[mymoneysrikanth]

Tips for First-Time Home Buyers | What You Need to Know Before Buying

Are you a first-time homebuyer? Here are the essential tips that you should consider before buying your home, provided by the mymoneykarma website.

Pull out your credit report through mymoneykarma to readily assess your credit-worthiness. If your credit score is low, then banks may not approve your home loan, or you may have to borrow it at a high interest rate.

Thus, this step should be the first on your checklist before you start house hunting. It will help in negotiating with the bank for a low interest rate.

[mymoneysrikanth]

mPassport Seva App - How to Apply for Passport Using mPassport Seva

How to apply for passport using mPassport Seva app - Learn the uses of mPassport Seva app on themymoneykarma website, and apply for your passport easily.

The passport application process has reached a pocket-friendly stage with the launch of the mPassport Seva App. Through the app, you can apply for a passport in India without time and place constraints, and it is available for both Android and iOS users. The interface of the app is user-friendly, and you can easily register on it even as a first-time user. 

[mymoneysrikanth]

Collection Account: How It Affects Your Credit Score

Can a bank actually sell off your account to a collection agency? How do you contact them? Do any of these questions play havoc with your decisions? If yes, this article from mymoneykarma is from you.

When you fail to repay a loan for a really long time, your creditor turns your account over to a third-party debt collection agency. The collection agency takes over the responsibility of collecting the debt from you on behalf of the original creditor. In such circumstances, your account gets listed as a 'collection account.' The credit bureaus collect the payment report and compile them into your credit report.