WHY TOP UP YOUR MEDICAL AID?
Well, private healthcare costs are increasing at way over the inflation rate. And medical aids cannot keep imposing high annual contribution increases to meet these higher costs. So, they cut the benefits and reduce your annual treatment limits. Are your premiums are going up while your cover is staying level – or even reducing?
This is where TOP UP/GAP cover plans are vital!
A good Top Up/Gap plan will reduce the co-payment gap you may face with your medical aid plan. It will pay any scheme-related, in hospital shortfall you may face. Shortfalls from anaesthetists, surgeons, other specialists, family practitioners, hospitals who charge more than your medical aid pays.
If you are on a medical aid plan that covers you between 100% – 200% of tariff rates (which is the standard option), there is a 50% likelihood that you will suffer a shortfall with private in-hospital claims.
A Top Up/Gap plan can be added to any medical aid – even a company medical aid.
THERE ARE MANY TOP UP PLANS AVAILABLE. WHICH ONE IS RIGHT FOR YOUR MEDICAL AID?
NO PROBLEM – contact me and I’ll show you a couple of options that will meet the needs of your medical aid. Apply through me – at no added cost – and I’ll get you covered in a few days!
Peter http://www.peterpyburn.co.za/gap.html