That Finance Chic

Novice blogger, long time finance addict. I have a background in accounting and finance, having worked as a financial analyst and adviser for over 12 years in the fashion industry. That and my love for numbers and all things budget related made for an easy transition to setting up this blog and my bookkeeping business. Did I mention I love numbers? For me personal finance has always come easy. It is my hope that I can shed some light on some common money matters allowing you to live the life you were meant to live. Go Forth and Posper

[thatfinancechic]

The Leap of...

Alexis was deep in thought as she stared out of her corner office window, looking at the sunset over New York City. It was definitely a city view you only see in movies and  Alexis still found it hard to believe it was her office. As she peered out into the distance she recalled with nostalgia her career and the journey that lead her here.  She had worked extremely hard to get to the position of…

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I know mine, but what is yours?

I know mine, but what is yours?

This Sunday, like most Americans, found me glued to my television watching the clash of the Sea-hawks and the Patriots. Despite what happened prior to the game, it was exciting to watch these two teams try and find a competitive advantage to win. The game ended with the New England Patriots edging out the Seattle Sea-hawks. I am sure that there will be many debates about what advantage one team…

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The fastest thing in the world

The fastest thing in the world

My husband often recounts African fables and parables that he grew up around. One in particular seemed to convey something that we know intuitively but do not always think about. It is something that many small business owners grapple with.   For that matter large corporations also seem to grapple with this problem. It is the problem of the fastest thing in the world. Let me explain by starting…

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When was the last time you checked?

When was the last time you checked?

Are you positive that you know what is going on? When was the last time you checked?  You keep telling yourself that nothing has changed, and besides which you have better things to do with your time. But something deep down inside keeps nagging at you.  Then you see the endless TV commercials telling you how easy and painless it would be to check. One commercial even tells you that it is all…

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If you build it they will come I was flipping through the TV this weekend, trying to unwind, when I came across Field of Dreams playing on the Hallmark Channel.

[thatfinancechic]

Hangover Cures

So the new year is upon us, and the season of excess and mandatory family gatherings is past us. So is the season of overindulgence in food and alcohol, especially the later. Invariably during this season you will  see suggestions for the best cures for hangovers. Some people just choose to blame the bartender for their fates the next morning. However this does nothing for your  symptoms. Well I…

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Financial Court

Finance Court

“Attention, Attention. The Financial Court has come to order.   Your Judge today is the honorable Judge Benjamins, The case today is that of Broke Joe vs. Automatic Payment Options.”

The Plaintiff (Broke Joe):  “Your honor, I come before you today to plead my case. The defendant you see before you today has caused me a lot of grief and money. I have spent the last couple of months trying to…

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A Letter To A Dear Friend

Good Day mismanaged money maker,

I hope all is well with you.   This letter is long overdue.

Each and every month I can count on you to contribute to my income.  I get so excited when I receive a monthly  stipend of between $13 and $35 from you. Hey sometimes when you are extra generous you even give me a whole $95. There have even been times when I received multiple payments in one month. What…

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Finances and Candy or how Hansel and Gretel fared

I came across the above picture sometime back and thought it relevant seeing as the candy festival just ended. I am of course talking about Halloween. This reminds me of a story that combines the horrors of Halloween and sweet delectable delights of the festival. I am referring to the story of Hansel and Gretel. For those of you not familiar with this story or cannot recall the details let us…

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When Abstinence is the best form of protection

I am sure you are asking “Whatchu talking about Finance Chic?”, but yeah you heard right. Abstinence can be the best form of protection. No I am not talking about the birds and the bees, but about finance.

Let me clarify. Over the last couple of months I have noticed an increasing number of people using their mobile devices to make payments. With the recent advent of iPay by Apple that number is…

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Not so fairy Tales: Or The Haves, The Haves not, and The Have not paid for

Not so fairy Tales: Or The Haves, The haves not, and The have not paid for

We all know the story of the 3 little pigs (Bacon Bits, Pork Rinds and Pork Chops), but have you heard the story of the 3 adult pigs ? The last time we left the pigs they had learned their lesson about building sturdy homes. Fast forward a decade or two later and we find the 3 pigs doing well, or so it seems.

Mr. Bits decided to go to college, got a degree in art and worked as a curator. He loved…

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Talking to myself

While getting out of my car recently, a stranger approached me and struck up a conversation. “You were really enjoying that song you were listening to. I saw you at the light, singing in your car”, he added. He continued to inquire as to what song had me so animated. “Stranger danger” my stalker radar went off. “Where the heck is my pepper spray”, I continued to think to myself.  This is what…

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When debt moves in.....

When debt moves in, or the theme song to the Golden Girls

There are not many things in the world for me that compare with catching up with an old friend. Not on Facebook like most people do, but in person. If the person was a close friend you are soon immersed in conversation like no time has passed. One of the first friends I made when we moved into a new neighborhood when I was 13 tracked me down. We had not spoken in ages and it was nice to catch up.…

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Tips for Dips in income

Tips and Dips in income

What a weekend this past one was. I spent time catching up on old lifetime movies. I have some guilty pleasures, and the  lifetime network is one of them. However this past weekend I kept getting upset at one of the characters in one of the movies. The story revolved around a young lady that was trying to find herself in a small town. She had a steady job as a waitress at an upscale restaurant, …

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Celebrate Good Times Cmon....

I was travelling back from a conference this weekend. It had been an awesome experience, but all I wanted to do was relax (as best as one can) on the flight back. I had 2 flights to catch back home and my plan was to catch up on some reading on one flight, and nap on the other flight. The second flight was a 2 hour one, which gave me plenty of time to nap, before I had to put my “mommy” and…

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What you have in common with George Costanza (from Seinfeld)..

This week found me sorting through my mail. I find that I need to sort through this stack every couple of days to separate the junk from the useful mail. I don't seem to have too many bills among t...