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How To Fix Your Credit - My Credit Repair University Official Site
If you’re looking for a solution to overcome damaged credit, remove bad credit tradelines, correct mistakes on your credit reports and improve your credit scores in the shortest amount of time possible, I promise you that you will find nothing more effective than this!
It is likely you have done something to damage your credit rating at some point in your life, whether it was a shopping spree, a predatory loan or just being a victim of bad economic luck. You can turn things positive on your credit report by starting with these steps. To earn a higher credit score, keep revolving account balances low. Lowering your balances is one way to get a better credit score. When balances reach anywhere from 20-100% of your available credit balances (in 20% intervals), the FICO system will make a note.
Contact your creditors directly to work out alternate payment plans if you are having difficulty making your monthly payments. If you make the first move and hash out a payment plan sometimes they won’t even report it to credit agencies. As an additional benefit, this can lessen the financial strain on you so that you may focus on the accounts that do not have repayment plans available.
If you are on the road to trying to improve your credit, make sure you don’t let too many companies view your credit score too often. The bureaus make a note every time your credit is checked.
If you have a card that carries a balance of over 50% of the limit, you should pay it down to below 50%. Your credit score can be negatively impacted if you are carrying a large balance compared to the available credit you have. While you are paying off these cards, reduce the balance…