Basic Rules I live by which had allowed me to become Debt Free. If like to share them with my followers: #1. If you do not have the money in cash or in a debit acct don't buy it on Credit. Buying stuff in credit can be a bad habit and credit card interest rates can be very high. #2. Stop spending Money on things you do not need (clothing, materials, eating out all the time etc) Spending money in things you do not need can be crucial to getting out of debt, what people do a lot is they purchase things they do NOT need on credit and tell themselves I will pay it a later. NO BAD HABIT I GOT INTO. #3. Write down your monthly expenses and ask yourself if everything on that list is a MUST? If it's not then get rid of it you work to hard to be browsing your money away on things that are not important. #4. Make sure every time you get paid from whatever you do for a living you pay yourself first ( VERY IMPORTANT) . We are used to paying our bills first and then spending what's left. Once your done laying all your debt off you have nothing to SAVE. Learn to save money by paying yourself first. Control your spending and you will control your debt. I hope these basic tips work for more please feel free to inbox me directly. #financialtips #debttips #spendlesssavemore