#teamais

[yourteamais]

EMPLOYEE SAFETY FOR BUSINESSES

Why are both the safety of employees and labor safety important?

Given the high costs of work-related illnesses, injuries and even work-related deaths that dig deep into the pockets of business owners, we could definitely say that 'safety is king', with the top reasons being:

Reduces health risks for employees

High labor productivity in the workplace

Low presence of absenteeism among employees

Creates a sense of morale in the company workforce 

Positive business image to prospective employees, business partners and/or consumers

Reduces chance of lawsuits from disgruntled employees and possible administrative fines from government agencies

 Lowers EMR for employee compensation insurance premiums 

More here: Advantage Insurance Solutions

[yourteamais]

WHAT YOU NEED TO KNOW ABOUT DENTAL MALPRACTICE AND TAIL COVERAGE

Here is a list of the more common reasons for patients to file a malpractice lawsuit against a dental health professional: 

Complications from bridges and crowns

Infections 

Death resulting from negligence 

Injuries from a root canal procedure 

Problems arising from tooth extractions 

Injuries to oral nerves 

Failure to diagnose oral cancers or other oral diseases 

Anaesthesia complications

[yourteamais]

HIGH RISK, HIGH REWARD: 4 RISKS EVERY DENTIST SHOULD KNOW ABOUT (AND HOW TO PREVENT THEM) 

Not Planning Your Finances 

Not Accounting for All the Equipment and Assets You'll Need 

Not Preparing for Cyber Crime 

Forgetting to Form the Ultimate Team

[yourteamais]

MEDICAL MALPRACTICE INSURANCE: WHAT IS IT AND DO DENTISTS NEED IT?

Dentists get sued for varying reasons.

Failure to get consent

Failure to Refer the Patient to a Specialist 

Improper Extraction

The failure Diagnose

Complications from Anaesthesia

Bodily Injury 

Why? Read this.

[yourteamais]

WHAT DOES WORKER’S COMPENSATION INSURANCE COVER?

[yourteamais]

Running a business, whatever the nature, always comes with risk. Losses and damages are at times inevitable and although it may not be obvious from the start, good insurance coverage is undoubtedly, a must-have. 

A DENTIST'S GUIDE TO INSURANCE COVERAGE 

[yourteamais]

7 WAYS TO LOWER YOUR WORKERS COMPENSATION EMOD RATING IN 2020

How to Lower Your EMR Workers Comp Premiums

Net Deductiblle

Unit Statistical Date

Injury Triage

Experience Rating Adjustment (ERA)

Immediately Implement an Out-of-Service Policy

Train Every Crew Foreperson on Every Jobsite 

Gather Up Your Entire Team Each Month to Talk About Workplace Safety

More information here: Advantage Insurance Solutions

[yourteamais]

HIDE AND SEEK: FINDING AND FIXING MOD ERRORS ON YOUR WORKER'S COMP PREMIUM

Businesses paid $48,343,292 in workers' compensation premiums last year. This doesn't count the premiums paid to state workers comp pools. Payouts topped $61.9 billion in 2015.

Workers' compensation insurance is a requirement for most businesses in the U.S. Premiums are a percentage of payroll. Premium calculation is based upon risk.

The workers' compensation calculation is a flat percentage rate per $100 of the projected payroll. The claims experience of the business and other factors modifies this percentage. Insurance companies base these mods on previous injury claims.

What happens when there are mod errors? Read on to find out.