Angel Jean Obsioma

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Week 5-6: Insights!

Here is an update for my week 5 interview blog, sharing the insights I gained during our interview with the third business. I hope you will be able to read it. 😊

The first business that we interviewed is Johnny's Auto Parts. During the interview I was amazed on how the owner uses their working experience in the autopart to build their business.This only shows that Mr. Ibala sees an opportunity from his knowledge and skills to venture and operate his own. It gives me a realization that you can able to utilize your knowledge and experience for you to be able to change your path for a good way just like what happened to Mr. Ibara in which from being an employee to being an owner. Next thing I can share is the location of their business. It has advantages and disadvantages, the advantage is that it is visible by people since it is located on a highway, so there will be foot traffic. Aside from it also has a parking area so it will be convenient for those customers who have a vehicle. Which I believe is a good idea so that customers will not have the hassle of finding a parking area and it will cause disturbance in the highway road that can possibly cause traffic. While the disadvantage is that they have a lot of competitors which can be a challenge to the business.

 And for the staff part, they are welcoming people and they always put a good smile in terms of talking to a person. This is also a good aspect when it comes to running a business, you have to make sure that the people you are hiring have a good attitude. Since they are the ones who interact with customers, if they show a bad attitude it can lead to customer loss that can lead to a bad review for the business. I believe in the saying that a person should have a good attitude rather than having a good skill, because skill can learn but attitude can never easily change. For the suggestions, I think it would be better if they also do a repair or installation service since it can attract customers and also can add sales. Especially that some customers prefer to have both the parts and service for them to lessen their hassle of going to another store just to do installation or repair. 

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The second business that we interviewed is Royal Glass Supply. During the interview we were able to gather information on how it became Royal Glass Supply. It happened to be a third generation in which the first name of it was Tay Chin then changed into Golden Supply now later became Royal Glass Supply. It shows how the family passes their business to their children then to the grandchildren continuing the legacy of the elder. This is one of the testimonies where some business people build their own business in order for the future generation to inherit. That building a business it doesnt just revolve to earn money but also to have a legacy that your family can benefit. Another learning I can give from interviewing the manager of Royal Glass Supply is she was able to share that there is no specific paper that they need to get in order to operate because they do not manufacture glass or aluminum they only do selling. 

In terms of location, I observe that they are near foot traffic which is goods. Aside from that they also have less competitors based on their location. But the only problem is that they don`t have a parking area. It can be challenging for them, especially for those customers who have cars. Ms. Emilou shared that the problem they are facing is when a customer has a complaint in terms of installation due to the reason that it was not installed properly. This was a good thing since they were able to see the problem and were able to find a solution. 

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The third business that we interviewed is Tech-Converge IT Solutions.  The insight I can share is how the owner listens to its customer in terms of physical store. The person we interviewed who is Ms. Jenny shared that behind the physical store of Tech-Converge IT Solutions it is because the customers are finding it. The customers are given that suggestion given they are operating first at home in Opol. This only shows that the owner is giving importance to the convenience and suggestion of their customer. Which gives me a realization that your customer will help you to give a good service through their suggestions. Maybe it doesn`t include the plan that we have but can make a change for the better. I also observe upon checking the inside of the store that they have a tarpaulin of what they offer for both products and services. For me it is a good tactic so that customers will know if the things that they are looking for are in there or not. 

Another observation I can see is the location they have. According to Ms.Jenny they dont have any issue in terms of location which I can agree with because it is visible for people and foot traffic. In terms of the problem they are facing when the customer complains for the installation just like CCTV and after it doesn`t function properly. She also shared that they are planning to expand their business. Which is a good idea especially in today's generation where technology is dominant  so this kind of business is a good help for those who seek help in technological stuff. 

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The fourth business we interviewed was Honyun Computer Store. The interview went smoothly and comfortably, largely due to the welcoming and approachable nature of the staff, which created a relaxed ambiance. This highlighted how a positive atmosphere and friendly staff can foster effective communication between the business and its customers. It makes customers feel they are in good hands, which can lead to positive reviews and recommendations.

Ms. Sheila, the store representative, mentioned that their location poses no issues, as there are few competitors nearby. However, they do face challenges with parking due to limited space, which can be inconvenient for customers. And I believe most start up businesses encounter this problem which is a reminder that if you wnat to venture into a business you have to plan it very well. You have to consider both your convenience and the customer. Another challenge the store faces is earning customer trust. Since they sell surplus or second-hand products, customers often question the quality of the items. One thing I noticed upon entering the store was how well the products were arranged, making it easier for customers to find what they’re looking for.

Additionally, as the business is just starting, Ms. Sheila shared that staff members often take on diverse roles to keep things running smoothly, which is common for small or new businesses. This flexibility allows them to adapt quickly to different tasks and challenges.

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The fifth business we interviewed was NWOW Electric Bicycle. During the interview, we learned that they are planning to relocate due to the limited space available for displaying and selling their e-bikes. Though they are just starting but already have a plan that can help their business to grow and attract customers. Additionally, the current location lacks parking, making it inconvenient for customers with vehicles. This can be a great problem since it often causes disruptions on the road and can lead to traffic issues. And also can affect the overall operation of the business. 

We also gained some insight into the purchasing process. Customers are required to present valid identification and other necessary documents in order to buy an e-bike. This ensures that transactions are legal and transparent, especially given that the purchase involves a motorized vehicle. It's a good practice that helps protect both the business and the customer by ensuring all purchases are properly documented and compliant with legal requirements.

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[achie-blog]

Week 5-6: Business Interview 👩‍💻

Hello everyone, I'm back again with more insights and information about various companies and businesses. My groupmates—Jessa, Ian, Francen—and I had the opportunity to interview another five different businesses: JOHNNY`S AUTO PARTS, ROYAL GLASS SUPPLY, TECH-CONVERGE IT SOLUTIONS, HONYUN COMPUTER STORE and NWOW ELECTRIC BICYCLE. During these interviews, we gathered valuable insights into their operations and the stories behind how each business was established.

JOHNNY`S AUTO PARTS

Johnny’s Auto Parts, owned by Mr. Johnny Ibala and established in 2004, is located on Vamenta Blvd, Cagayan de Oro. The business operates independently without any existing partnerships. They employ seven staff members and focus solely on selling car spare parts, without offering any repair services. Their operating hours are from 8 AM to 5 PM, Monday through Saturday.

In terms of business setup, they have secured all necessary documents, including a business permit, DTI registration, BIR clearance, and other required paperwork for legal operation. The owner also carefully considered the business location. Johnny’s expertise in the auto parts industry and knowledge of running such a business served as the inspiration behind starting this venture.

ROYAL GLASS SUPPLY

Royal Glass Supply, owned by Mr. Sherwin Lo and established in 2005, is located at the corner of Cruz Taal Street and Rizal Street, Cagayan de Oro. According to the manager, Ms. Emilou Tumilap, the business has a rich history spanning three generations. It began as Tay Chin Glass, established in 1965, later rebranded to Golden Glass, before evolving into its current name, Royal Glass Supply. The family-owned business operates as a sole proprietorship and employs 13 staff members.

Specializing in glass, aluminum, and accessories, Royal Glass Supply caters to both walk-in customers and those seeking home service installations. They source their supplies from Cebu and Manila, and operate from 8 AM to 5 PM, Monday through Saturday. The business has secured all the necessary permits, including a business permit, DTI registration, Certificate of Registration from BIR, and other relevant documents such as receipts and invoices. Currently, they operate only one branch.

TECH-CONVERGE IT SOLUTIONS

Tech-Converge IT Solutions, owned by Ms. Mae Catherine Nadal and established in 2023, is located at Room 105, R.T. De Leon Plaza Building, Yacapin St., Cagayan de Oro City. We interviewed Ms. Jenny Mae, a salesperson, who provided insights into the business. Operating as a sole proprietorship, Tech-Converge has two branches—the physical store in Yacapin and a home-based branch in Opol. The business employs four staff members and specializes in offering IT products and solutions, including hardware and software, desktops, laptops, projectors, CCTV surveillance, security systems, data center solutions, and system integration services. Their operating hours are from 8:30 AM to 5:30 PM, Monday through Saturday.

To ensure smooth operations, the company has secured all the necessary documents, such as a business permit, DTI registration, receipts/invoices, a sanitary permit, a PhilHealth certificate, and a fire safety inspection certificate. These steps have enabled Tech-Converge to remain compliant with local regulations and provide reliable IT services to its customers.

HONYUN COMPUTER STORE

Honyun Computer Store, owned by Ms. Cathlea May G. Pontiano, was established in July 2024 and is located at Brgy 08 Jr Borja, Don Apolinar Velez St., Cagayan de Oro City. The business operates as a sole proprietorship and has a team of four staff: a guard, two sales personnel, and two technicians. With only one branch, their operating hours are from 9 AM to 6 PM, Monday through Saturday. During an interview with Ms. Shella Mae Tobito, who describes herself as an all-around staff member, she shared insights about the business operations.

Honyun Computer Store specializes in selling surplus items such as laptops, computer sets, and accessories. They offer repair services only for units purchased from their store. The business sources its supplies from Manila and has secured all necessary documents, including a business permit, DTI registration, receipts/invoices, BIR clearance, barangay clearance, and a sanitary permit. Ms. Tobito mentioned that their location is advantageous due to the limited competition and good foot traffic in the area. The business operates on a cash or GCash basis, with no installment options available.

NWOW ELECTRIC BICYCLE

NWOW Electric Bicycle, owned by Ms. Jesica Seda, was established in 2019 and is located at J.R. Borja, Capistrano St., Cagayan de Oro City. The business specializes in selling E-bikes and operates from 8 a.m. to 5 p.m., Monday through Saturday, with a team of six staff members.

The business is registered with the DTI and holds a sanitary permit, barangay clearance, and a fire safety inspection certificate. They also have a notice to issue receipts/invoices to ensure proper documentation of purchases. This allows both the seller and the customer to keep a record of transactions, facilitating easy verification if any issues arise.

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Link for Insights!

Week 5-6: Insights!

Here is an update for my week 5 interview blog, sharing the insights I gained during our interview with the second business. I hope you will

[achie-blog]

Week 3-4: Insights!

Here is an update for my week 3 interview blog, sharing the insights I gained during our interview with the second businesses. I hope you will be able to read it. 😊

The first business we visited was GREEN AND SWEETS and the owner’s story is quite inspiring. She shared with us a story of how she was able to incorporate the love for cooking and her dad’s hydroponic lettuce in making fabulous, healthy dishes. Her ability to use her dad's lettuce for meals that cater to health-conscious people shows her creativity and adaptability. Also, she used to bake and sell cookies, an enterprise which originated when she was in senior high school, and culminated into Green and Sweets. It showcases how these interests can become good sources of income hence confirming that we can make a business out of what gives us joy. Another thing I was able to learn from her is how she started her marketing on the online platform, Instagram. She said it was a good platform because of its aesthetic appeal, which suited her brand at the time. But she said that for those who wanted to gain more audiences, using Facebook is better because it is more noticeable and can attract a wider audience. What also struck me was her vision about future life. Ms. Regina Jandoc already has her business regionally certified and is aiming to go national. She clearly has a strong ambition to grow her brand and reach more people.  Surprisingly, she is not afraid of challenges either. For instance, she got down to closing their branch in Tomasaco because the hot conditions within the food park were not suitable for preserving lettuce which require cooler temperatures. This shows her ability to recognize problems and make necessary changes for the better. And also Ms. Regina Jandoc is very good at taking good care of her customers, the way she interacts with them, a genuine smile and a welcoming feeling.  ----------------------------------------------------------------------------

The second business we interviewed was CUADRO OCHO INCORPORATED, and I learned a lot from their approach. One important takeaway is the value of careful planning when starting a business, especially in choosing the right location. Cuadro Ocho Inc. made sure their store had high visibility and foot traffic, placing it near a busy market where it’s easily noticeable. I was also impressed by how they planned for a good parking area, knowing that hardware stores often deal with bulk orders requiring vehicles. This shows their commitment to making the customer experience more convenient, beyond just having a good location. During our interview, the manager emphasized the importance of securing the right legal documents for the business and employees, ensuring that everything operates smoothly and provides benefits to their staff. I also noticed how welcoming their staff is, which plays a huge role in the business’s success, especially in a hardware store where customers often have many questions. Good customer service builds trust and leads to recommendations, showing how much Cuadro Ocho Inc. cares about its people. Another interesting insight is that the business started with a group of friends selling lumber, and now it has grown to 11 branches. It highlights the success that can come from venturing into business with friends, as long as there are clear agreements and everyone has a business-oriented mindset, helping them collaborate and grow their business together.

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The third business we interviewed was FMN AGRICULTURAL SUPPLY INC, where I gained significant insights about running a business in the agricultural sector. Mrs. Guanita H. Tato explained the various documents necessary for legal operation, such as the Fertilizer and Pesticide Authority (FPA) license, which is crucial for selling products like pesticides, fertilizers, and feed. This ensures that their products meet the required standards set by regulatory bodies. I was impressed by how thorough they are in adhering to legal requirements, as they also provide their employees with training, including courses from the Red Cross and Basic Occupational Safety and Health (BOSH). This focus on training shows their dedication not only to the safety of their products but also to the well-being and preparedness of their staff. It reflects their commitment to maintaining a safe and compliant business environment while ensuring their employees are equipped with the right knowledge.

Additionally, the importance of renewing their documents on time was emphasized, as it ensures that their business remains legal and trustworthy. In a sector that deals with products that directly impact agriculture, customers need assurance that they are buying from a legitimate source, and having complete, up-to-date documentation builds that trust. Mrs. Tato also shared some of the challenges they face, particularly the presence of competitors in the area. One key takeaway is that in such competitive markets, price often becomes a decisive factor for customers. Many customers, especially in agricultural communities, will choose the business offering the lowest price, which adds pressure on companies like FMN to stay competitive without compromising on the quality of their products. This balance between pricing, legality, and product safety seems to be a driving force behind their success, and it highlights the importance of understanding both customer needs and market dynamics in sustaining a business in this field.

------------------------------------------------------------------------------ The fourth business that we interviewed was COLOR MIX PAINT CENTER and there are many things that I learned which are very important in handling business. A major insight came from Mrs. Cabatud when she had a business that was doing well and faced a difficult decision leading to a branch to be shut down. It brought out the fact that business stability is never certain, events like the pandemic can lead to huge disruption and losses leaving business owners with very hard decisions to make. Mrs. Cabatud continued to open branches to accommodate more clients and be able to increase income but due to the effects of the pandemic affecting sales and with added competition, she decided to shut down one of the branches. And with this experience, what struck me was her determination and commitment to her work despite the challenges. Instead of giving up on what she had created, she changed her strategy and redirected her energy into developing the remaining branch. Perhaps one of the most impressive aspects of the story was her determination to shift from conquest to mere survival, and anyone can see her perseverance, as COLOR MIX PAINT CENTER remains open for business today. Another important takeaway was the need to obtain the relevant papers since, indeed, without documents, it is impossible for the business to operate legally. Mrs. Cabatud’s experience also prompted me to think of a suggestion for her business: searching for a better location can bring more attention to the store; partnering with contractors is an opportunity since they usually purchase materials in bulk. In this way she could foster these partnerships and consolidate on the quality that her business delivered which would make it strong. In conclusion, Mrs. Cabatud’s experience highlights the critical role of flexibility, legal requirements, and innovation in the management of a business during tough periods.

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The fifth business we interviewed was JAY-Q GRAINS RICE TRADING, where I learned that price changes are common, as rice prices depend on supplier costs and the brand they have.  This poses a problem since many customers desire to purchase goods at the cheapest price possible in the current economy. Also, there is high competition which acts as a hindrance towards the sales. Despite these difficulties, I was impressed by how well they manage their documentation, demonstrating their commitment to following the law and avoiding penalties. They also provide staff training through organizations like the Red Cross to ensure employees are prepared for emergencies. While I was there, I saw potential for efficiency improvements to their shelf placement and compartmentalization of the rice, which would benefit their customers and employees.Another key insight was the versatility of their staff, particularly Ms. Tagaro, who handles multiple roles, including customer service, cashiering, and other tasks, reflecting the reality of small businesses where employees often take on several responsibilities due to limited staffing, especially when sales are slow. ❤️

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Week 1-2: Insights!

Here is an update for my week 1 interview blog, sharing the insights I gained during our interview with the first businesses. I hope you will be able to read it. 😊

The first business that we interviewed is the owner of  N JESS GENERAL MERCHANDISE. I noticed some entrepreneurial qualities that align with what I learned in class, particularly from the case of Ms. Barton. One key quality is the ability to diversify. Ms. Barton initially managed two businesses—wholesale and nails. When the wholesale business struggled due to low profit margins and employee issues, she made the strategic decision to focus on the nails business. This was a smart move, as she recognized that nails were fast-selling and capitalized on this opportunity by reinvesting the profits to expand her materials. Her success in this area eventually led to the creation of a hardware business. Another important quality is collaboration. Ms. Barton effectively collaborated with contractors, ensuring that the materials for their projects came from her business. This not only increased her profits but also allowed her to create job opportunities for others, especially as her business grew and required more employees. Lastly, Ms. Barton’s mindset of "belief" played a crucial role in her success. She believed in the potential of selling nails, and this belief paid off significantly. It was this initial venture into nails that laid the foundation for her now-thriving hardware business.

I also realized that if you stay focused on your goals, you can achieve them. The drive you have—whether for someone else or yourself—can open up opportunities for a better life. For example, Ms. Barton started her business because she didn’t want her father to have to work abroad anymore. She wanted the business to be her father's retirement plan and a reward for his hard work. Additionally, Ms. Barton understands that even when a business is doing well, there will be times when sales are slow. However, she was still  able to pay her financial obligations. And I agree that slow sales are inevitable, but with smart financial management, you can still stay on top of things. It’s important to be wise, trust your team, and always look for new opportunities. One suggestion I would make to Ms. Barton is to hire someone knowledgeable about the materials sold in her shop. That way, she won’t have to handle all the transactions herself. With more staff to assist customers, the process will be smoother, and it will prevent any frustration from customers having to wait too long.

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The second business is the HAPPY SIP. After interviewing the owner some points caught my attention, leading me to form some opinions or agreement. First is the choice of location. While the shop is near the road, it's also close to a residential area. This limits the customer base to those who live nearby, but it doesn't guarantee that everyone there enjoys milk tea. As a result, the business might face slow sales. On the other hand, if the shop were located near a school or a workplace, it could attract more customers who are likely to enjoy milk tea. Second, there’s the issue of limited stock due to the supplier being based in Manila. This restriction could slow down customer attraction, as the shop might not always have the flavors customers want. However, I think it's a smart move that they offer not only milk tea but also coffee and snacks. This gives customers more options, which could help maintain interest even when certain milk tea flavors aren't available. Lastly, I appreciated Ms. Rema's recognition of the challenges in selling milk tea. She acknowledges that it's not a necessity like rice, and not everyone is willing to spend money on it. I agree with this point,since many people prefer familiar food and drinks. And personally, I’m not a big fan of milk tea, so I can understand the challenge of appealing to a broader audience. 

During our interview, I observed how business-minded Ms. Rema is. Aside from running Happy Sip, she also owns another business, an ukay-ukayan (second hand clothing store) in which it was now managed by her mother. When she realized that the ukay-ukayan wasn't as profitable as expected, she decided to venture into a new business—Happy Sip. This demonstrates her sharp business acumen, showing that she seizes every opportunity, understanding that success is never guaranteed unless you take the leap.I also noticed her professionalism when she informed us that she wouldn't disclose any information about their sales. This helped us avoid asking inappropriate questions in future interviews. Reflecting on Ms. Rema's approach, I realized that starting a business involves taking calculated risks. It's crucial to choose your location and products wisely and ensure that all legal documents are in order. Neglecting these aspects can make it difficult to establish a startup and may lead to second-guessing your decisions.

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The third business that we interviewed was  the owner of AJ WATER REFILLING STATION. I gained some valuable lessons and insights about starting and running a business. One key takeaway is the importance of preparing the necessary capital before launching your business. It's essential to save up the required amount, as you will be the primary driver of this investment. Another significant realization came from understanding the owner’s motivation for starting the business. She aimed to provide a better life for her children and create an additional source of income that would benefit her family even after she and her husband are no longer around. This highlights how taking calculated risks in business can lead to positive outcomes and secure a better future for your loved ones.

The location of the shop also stood out during the interview. Despite being situated near the road, the absence of a parking area presents a challenge, especially for customers buying in bulk. However, the proximity to residential areas provides a strategic advantage by making it convenient for local residents. Additionally, the owner's decision to start with just three staff members, including herself working in the shop, reflects a practical approach to managing a new business. This demonstrates that it's possible to start small and scale up as the business grows, adding more staff as needed.

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For the fourth business we interviewed the owner of JASMINE GARDEN. I was truly amazed by the information shared. It made me wonder how they manage to maintain the business with only three people handling the job, especially considering it has been operating for 32 years. The first step they take is propagating a flower and then selling it, which made me realize that even a single endeavor can become significant as long as you believe in yourself. Another notable strategy the owner employs is participating in festivals where they can display their flowers and plants, attracting new customers. This highlights how impactful seizing opportunities can be. It’s up to you to decide whether to take advantage of these opportunities or not.

Additionally, the way she utilized the property provided by the local government to start and grow her business demonstrates how a business can benefit the community. It shows that pursuing something you are passionate about can bring both fortune and personal fulfillment. I was also struck by the fact that the business inspired her child to venture into landscaping. This realization underscores that you can start new ventures related to your existing business. Exploring the business world can uncover many opportunities that can change your life’s trajectory. Despite the challenges and fatigue, if you love what you do and are willing to explore, it will undoubtedly lead to business expansion and valuable partnerships that contribute to growth. 

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For the fifth business we interviewed the owner of AQUARIST FISH SHOP. After the interview I observed some points that prompted me to form some opinions and ideas. I also gained realizations and insights that led me to question my own stance in the business world. To start, the business began because of her husband's passion for caring for various pets, particularly fish. This demonstrates that if you are passionate about something and recognize its impact on your life, don’t hesitate to take a risk and turn it into a business. When you’re deeply familiar with something, it becomes easier to manage and grow.

In regard to the business location, I agree it was a good choice due to its proximity to the road and a park, which ensures high foot traffic. Additionally, the presence of a parking area makes it even more accessible. However, I noticed that the shop seems to be somewhat unmaintained despite its modest size. I suggest organizing the aquariums by size to better utilize the space and make the shop more visually appealing to customers. Renovating the exterior could also help attract more visitors. I believe  well-presented shops can draw people in, even if they don’t make a purchase, they will visit the shop especially since their business involves animals. Another observation was their ability to build strong relationships with different suppliers. This highlights the importance of taking risks and trusting others in business. Entrepreneurs often need to be open to meeting new people and cultivating relationships that benefit both parties and contribute to mutual growth. ❤️

[achie-blog]

Week 3-4: Business Interview 👩‍💼

Hello everyone, I'm back with more insights and information about various companies and businesses. On September 7 and 19, 2024, my groupmates—Jessa, Ian, Francen—and I had the opportunity to interview another five different businesses: GREEN & SWEETS, QUADRO OCHO INC, FMN AGRICULTURAL SUPPLY INC., COLOR MIX PAINT CENTER and JAY-Q GRAINS RICE TRADING. During these interviews, we gathered valuable insights into their operations and the stories behind how each business was established.

GREEN & SWEETS

Green and Sweets, owned by Ms. Regina Jandoc, is located at Door 4, FLC Building, Marigold Street, Carmen. The business was established in 2021 while she was still a student. Although she doesn't have any formal business partners, she considers her family's business as a key support system. The business initially started online, using Instagram as its platform. During the pandemic, her father began selling hydroponically grown lettuce. She felt that selling just lettuce was too limited, so she decided to diversify, combining her love for cooking and baking. This passion inspired her to offer healthy food options like salads, sandwiches, and kani rolls. Additionally, she incorporated cookies into the menu, a product she began selling while she was in senior high school. This blend of healthy food and sweets is how Green and Sweets came to be. All the recipes are her own creations, inspired by her love for watching cooking shows and love to cook in the kitchen.

While she initially baked the cookies herself, the growing demands of the business led her to pass this responsibility to her sister, who has since turned it into a business of her own. Green and Sweets targets health-conscious consumers, especially those who are picky eaters or are transitioning into healthier lifestyles. The business aligns with the trend of people seeking more nutritious food options.Green and Sweets now has two physical branches: one in Carmen, which opened in May 2023, and another in Barra, established this year at her mother's request to have a business. The business employs five staff members across both branches, with employees often rotating between the two locations. Additionally, they offer catering services for events. When establishing the physical stores, her first step was securing a location, as it was necessary for acquiring a business permit. She then processed the necessary documents, including registration with DTI, securing a business permit, and complying with BIR requirements. She had already obtained her DTI registration during the online phase of her business. For documentation and bookkeeping, she relies on the help of a bookkeeper, as her family also owns another business aside from Green and Sweets.

CUADRO OCHO INCORPORATED

We had the opportunity to interview Ms. Marichu Villanueva, the manager of the Cuadro Ocho Inc. branch in Carmen. She shared that the business was established on August 8, 1988. Located at Max Y. Suniel Street, Corner Ipil Street in Cagayan de Oro, this branch is one of 11, with the main branch based in Cebu City. The business operates as a corporation, employing 10 staff at the Carmen branch and nearly 300 across all locations. Originally founded by a group of business-minded friends in Iligan City, the company started by selling lumber before expanding into retail and wholesale hardware and construction materials.

Ms. Villanueva explained that the process of setting up the business starts with securing first the necessary documents. Since it is a corporation, they must be registered with the SEC. Next, BIR registration is essential for issuing official receipts, filing taxes, and qualifying for tax credits or deductions. Additionally, since it is a corporation they must file a General Information Sheet (GIS) to comply with legal transparency requirements. Finally, the Articles of Incorporation, which detail key information like the company’s name and objectives, must be submitted also, along with the Bylaws, which define the internal rules for corporate operations such as meetings and decision-making. She also emphasized the importance of selecting a location for the physical store, noting that it would be beneficial to have foot traffic. Additionally, having a parking lot would be ideal, as vehicles are needed to transport materials.

FMN AGRICULTURAL SUPPLY INC

FMN Agricultural Supply Inc. is a business owned by Ms. Nunez F. Concepcion, established on May 18, 2006, and located on V. Neri St., Cagayan de Oro City. Mrs. Guanita H. Tato, the branch manager, was the one we interviewed and provided information. The business is selling feeds, fertilizers, and pesticides. It operates 11 branches in total, with the main branch located on Osmeña Extension, Cagayan de Oro City, which serves as the primary supplier for the other branches. Their warehouse is situated in Baloy.

Mrs. Tato explained that, for the business to operate, they had to register with the Securities and Exchange Commission (SEC) and the Department of Trade and Industry (DTI), as well as obtain a business permit. They also secured a Fire Safety Inspection Certificate, a Sanitary Permit, a Certificate of Registration, and a License to Operate. Additionally, they have official receipts and invoices and are required to attend training programs such as those offered by the Red Cross and Basic Occupational Safety and Health (BOSH).

She also mentioned that different permits are required for feeds, fertilizers, and pesticides. For fertilizers and pesticides, they need to obtain a license from the Fertilizer and Pesticide Authority (FPA), which ensures their products meet the safety and quality standards set by the government. While most documents are renewed annually, the FPA license must be renewed every three years.

COLOR MIX PAINT CENTER

Color Mix Paint Center, owned by Mrs. Teresita Cabutad, was established in 2012 and located on Castro Street in Cagayan de Oro City. This small business specializes in selling a variety of paints, catering to both residential and commercial customers. Operating with a dedicated team of just two staff members, including Mrs. Cabutad. Open from 8 AM to 5 PM, Monday through Saturday.

To operate her business legally and efficiently, Mrs. Cabutad has secured several essential documents. She obtained a registration from the Department of Trade and Industry (DTI), which legitimizes her business and protects its name. Additionally, she registered with the Bureau of Internal Revenue (BIR) to ensure compliance with tax regulations. A sanitary permit is also in place, confirming that the business meets health and safety standards. Furthermore, a barangay clearance is maintained, demonstrating that the business is recognized by the local community, and a business permit is held to operate within the city legally. Together, these documents provide a solid foundation for her business operations and help build trust with her customers.

JAY-Q GRAINS RICE TRADING

Jay-Q Grains Rice Trading, owned by Mr. Garciano Baldelamar, is located on Castro Street, Cagayan de Oro City. The business, which operates with just two staff members, specializes in selling rice both in retail and wholesale. During our interview with Ms. Analya Tagaro, an all around staff member, she shared information about the pricing, with a half sack of rice costing either ₱1,140 or ₱1,340, depending on the brand. The store operates from 8 AM to 4:30 PM, Monday through Sunday.

Ms. Tagaro also discussed the essential documents the business has secured to operate smoothly. Jay-Q Grains Rice Trading is registered with the Department of Trade and Industry (DTI) and the Bureau of Internal Revenue (BIR). The business holds a business permit and a barangay clearance, ensuring compliance with local laws. Additionally, they maintain official invoice receipts and a certificate of registration, including an official receipt from Red Cross Training. Ms. Tagaro emphasized that their documents are complete and up-to-date, which has helped them avoid penalties. She also highlighted the importance of keeping these documents visible in the store, as this ensures transparency and compliance with regulations.

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Link for Insight!

Week 3-4: Insights!

Here is an update for my week 2 interview blog, sharing the insights I gained during our interview with the second business. I hope you will

[achie-blog]

Week 1-2: Business Interview 👨‍💼

This blog will provide insights and information about various companies and businesses. On August 30, 2024, my groupmates—Jessa, Ian, and Francen—and I had the opportunity to interview five different businesses. These businesses are N JESS GENERAL MERCHANDISE, HAPPY SIP, AJ WATER REFILLING STATION, JASMINE GARDEN, and AQUARIST FISH SHOP. During these interviews, we gathered valuable information about their operations and the stories behind how each business was established.

N JESS GENERAL MERCHANDISE

The business is owned by Ms. Carmela Barton along with his father. It was established in 2015 and it is located at Zone 12, Upper Carmen, Door 3 LACAR Bldg.  Initially, they focused on selling wholesale Beer, Coke, and nails (lansang). However, the wholesale side of the business struggled due to an employee's failure to perform adequately, and the profit margins were low. On the other hand, nails became a fast-selling item, prompting them to expand their product offerings. Using the profits from nail sales, they reinvested in additional construction materials to attract more customers by providing a wider variety of choices. The business has 17 staff and mostly our labor since the nature of the hardware store requires handling heavy materials. Ms. Carmela said that their business is partnered with contractors, so the materials used in the project come from them. 

Ms.Barton shared that when starting the business, she first found a good location and a supplier. But despite the fact that business is in a good place and sales, it cannot be avoided that there are times they will experience slow sales but still she can manage to pay their financial obligations. And the reason why they decided to venture in business is to allow her father to retire from working abroad as an OFW, ensuring the business as her father`s retirement. 

HAPPY SIP

Happy Sip is a store that is owned by Ms. Rema Hassan along with his sister Merlyn Hassan. It was a franchised store established on March 5, 2024 and the main store was in Manila. It is located in Zone 12, Upper Carmen, near the multicab terminal. The business is focused only on selling milktea but they just added other options like coffee and snacks, including siomai and fires. They have only 2 staff, Ms.Rema and her mother, and they don't have any business partners. Before the Happy Sip was established the family had an ukay-ukayan that was managed by their mother. However, due to poor sales, Ms.Rema decided to venture into another business which led to the creation of the Happy Sip. She just wanted to have an extra income given the situation on their first business. 

Ms. Rema shared that the first process she did in building the business is to contact the supplier since the supplies are sourced from Manila. So basically she needs to wait a while for her to restock again. And it becomes one of the challenges she encounters along with the fact that they have a slow sale since tea is not a known necessity as the basic needs of people like rice. 

AJ WATER REFILLING STATION 

The business was owned by Mrs.Leonor Jamito and was established on June 28, 2024. It is located at Zone 12-C Uzlai Upper Zayas, CDO. It doesn't have a business partner and operates with a small team of just 3 staff since the business was just starting. Mrs.Jamito shared that the first thing she did in making this business is to save a big amount of money since the capital in this kind of business requires a big amount of money. Especially, it needs machines that generate mineral water.   

The reason behind this business is for Mrs. Jamito will have something to leave for her children as she doesn't know how long she will live. She wanted for her children to have a business that will help them to have extra income. And she also said that you just have to be patient because the sales are not consistent. There will be times that are going to be high sales, it also has slow sales moments.

JASMINE GARDEN 

The Jasmine Garden is owned by Amelita Dap-og and it was established in 1992. It was located at Gusa, CDO but now she is currently residing in Tagaloan. The business operates as a sole proprietorship with no partnerships. In 1992, the business started by selling only a few flowers, but over time, it expanded to offer a wide variety of flowers and plants. In addition to this, they now provide landscaping services. At the start, the business had just three staff members, Mrs. Dap-og, her husband Alejandro Dap-og, and her son Staline Dap-og. Mrs. Dap-og shared that they secured their location in Gusa through the support of the local government unit (LGU), and they have remained there because their business contributes to the beautification of the community.

Mrs. Dap-og shared that they were involved in several floral displays, such as festivals like kaamulan and higalaay. That is why if she wanted to display her products in any event she needed to submit a business permit. She also shared that they participated in a contest and won awards for "Best in Flowering" and "Best in Bonsai Plants." This involvement has allowed Mrs. Dap-og to connect with new suppliers and acquire new varieties of flowers that she can propagate and sell. Additionally, she has become a supplier to other gardens, creating a network of mutual support in the industry.

AQUARIST FISH SHOP 

The business was owned by Mrs. Devenia Soccoro M. Chua, who established the business in 1993. However, the physical store in Rizal Fernandez Streets. Brgy. 1 CDO was established in 2010. It is a sole proprietorship and only has 3 staff members, Mrs. Chua, her  husband and their child.  The business is all about selling different types of fish, along with other pets, accessories for aquariums and fish foods. They created this business to generate income but the inspiration as to why they did choose this kind of business is because of her husband who likes to take good care and collect fish. 

Mrs. Chua shared that the first thing they did to start the business was to invest and set-up a different aquarium size since this was where the fish will be put. They also sought out suppliers for their products, and as they built relationships with these suppliers, they were approached with offers for new varieties of fish, helping to expand their inventory.

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Insight Link:

Week 1-2: Insights!

Here is an update for my week 1 interview blog, sharing the insights I gained during our interview with the first business. I hope you will

[achie-blog]

Knowing Me (MBTI Test) 👩‍🦰

I often hear the questions, what is your MBTI? And every time I watch an interview they always ask for it. So I got curious and searched it online, that is where I found out what it is all about. MBTI or Myers–Briggs Type Indicator Personality Test is a test to determine what kind of personality you have. It will help to somehow know yourself more and why you acted that way. 

As you can see in the picture above, that is the result of me taking the 16 personalities test or MBTI. Upon knowing the result I was so shocked because somehow it fits my personality. The result shows that I am a Consul (ESFJ-T). Having this kind of personality means that they are very caring, social, community-minded people who are eager to help. They take their responsibility seriously in order for them to give back, help others, and fulfill the task they were assigned. That they judge or make decisions not only for themselves but also for others. They consider what others will feel of the actions they made. Building relations with other people is important for them because they are  making sure that everyone will belong and not left behind.  

In which this description fits me perfectly because I care a lot for people whom I love just like my family and friends. I always make sure that they're okay and ask them if they are safe. When it comes to responsibilities, I always make sure that I fulfill all of them because I don't want people to be disappointed. And also I want to make sure that everything is align to the plan because I am a type of person who is likely to be organized from the plan to execution. I'm also a perfectionist when it comes to project and group work. In terms of my emotions, it has been on my mind that every time I make a decision or plan I always think about what others will feel. I will consider if the decision made was okay for them so that if ever they don't like it I can analyze a solution. Moreover, I'm also observant. For example, if I sense that you are not in the mood and you don't want to talk to me, I will let you alone for the meantime. Being an ESFJ-T it is not just talking about how responsible and caring I am but also I am also sensitive to stress and consciousness, which somehow I need to change because too much stress is not good for health. That too much consciousness in everything I do will just lead me to fear of failing and not of success. And worst  even in a small problem I'm making myself stressed to the point I can't control my feelings. 

Knowing these things about my personality helps me to further understand myself. It allows me to identify what aspect I am good or bad at. It shows me a clearer insight into why I think, feel, and act that way. The discovery I make for myself will be a tool for personal growth reminding me that while I am defined by my actions and choices, I also have the holds for change, improvement, and a balanced life. I believe that my journey of self-discovery is on-going, and that I still have a lot to discover and embrace. 

[achie-blog]

Berkeley Innovation Index Test 📇

I always say to myself that I don't see taking the path on having a business because simply I don't like it. No other reason, no other bases, not at all but I do appreciate other people who indulge themselves in this kind of business. Since we are in the technology era, a lot of innovation has been introduced to solve people's problems. But when a technopreneurship course was introduced to me, our instructor told us to take a test in which you will know how innovative your mind is. The test is called the Berkeley Innovation Index Test, in which it helps me somehow to understand  why I don't like involving myself in this kind of path. 

As you can see in the picture attached, it is the result after I take the Berkeley Innovation test. The overall score I got was 66.94 out 100 indicating that my innovation mindset is not fixed. In regards to the analysis of each component from the test, the result are the following along with my insights:

TRUST the score I got  is 63.33. I realize that it is so hard for me to trust other people when it comes to their integrity and action . I always think that the motive for approaching me is not genuine and there is a bad intention. That they approached me not because they wanted to know who I am but to use me for their benefits. In business it is not a good way of thinking because you have to trust your people as they are the ones who worked for you and the information about your business will be shared with them. If there is a doubt inside you, how will you work peacefully? 

RESILIENCE the score I got is 85.0. It shows that I am taking failure as opportunities and I don`t just give up just because I'm having that kind of challenge. That I always see success in any problem I encounter. And that understanding and accepting failure as part in my personal and professional growth. That in every failure I will have in my journey there is always learning that I will use for me  to grow and be better in both aspects in my life. 

The score I got in DIVERSITY is 75.0.  I always interact with other people no matter what personality they have. I always listen to what`s on their mind; ideas and opinions on a specific topic. Because I believe that the information you can get from them can help you to have more understanding and ideas. Also more diverse people can create a big network and connection. 

BELIEF the score I got is 78.0. I somehow believe one`s idea and abilities since it's their right to share what they have. It's just that I am that kind of person that sometimes I doubt them especially if I can see that the idea they have is not inline to what the topic is talking about. Also for myself, I always have that doubt if I can do that task in which I'm the one leading. Even Though I accept failure, I cannot erase the fear of failing. And maybe that is one of the factors I cannot see myself starting a business because my belief will be overcome by fear. 

The score I got in ALLOCATION is 85.0. It indicates that somehow I know where the right time to find resources is. And maybe it is because of the connections I build by joining other groups and creating a connection with them. That allows me to get resources when I need to that would help my project or event. 

In COLLABORATION the score I got is 67.5. I am a person who likes to collaborate with other people but sometimes there is a restriction I have in myself especially if I am not comfortable. I like to have a forum with other people because it enables me to share my ideas and opinions on a given topic. But sometimes belonging to a wide group makes me shy because I also don't like talking with a lot of people. It makes me nervous and uncomfortable, which leads me to keep quiet and becomes a barrier for me to socialize more with other people. One of the reasons why my score in the COMFORT ZONE is 61.67. 

In terms of INNOVATION ZONE the score I got is 20.0. Which I already expected because I'm not that kind of person who likes to innovate. I don't have that set of ideas where it can innovate things. The reasons why I don't really see myself in a business world. I may be good in some attitudes that an entrepreneur has but when it comes to this aspect, I cannot guarantee that I will do well. I can take risks but I have limitations that I follow.