#sheilamoylan

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Westwood MA Homes for Sale with Good Resale Value

Should you think about the resale value of a Westwood MA home before buying it?

You might be thinking "I don't plan on selling my home anytime in the future. Thank you." You may also believe that that particular home will be the one that you will pass down from generations to generations.

But as much as we'd like to believe that, we can't predict what will happen in the future. You might encounter a financial crisis wherein you will be cornered and forced to pull out all the stops - including the last resort of selling your home.

Maybe you are confident that you won't sell that Westwood MA home, but how sure are you that the ones next in line will do the same?

As the saying goes, it's better to be safe than sorry.

Putting more attention to the resale value of a home will help you avoid any regrets in the future. By making sure now that your Westwood MA home's value will appreciate over time, you are setting yourself up for a secure life and maybe even a home upgrade.

Want to know more about what factors determine the resale value of a home? Call me now at [phone].

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How Much Down Payment Do I Need to Buy a Needham MA Home?

If you’re in the market for a new home in Needham, you’re also probably thinking of mortgage and down payment.

Buying a home is expensive. You have to produce down payment, you need money for the closing costs, and there are still plenty of sleeper fees involved.

How much money do you need if you are buying a home for sale in Needham?

A home’s location has a significant influence on the home’s price. Needham is an upscale suburban community with some of the most expensive neighborhoods in the country. This community is proud of its affluent residents, many of whom are professionals, entrepreneurs, and business people.

The average listing price for Needham MA  homes for sale is over $1 million. At that amount, you probably have to take a conventional type of mortgage.

Conventional loans are not government insured so they have more strict rules to follow.  They require 20% down payment from their borrowers. If you can’t cough up the 20% because that’s a huge amount, you have to pay the PMI (Private Mortgage Insurance).

What is a normal down payment for a mortgage?

The answer to that question is “It depends on your mortgage lender.” Most mortgage lenders ask for a 20% down payment.

Mortgage loans supported by the FHA accept down payments for as low as 3.5% of the total amount of the home to be bought. Down payment for a conventional loan can be anywhere from 5 - 15%, and you also have to pay for a PMI (Primary Mortgage Insurance).

Is it better to put a large down payment on a house?

If you can afford to pay the 20% down payment, do it. If you can afford to pay more than 20%, go ahead and put down the money as your deposit. The bigger your down payment is, the better.

Your down payment becomes your home’s initial equity. The larger your down payment is, the larger the equity.

How can I get money for a down payment?

If the Needham home you are planning to buy is around the $1 million mark, the 20% is $200,000. That’s a lot of money.

Where can you get that amount? There are many possible sources for your down payment.

You can get it from your own savings. If you’ve been planning to buy a home for some time, you should have also been saving money for that long.

You can use the sale from your previous home to fund the down payment for your new home.

You can also use any grants and gifts from family and employers.

You may also want to consider tapping into your retirement fund, but consult with a financial adviser before doing so.

Sit down and talk with your real estate agent

If you plan to be a homeowner in Needham, years before scouting a home to buy, you should start saving consistently. Buying a home is an expensive endeavor, so you need to save as much as you can.

When you do that, you’ll put down the needed down payment for that gorgeous Needham MA home you wanted to buy.

Ready to start your home buying process? Call me, Sheila Moylan, at 781-559-4057 so we can talk about your needs and wants in a home.

In case you can not view this video here, please click the link below to view How Much Down Payment Do I Need to Buy a Needham MA Home? on my YouTube channel: https://www.youtube.com/watch?v=t5udEnEL-pc&index=3&list=PLTyA6fLJnFKnRBZE2-AS0ezhwh_d9aDbb&t=0s

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👍Best Real Estate Agent in Needham MA

Stressed out because of home selling?

If it is your first time to sell your Needham MA home, the planning and preparation process can be a little daunting and nerve-wracking.  With so many things to do and so little time and help to do it, you may feel stressed out just thinking about the process that lies ahead.

But home selling doesn’t have to be difficult. It is possible to have a smooth and stress-free real estate journey when you have the help of a real estate agent who is amazing at what she’s doing. Choose someone with the experience, skills, and commitment to work like me, Sheila Moylan.

I have been in the real estate business since 1989. There are many Realtors®, but there aren’t many that will work as hard as I will or go the extra mile to make sure that you are happy with your home buying or home selling journey.

You can learn more of me and my work ethics here: https://www.WestwoodHomesForSaleInMA.com/testimonials/

How can I help sell your home?

Selling a home takes time, knowledge of the local market, and negotiating skills. Here are some of the things I can do for you :

1. Determine your home’s value and help establish a listing price.

Your home’s price has the most significant influence in selling your home. How you price your property determines the success of your sale.

Pricing your property right at the get-go will draw the attention of the right buyers, giving you a higher chance of selling your house fast and for its best price. Pricing it too high will cause buyers to ignore it, making the property go stale after months and months of sitting on the market.

2. Enter your home into the MLS database.

The MLS (multiple listing services) is a service used by real estate agents to list all properties for sale. Homes listed on the MLS have a higher chance of being searched by buyer agents and recommended to their clients.  If your home is not on the MLS, buyers won’t find your home.

3. Assist and advise you on how to prepare your home for listings and showings.

Your home is one of the many competing homes in Needham MA. If you want your home to sell fast, I will help you transform your home into a more attractive and appealing property for the buyers.  I will help you find your home’s best features, be it in person or through photos, through proper staging.

4. Market your home extensively on all platforms online.

One of the best things I can do that you won’t be able to efficiently do for yourself is to market your home. In the past, it is enough to post a For Sale sign on your backyard and distribute flyers with your home picture on it to people you know.

Today, you need to do more. You need to use the power of the Internet to reach out to the right group who’ll be interested in your property. With my knowledge of various platforms and online marketing, your house will have a far wider audience than you can ever imagine.

5. Coordinate home showings.

You don’t have to worry about home showings because I can do that for you. I will also ensure that your home is protected during the home showings.

6. Keeps you updated on any interested parties and offers.

One of my tasks is to provide you with names of people who have shown interest to your home, and those who have given offers.

7. Make sure the buyer is qualified.

Many will say they are interested in your home, but not everyone is qualified. I will make sure that when buyers come in with an offer, they are already pre-approved, not just pre-qualified.

You want a buyer who is financially ready and bank-approved to buy your home. I screen all interested buyers and prioritize offers from those who have already received a pre-approval from the bank.

8. Negotiate with your best interest in mind.

The process of selling your Needham MA house does not end when you receive an offer. As your real estate agent, I will help you understand the negotiation process, help prepare counter-offers with the right contingencies, and try to get the price you want.

9. Be present during the home inspection and home appraisal.

Life and work do not stop because you are selling your home. That’s why I’m here for you.

Being present during the home inspection will help me know whatever comments and feedback the inspector may say. Should the buyer ask for concessions, you have my professional advice on the concessions you should accept and avoid.

10. Help deal with emotions.

Home selling can be difficult for some sellers. You may feel anxious, disappointed or frustrated while in the process of marketing your house.

As your real estate agent, I am here to listen and help you overcome these feelings. I understand how difficult it is to let go of something you’ve worked hard for. But I am also here to remind you that you need to get your bearings, move on, and push through.

11. Establish clear lines of communication.

When you are dealing with probably the biggest financial asset you have in life, you need to find someone you can trust, and someone who knows how to communicate.

As your representative, I am constantly available, relaying to you information about different parts of the transaction. If there are delays or problems, you will hear it first from me.

You are my priority. Being on both sides of the selling process, I know how stressful it can be to be kept waiting. You can expect me to speak honestly so that you know what is going on.

12. Finalize all loose ends of closing.  

One of the best things I can offer is to make the whole selling process easy for you. I will stay on top of things to make sure that every little detail is taken care of, so you have fewer things to worry about.

Selling a home can be challenging and time-consuming, but when you have my help as the top real estate agent in Needham MA, your real estate selling journey is easy and manageable.

Do you want a smooth and successful home selling process? Call me, Sheila Moylan, at [phone]. I will determine your home value for free, and you are in no obligation to list with me. Talk to you soon!

In case you cannot view this video here, please click the link below to view Best Real Estate Agent in Needham MA on my YouTube channel: https://www.youtube.com/watch?v=giOBfsOlrFM&feature=youtu.be&list=PLU7XFPnE_a6d6d8y7Pf_VGqX5ZKyTiDzc

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🏡How to Make Your Needham MA Home Irresistible to Buyers

So you’ve decided to sell your home.

​It’s on the market along with many other properties. So how do you make your home stand out and become irresistible to as many buyers as possible?

An ordinary home with ordinary features is not going to attract potential buyers’ attention. You need to step up your game and go beyond the ordinary.

Wondering how you can do this? Let me share with you a few ideas that doesn’t require going to serious lengths to make your home stand out from the other homes for sale in Needham MA.

1. Start with the outside

​If you want to create a great first impression, make sure to give your exterior a little boost. A fresh coat of paint can go a long way in making your home look better.

You can also add some plants of shrubs or flowers if there’s room. Don’t forget to give the lawn a trim beforehand, cut any overgrown plants and flowers, and pull out any weeds so that your lawn is in pristine condition.

2. Focus on the front door

​Whether you like it or not, homebuyers are going to judge a book by its cover. Good thing there is one small detail that you can easily handle that could make all the difference - your front door.

​The front door can speak volumes about your home. A tired looking and worn-out front door can put off buyers even before they enter your home. Make sure that the style and color of your front door fit well with the rest of your home.

​3. Modernize the kitchen

​Have you heard that it’s the kitchen that sells the house? This popular saying is true so make sure your kitchen is updated with a modern look before your list your home.

If the sink and faucets are old, replace them with new ones. And clear everything from countertops except one or two decorative items to make it look presentable. Check if the drains do not leak beneath the sink. You can also freshen up and modernize your cabinets with a fresh coat of paint or stain and new hardware. Lastly, clean and organize the pantry, leaving some empty space to make it appear more spacious.

4. Declutter and store

​Clutter is a home’s worst deterrent for homebuyers. It will be hard for people to imagine themselves living in your home if there is clutter everywhere. So before you list your home, get rid of anything broken or beyond repair. You can also hold a garage sale or donate useful items to charity. Clear your home of at least 30 percent of its contents. Pack up some of your smaller décor items and leave out only a few conversation pieces to make it feel lived-in.

Check out https://www.westwoodhomesforsaleinma.com/ for more ideas on how to boost the chances of selling your property faster.

Do you need help in selling your Needham MA home?

​If you’re thinking about selling your Needham MA home now but do not know where to start, don’t hesitate to call me, Sheila Moylan at [phone]. I will be happy to work with you to maximize your home’s attractiveness to potential buyers. Let’s get started today!

In case you can not view this video here, please click the link below to view 🏡How to Make Your Needham MA Home Irresistible to Buyers on my YouTube channel: https://www.youtube.com/watch?v=jjxMTvZJKAY&feature=youtu.be

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Needham MA Real Estate for Sale

Are you looking for a place to settle down in the Massachusetts area?

If you are, then one option that you shouldn't ignore is the quintessential England town of Needham MA.

This warm community boasts of a plethora of outdoor activities such as kayaking, canoeing, and fishing. There's also several walking trails and bike paths which also welcome birdwatchers and even canoers. If you're into activities, I'm sure you'll have the time of your life here.

Needham MA is also an ideal place for families. Aside from the many schools that offer quality education, they also have the state's most committed and active teachers.

And if all that is not enough, Needham MA is only 30 minutes from Boston. You can have the best of both worlds by living in Needham MA and experiencing the big city life from time to time in Boston.

If you're interested, you can check out some of the homes for sale in Needham MA. And once you decide that this is the town for you, you can contact me at [phone] to get started.

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Real Estate for Sale in Needham MA

Is this the right time to buy a home in Needham MA?

Timing affects home purchases and sales too. A simple concept to remember is the two different kinds of market situations. One is the buyer's market where Needham MA homes will come at a lower price, and the other is the seller's market which is the exact opposite.

It's a no-brainer that buyers like you should buy during the buyer's market to keep a few bucks. But timing is not only the element that's at work in the field of real estate.

There can be great deals during the seller's market and bad ones during the buyers' market. Here's a few reasons why it's a good idea to buy a home in Needham MA now:

1. Cheaper home loans - Mortgage interest rates are low, even lower than the monthly rents of some tenants.

2. Real estate appreciates through time - A home is a good investment too. Since the value of real estate usually goes up with time, selling in the future for a profit or upgrade is largely possible.

Discover more about the homes for sale in Needham MA now! Call me at [phone].

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What's the Value of My Home for Sale in Westwood MA?

In a year, the price of real estate will fluctuate a couple of times. Right now, it maybe not the right time to put up your Westwood MA home for sale, but after a few months, it can be the wisest decision to.

Which is why it is important that you know the correct value of your home. All the difference between a successful and failed sale will depend on how accurate you have priced your home.

For many, this is a difficult and daunting task. How can you possibly put a price on a piece of property which you have little to no idea of how much it costs?

The answer to this particular problem is to hire a real estate expert like me, Sheila Moylan. With a trained eye for looking at Westwood MA homes, experience selling (and buying), and an unbiased opinion, you can expect only the most accurate estimate of your home's worth.

Call me now at [phone]!

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Needham MA Real Estate Properties for Sale

Why is it the perfect time to buy a home in Needham MA?

Currently, the interest rates are low. Home loans are much more affordable than ever and this makes it possible for you to get the home that you've always wanted in Needham MA.

Opportunities like this rarely present themselves so it's a smart move to invest in a Needham MA home for sale now.

If that isn't enough to get you off from that fence you're on, you can think about the long-term benefits that this decision can bring. A home isn't like a car that depreciates in value over time, it goes the opposite way - up.

So if you can get a home for sale in Needham MA now, you can also have a nice asset in the near future when you decide to sell your home.

Talk to me at

[phone] to know more about the offers in Needham MA!