BSP Governor Nestor Espenilla pursuing the integration of technological innovation such as aggregated data graduation, credit scoring and psychometric testing, to name a few, in the very traditional Philippine lending industry. The use of unorthodoxed credit underwriting is definitely the future of lending in the Philippines. I'm grateful to be in the center of this innovation. We maybe tagged as an NQB (non-quasi bank) due to lack of solid bank back-up, which is generally present in most lending institutions, but this will never stop us to reach out and be the spark in changing the lives of millions of Filipinos. #OneMynt #FuseLending (at Makati Shangri-La, Manila)