#nicole rueth

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The $420000 Gap: Why Homeowners Retire Wealthier Than Lifelong Renters https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw

The $420,000 Gap: Why Homeowners Retire Wealthier Than Lifelong Renters https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw https://ift.tt/hfIVvQq Renting vs. buying isn’t just a lifestyle choice. It can create a six-figure gap in your net worth over time, and most people have no idea it’s happening. In this video, I break down the four hidden forces that separate homeowners from renters financially and, more importantly, how you can put them to work in your own life. We’ll cover why your mortgage payment is really a forced savings account in disguise, how leverage lets you earn appreciation on a home you didn’t fully pay for, why a fixed payment becomes your biggest advantage as rent keeps climbing, and how the tax code quietly rewards ownership in ways renting never will. I’ll also walk through a real client example showing exactly how these forces stack up in just the first ten years of owning a home and why the $420,000 gap isn’t about luck, income, or timing the market. The goal isn’t to tell you renting is wrong. It’s to help you see clearly whether you’re building wealth on purpose, or building someone else’s. If you’ve been sitting on the fence about buying, or you keep telling yourself you’ll “wait for the right time,” watch this before you make your next move. #Homeownership #RentVsBuy #RealEstate #WealthBuilding #FirstTimeHomeBuyer #Mortgage #PersonalFinance #RealEstateInvesting #BuildWealth #HomeBuying Ready to run your numbers? Link is below or call us at [phone]. Licensed across 43 states. WATCH NEXT: Houses You Should Never Buy in 2026 https://www.youtube.com/watch?v=8XhEdSuA6vU&t=2s FULL SERIES: What Is the Best Loan for First-Time Home Buyers in 2026? https://www.youtube.com/watch?v=oLjNG65e8oo Never Get These Types of Mortgages https://www.youtube.com/watch?v=SpAeGhAo4Ps&t=18s The Ultimate VA Mortgage Guide: Top Tips and Tricks https://www.youtube.com/watch?v=eor6cP_OkQ0&t=1s Veterans: How to Get the Most From Your VA Mortgage https://www.youtube.com/watch?v=Wu5l32VaIV0 Mortgage Pre-Approval Process Step by Step 2026 https://www.youtube.com/watch?v=ZvaNdd3oChc Never Buy a New Construction Home in 2026 https://www.youtube.com/watch?v=ltq05V-nOzI Mortgage Rates Just Flipped: How High Will They Go in 2026? https://www.youtube.com/watch?v=dNQC4GMHaBs The Definitive Guide to FHA Loans in 2026 https://www.youtube.com/watch?v=2iZ86O0kDH4 The BIG PROBLEM with FHA Loans https://youtu.be/UFK3BbupvSk Please visit our website for more information: https://ift.tt/QHkV3R8 Looking to build wealth through real estate? Subscribe for expert tips, market trends, and strategies to help buyers, investors, and agents succeed! https://www.youtube.com/@TheRuethTeam/?sub_confirmation=1 Stay Connected: Facebook (The Rueth Team): https://ift.tt/7IUnE6K Facebook (Nicole Leidel Rueth): https://ift.tt/PwYXOek Instagram: https://ift.tt/emwqlXs TikTok: https://ift.tt/3W9U0tN LinkedIn: https://ift.tt/We2fvXr Business Inquiries: [email protected] Call Us: [phone] from Nicole Rueth https://www.youtube.com/watch?v=1KdvuvIzGGc via Nicole Rueth https://ift.tt/gjGvqi8 August 15, 2026 at 07:18PM

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Market Moves with Nicole Rueth https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw

Market Moves with Nicole Rueth https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw https://ift.tt/WO0b2rE Join real estate professionals every Friday morning at 9 AM MT for Nicole’s Market Moves: a fast-paced, data-driven breakdown of what’s happening with interest rates, inflation, buyer psychology, and the housing market. from Nicole Rueth https://www.youtube.com/watch?v=C8EN6yi28fo via Nicole Rueth https://ift.tt/gjGvqi8 August 14, 2026 at 09:18PM

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The Tax Rule Investors Cant Use (But You Can) #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw

The Tax Rule Investors Can’t Use (But You Can) #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw https://ift.tt/rq46AMt One of the most reliable wealth moves available to a regular person is to live in a property as you fix it up slowly. The tax code has a lane built specifically for people who do exactly this. The investors I know with real portfolios usually miss this one, and it’s for a boring reason. They don’t live in what they buy, so they never qualify for it. You do. That’s not a small edge. You don’t need to be an investor. You need one house, two years, and a plan. There is always a way. Send me a message and let’s build your strategy. from Nicole Rueth https://www.youtube.com/shorts/urbBg1Lf6-8 via Nicole Rueth https://ift.tt/Um5ONJG August 13, 2026 at 10:18PM

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Five Habits I No Longer Practice As a Millionaire over 40 #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw

Five Habits I No Longer Practice As a Millionaire over 40 #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw https://ift.tt/Hmkc32O The list in this video isn’t advice, it’s literally a record of what I stopped doing to become a millionaire. Every one of them cost me for years. How we spend our time and what we believe will determine our wealth. After all these years, it’s the one thing I know for sure. from Nicole Rueth https://www.youtube.com/shorts/cyxMcmXnqA8 via Nicole Rueth https://ift.tt/sYkWw9R August 12, 2026 at 10:18PM

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What I Stopped Doing to Become a Millionaire #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw

What I Stopped Doing to Become a Millionaire #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw https://ift.tt/IRCPmFe The list in this video isn’t advice, it’s literally a record of what I stopped doing to become a millionaire. Every one of them cost me for years. How we spend our time and what we believe will determine our wealth. After all these years, it’s the one thing I know for sure. from Nicole Rueth https://www.youtube.com/shorts/3xHLlx6XCuk via Nicole Rueth https://ift.tt/sYkWw9R August 12, 2026 at 09:18PM

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NEVER Say This to Your Loan Officer When Getting a Mortgage https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw

NEVER Say This to Your Loan Officer When Getting a Mortgage https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw https://ift.tt/irOEkVl Getting a mortgage is one of the biggest financial decisions you’ll ever make — and saying the wrong thing to your loan officer could potentially cost you money, buying power, or even your approval. In this video, I break down 6 things you should NEVER say to your loan officer and, more importantly, what you should say instead. We’ll cover why simply asking for the “lowest rate” may not actually get you the cheapest mortgage, why your maximum approval shouldn’t automatically become your home-buying budget, what happens when you take on new debt before closing, and why undocumented deposits can create problems during the mortgage process. I’ll also explain what self-employed borrowers need to understand about qualifying income and why having the right conversations with your lender can make such a big difference. The goal isn’t to outsmart your lender. It’s to work with someone who understands your financial situation, communicates clearly, and helps you choose a mortgage strategy that works with both your current situation and your long-term goals. If you’re buying a home, refinancing, or preparing to get pre-approved, watch this before your next conversation with a lender. Like the video if you found it helpful, subscribe for more mortgage and home-buying advice, and share it with someone preparing to buy a home. If you’re looking for a lender who will help protect your purchase and build a strategy around your goals, contact the Rueth Team using the link in the description. #MortgageTips #HomeBuying #MortgageAdvice #FirstTimeHomeBuyer #HomeBuyerTips #MortgageRates #LoanOfficer #MortgagePreApproval #RealEstateTips #HomeBuyingTips Ready to run your numbers? Link is below or call us at [phone]. Licensed across 43 states. WATCH NEXT: Houses You Should Never Buy in 2026 https://www.youtube.com/watch?v=8XhEdSuA6vU&t=2s FULL SERIES: What Is the Best Loan for First-Time Home Buyers in 2026? https://www.youtube.com/watch?v=oLjNG65e8oo Never Get These Types of Mortgages https://www.youtube.com/watch?v=SpAeGhAo4Ps&t=18s The Ultimate VA Mortgage Guide: Top Tips and Tricks https://www.youtube.com/watch?v=eor6cP_OkQ0&t=1s Veterans: How to Get the Most From Your VA Mortgage https://www.youtube.com/watch?v=Wu5l32VaIV0 Mortgage Pre-Approval Process Step by Step 2026 https://www.youtube.com/watch?v=ZvaNdd3oChc Never Buy a New Construction Home in 2026 https://www.youtube.com/watch?v=ltq05V-nOzI Mortgage Rates Just Flipped: How High Will They Go in 2026? https://www.youtube.com/watch?v=dNQC4GMHaBs The Definitive Guide to FHA Loans in 2026 https://www.youtube.com/watch?v=2iZ86O0kDH4 The BIG PROBLEM with FHA Loans https://www.youtube.com/watch?v=UFK3BbupvSk 00:00 Introduction: 00:53 (insert the topic during this time) 03:54 (insert the topic during this time) 06:42 (insert the topic during this time) 09:04 (insert the topic during this time) 09:58 Next steps #HousingMarket2026 #MortgageRates #JulyHousingUpdate #RealEstateInvesting #HomeBuying2026 #MortgageTips #IranOilPrices #FederalReserve #HousingMarketUpdate #RealEstate2026 Please visit our website for more information: https://ift.tt/zmaK1C5 Looking to build wealth through real estate? Subscribe for expert tips, market trends, and strategies to help buyers, investors, and agents succeed! https://www.youtube.com/@TheRuethTeam/?sub_confirmation=1 Stay Connected: Facebook (The Rueth Team): https://ift.tt/fJNhBEZ Facebook (Nicole Leidel Rueth): https://ift.tt/brlAgy0 Instagram: https://ift.tt/12LBfGs TikTok: https://ift.tt/5kt8sH2 LinkedIn: https://ift.tt/oi78OeS Business Inquiries: [email protected] Call Us: [phone] from Nicole Rueth https://www.youtube.com/watch?v=ZiskLHNjV8o via Nicole Rueth https://ift.tt/ho6Htsc August 11, 2026 at 08:18PM

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Your Growth Is Capped by the Room Youre In #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw

Your Growth Is Capped by the Room You’re In #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw https://ift.tt/XryJqL5 Some rooms grow you. Some rooms shrink you. This past week I was in one that grows you. A “room” full of entrepreneurs building exceptional businesses. The kind of people who earn big and give back bigger. Each operating at a level that pulls everyone around them higher. The room you are in matters because it will facilitate your growth. Time with people like this does something to you. I see the world through a different lens. I see business through a different lens. I walk away with strategies from industries that are not mine and a much clearer picture of what is actually possible. You cannot think bigger in a room that thinks small. This is the part most people miss. Your growth is capped by your proximity. If you want to go further, get closer to the people already there. A huge thank you to Danelle Delgado for curating this very special room of leaders through her Alpha Alliance Mastermind. Danelle, you are a gift. Your adventures and leadership are unmatched. from Nicole Rueth https://www.youtube.com/shorts/xs5jpbBrVnE via Nicole Rueth https://ift.tt/ho6Htsc August 11, 2026 at 12:18AM

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They Werent Braver Than You. They Just Started. #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw

They Weren’t Braver Than You. They Just Started. #shorts https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw https://ift.tt/A73oshi The people who buy their first property aren’t braver than you and they aren’t further along, they just decided their time was now. There will always be a reason to not begin building wealth with real estate… will it happen over night no! And yet, once you build the strategy, your plan starts working for you. I’m here to help you build the strategy. from Nicole Rueth https://www.youtube.com/shorts/Ik90FWfNRuk via Nicole Rueth https://ift.tt/ho6Htsc August 10, 2026 at 10:18PM