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Today's Document
DEAR READER
Mike Driver
trying on a metaphor
Sweet Seals For You, Always
todays bird
Not today Justin
if i look back, i am lost
tannertan36
d e v o n
$LAYYYTER
Lint Roller? I Barely Know Her
we're not kids anymore.
untitled
almost home
taylor price
pixel skylines
Cosmic Funnies
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@activelistings-blog
Edmonton, AB Real Estate - Homes For Sale in Edmonton
Want to buy home for sale in Edmonton? Search homes for sale in Edmonton, AB, Canada's Festival City. Edmonton is the capital of Alberta and a centre for culture, education and government. Active listings has complete real estate listings for Edmonton, including photos, maps, property details, neighborhood information, schools and more.
For more details visit our website: https://activelistings.ca/homes-for-sale-edmonton/
Homes for sale in Sherwood Park
Are you searching home for sale in Sherwood Park? Sherwood Park real estate: Search for homes for sale in Sherwood Park, AB
Beautiful 2 storey in Summerwood backing Highway 21. You will love the huge pantry/mud room as you enter the home, as well there is 2 piece washroom right off the entrance. On the open concept main floor, you will appreciate the 9' ceiling height throughout, the large living and dining space as well as good sized kitchen with a huge island.
For More details visit our website: https://activelistings.ca/homes-for-sale-sherwood-park/
Home for sale in Sherwood Park
Are you searching new home for sale in Sherwood Park? Great starter bungalow in the community of Brentwood featuring 4 bedrooms, 2.5 baths and ensuite off master bedroom. Partially finished basement with 4th bedroom and 4 piece bathroom. Massive backyard - plenty of room for a garden. Within walking distance to the park and 2 elementary schools. Welcome home.
For more details visit our website : https://activelistings.ca/homes-for-sale-sherwood-park/
Homes for sale St. Albert
Are you searching for home in St Albert? Luxurious Living in one of St. Albert's most prestigious community of Lacomb Park Estate. This brand new walkout half duplex greets you with class starting the moment you walk in the door. Featuring hardwood, ceramic tile flooring throughout, with 9 to 13 foot vaulted ceiling on the main floor and 9 foot ceiling in the basement.
View full listings here: https://goo.gl/hwsGbA
To Buy or Sell First? That is the Question
It may be the ultimate catch 22 – do you buy a new home first then sell your current property or sell first then search for a new one? Each approach has its pros and cons so what’s best for you?
Traditionally, homeowners prefer to sell first but in hot markets where bidding wars and multiple offers are more common, some are willing to buy their dream home first, anticipating their current one will sell quickly.
Here’s a rundown of your options:
Pros to selling first
You know exactly what your budget for a new property is and can hone in on homes priced right in your neighbourhood.
You’re able to make a firm offer on a new home with a closing date that works for you.
Cons to selling first
The clock begins ticking and you need to find and close on a new home before the closing date for your sold home – forcing you to potentially compromise on the kind of home you buy or the neighbourhood you and your family want to live in.
If you don’t find a new home in time, you’re faced with the unlikely scenario of negotiating to extend the closing date on your sold property, or finding a short-term rental to live in while you continue your search.
Pros to buying first
You only buy the house you love if and when you find it – you’re under no pressure to settle because time is running out on a sold property’s closing.
Cons to buying first
You may have to finance two homes if selling your current one takes longer than expected.
You could have to sell your current home for less to avoid losing a sale – that might require a larger down payment or an increase on your new property’s mortgage.
5 few more tips to help you decide
If you can carry two properties temporarily with little or no bridge financing, buy the home you love first.
Closing dates can be a sticking point for buyers and sellers, but if finding a new home or selling your old one is a concern, try negotiating a long closing date – like three months or more.
Do your homework and connect with a real estate agent you trust well in advance of making any move so you fully understand the buying and selling realities in your area.
Before you’re pressured to do so, ask yourself what you’re willing to compromise on and what’s non-negotiable.
Get your home properly appraised free by an experienced agent with superior knowledge of your area.
Selling Your Home? Do it the Right Way
There are many reasons to sell a home. Perhaps you need more space for a growing family – or less space because your kids have built their own nests. You may have to relocate for work, or simply feel like a change of environment. Whatever your reason for deciding to sell your home, there are some simple strategies that can help you get the most from your sale. Click through the links below to find out more.
Marketing your home
Now that you are ready to sell your home or condo, you’ll need to start thinking of your property as a product to bring to market.
Do major work in advance. Ask yourself if there are areas in your home that need substantial work to make it sell more quickly and at the best possible price. According to the Appraisal Institute of Canada’s Home Renovation Survey, bathroom and kitchen renovations provide the highest possible payback potential (75% to 100% of the renovation costs) when selling a house, while interior and exterior painting can help you recoup between 50% to 100% of the costs.
You might consider getting a home inspection done as part of your selling strategy. It might set you back about $500, but the inspection can help you spot problems before a potential buyer’s inspector does.
Make your home appealing. First impressions have a huge impact. When potential buyers are coming to look at your home, you’ll want to make it as attractive as possible from the outside and from within. Here are a few ideas to get you started:
Mow your lawn; trim your hedges; keep the yard free of clutter
Clean your windows; paint the doors; replace any outside light bulbs
Fix leaky faucets; replace light bulbs; do any minor painting or other touch-ups around the home.
Make your bathroom and kitchen sparkle
Pull back blinds and drapes in the day; turn on all the lights in the evening.
Don’t cook fish; avoid cooking with garlic and onions
You get the idea. The trick is to make your home as clean, inviting, and attractive as possible. Did you know? Professional “home staging” services can take care of all the presentation and decorating details for you – a good idea if all this cleaning and organizing sounds like too much work.
Take advantage of an agent’s expertise
A real estate agent can be an invaluable aid in your marketing strategy. An agent will be familiar with the real estate values in your area, and can help ensure your home is seen by the greatest number of potential buyers – using the Web, street signs, word of mouth, and multiple listing services. Agents are also trained and obliged to help you get the best price for your home, and will know the best way to structure negotiations to your advantage. Agents will also know what documents you need to have available to show prospective buyers. For example, condo buyers are likely to request information about taxes, maintenance fees, and condo reserve funds.
Revisit your mortgage needs
Many of us sell one home to move into another, so before you put your house up for sale, take some time to review your mortgage options. You’ve probably gained some knowledge of the kind of mortgage you’re comfortable with, but you’ll also need to consider the cost of the new home, how long you plan on staying there, and the outlook for interest rates. Here are a few options to consider:
Bringing your mortgage with you. Subject to certain conditions (such as the amount of your mortgage), most mortgages are portable – which means that you can take your existing interest rate and mortgage contract to your new home.
Assumable mortgages. With this option, the buyer of your home assumes its mortgage, subject to meeting the financial requirements of your mortgage lender. If you have an attractive mortgage rate, offering an assumable mortgage to prospective buyers can help increase your home’s marketability.
Refinancing. You might want to consider renegotiating your mortgage but before you do, consider any potential costs. If your mortgage is “closed” (that is, you can’t pay it off ahead of schedule), you may face a penalty when you renegotiate. The key is to determine whether the potential interest-rate savings outweigh the penalty. The rough guideline is that refinancing makes sense if the new rate is at least two percentage points below your current rate. Your mortgage specialist can help you crunch the numbers.
Blending your rate.
Some mortgage lenders also allow you to “blend” your mortgage rate by taking the average of your existing rate and combining it with the mortgage rate on the additional funds you need.
Homes for sale in edmonton
NEW LISTING!!
867 Sq.Ft 2 Bed, 2 Bath
1406 9363 Simpson Drive, Edmonton, AB
$194,900
Welcome home to this beautiful 2 bed, 2 #bath condo on the top #floor of the amazing Terwillegar Terrance #building. Enjoy the vaulted ceilings exclusive to units on this floor. Stainless steel appliances and dark cherry wood cabinets make the #kitchen a great place to entertain. The spacious living room is perfect for relaxing after a long day. Enjoy the sunshine on the over-sized patio in the summer. Master #bedroom has a generous walkthrough closet leading to the 4-piece ensuite. This amazing home can be yours for less than $195k.
For more information visit www.activelistings.ca, call 780-965-5208, or email us at [email protected]
New Homes for Sale Edmonton
Welcome home to this beautiful 2 bed, 2 bath condo on the top floor of the amazing Terwillegar Terrance building. Enjoy the vaulted ceilings exclusive to units on this floor. Stainless steel appliances and dark cherry wood cabinets make the kitchen a great place to entertain. The spacious living room is perfect for relaxing after a long day. Enjoy the sunshine on the over-sized patio in the summer. Master bedroom has a generous walkthrough closet leading to the 4-piece ensuite. This amazing home can be yours for less than $195k
Visit for full property details : https://activelistings.ca/homes-for-sale-details/1406-9363-SIMPSON-DRIVE-EDMONTON-AB-T6R-0N2/E4090663/296/
5 Things A Buyer Should Have Before Making An Offer
You’ve been flirting with upgrading for a while now. You keep driving around the neighborhood and it’s perfect. You’ve spotted a few properties with ‘For Sale’ signs and you may even have called ‘just to see’ what their asking price is. You go home…crunch a few numbers and you say to yourself “You know what, I think we can afford it!”
So now what? Well I’m hoping by now you know to give your Realtor a call! Remembering that the Listing Realtor’s first interest is the Seller….you needs someone investigating and negotiating on your behalf, and protecting YOUR interests
There are a few things you need to have ready to go before you fall in love with the house of your dreams.
1. Deposit
Whenever you make an offer on a property, there is always a ‘cash upfront’ deposit required (usually 5% of the agreed price) written directly into the contract and held in trust with the listing brokerage. It will be released upon completion and be put toward the purchase, but you must have access to this money upfront. Don’t count on it being a part of your mortgage. (One thing to remember – if you have more than 20% you can avoid paying CMHC insurance!)
2. Pre-Approval from a Mortgage Broker
Visiting a Mortgage Broker before you start shopping is the smartest thing you can do. You may think you can afford the house, but the lender may not. They will weigh your income against all of your other monthly debt (debt service ratio). They will also look at your Beacon Score which measures how well you stay on top of your debt…do you pay your bills on time? Etc. The better your score ~ the more you may qualify for. Your Mortgage Broker can help position you to be in the right place when you’re ready to qualify.
When you visit your Mortgage bring:
* A letter from your employer confirming your employment and current wage
* If you’re self employed – 2 years of tax assessments indicating income
* Social Insurance Number
3. Have A Lawyer
Often times, in the middle of negotiations, your Realtor will advise that you show the offer to your Lawyer. It really is prudent to have one ready to go and to follow your Realtor’s advice.
4. Remember additional costs
In British Columbia we have a few fun ones: We have PTT is the big one! (Property Transfer Tax – 1% on the first $200,000 and additional 2% on the balance) as well as HST (Harmonized Sales Tax =12%) on new development only, however, there is a partial rebate on new homes up to $425,000.00. Please discuss all costs with your Mortgage Broker.
5. Property Inspector
Remember ~ when we’ve written an offer and we have 5 business days to remove subjects, you don’t want to put off making an appointment early with your Property Inspector. I appreciate that a Property Inspector can be an additional $500 (appx) cost and what if you discover something and decide not to proceed with the purchase? It does happen. However, just think of what the costs MIGHT have been. Also please consider that most homes have some wear and tear. The Property Inspection is to discover any MAJOR immediate problems with the property. It is not meant to be a negotiating tool after you’ve agreed on a price. If there is a substantial problem, then yes we may want to open up the contract and re-negotiate, but that’s only after a discovery of something REALLY wrong.
Stress Free Buying
Having all ‘Your Ducks In a Row’ will allow for less stress and a smoother transition during the Buying Process. Check with your Realtor, he/she will likely have referrals for you and save you the search
Houses for sale St. Albert – Active Listings
Search All St. Albert, Alberta Homes for Sale the Active Listings Home Finder allows buyers the ability to search thousands of LIVE real estate listings, right from this site!
For More details visit our website: https://activelistings.ca/homes-for-sale-st-albert/
Edmonton homes for sale mls – Active Listings
Search Edmonton real estate listings now with Active Listings. Our advanced search tools will help you find you the best Edmonton homes for sale mls on the market.
For More details visit our website: https://activelistings.ca/homes-for-sale-edmonton/
Why You Should Buy a New Home in Edmonton Instead of Renting
So you stay in Edmonton and want to change your home, but you are not sure about whether to rent or to buy homes for sale in Edmonton? Now, that’s a tricky situation. Of course, homes for sale in Edmonton have a number of advantages over homes for rent. Here are discussed some of the advantages so that you can clear your confusion and search for Edmonton homes for sale MLS
§ Preference
If you look for Edmonton homes for sale, you will be spoilt for choice! You get to choose your favorite location, your builder, number of rooms, facing of the rooms and even the color of the rooms. This is great indeed. However, the same is not the case if you want to rent a home in Edmonton. In that case, you will have to compromise with your choices. You may get the rooms in colors that you love but not at your favorite location.
§ Community
There are a number of new developments that are well-designed and have all the latest amenities available. New Edmonton homes for sale foster great communities as well as neighborhood and have carefully thought out public and private areas. This is, no doubt great, if you have a family with you. On the other hand, if you go for renting a home in Edmonton, you will not be able to avail these.
§ Personalization
Among the many homes for sale Edmonton, if you buy one, you get to personalize your new home just as you wish. The floor plans, the finishes and the decoration everything will be just as you have always wanted. You can work with your builder and contribute to the making of your dream home even more beautiful. Also, you can check Edmonton homes for sale MLS to find the perfect home. On the contrary, if you opt for homes for rent in Edmonton, you will only get what is available.
§ Confidence
If you buy homes for sale Edmonton with a third-party warranty program, you can stay in peace. As your home is new, you don’t have to spend money on maintenance or repair for many years to come. On the contrary, renting a home can make you spend a lot of money apart from the rent. Then there is maintenance fee.
In the conclusion, it can be said that buying a new home in Edmonton is always a better idea than renting.
How strategy can help your business
Strategy is about figuring out where you are, determining where you want to be and making an effective plan for how you are going to get there. It address what resources you have, which resources you need to acquire and how you should apply those resources to rach your goals. It answers and clarifies four key questions.
1. What do you do that makes you successful and how can you enhance that?
2. What do you do that prohibits you from reaching your goals and puts your business at risk and how can we fix that?
3. What outside trends, technology, forces, ideas and events can your company take advantage of to reach goals?
4. What and how should outside forces (competitors etc.) that put your future and goals at risk be addressed?
Why should I hire a consultant for this? I know my business better than anyone else, can’t I do it myself? You can do this yourself. However there are several key factors which might make Active Listings Strategies a good choice for you.
1. We know strategy and we have to tools to do it right. In addition to having a thorough understanding of strategic best practices we have developed our own strategy development framework which specifically fits small and medium sized businesses. Many of the cookie-cutter approaches you will find in books were developed by large consulting firms tailoring their services to multi-million dollar and billion dollar companies. We have taken these tools and tailored the approach for your situation in addition to developing our own proprietary framework for understanding and crafting effective strategy for our clients.
2. The consultants of Active Listings Strategies are dedicated strategists’. In an ideal world owners, managers and CEO’s would take 4-6 weeks a year to research and gather relevant data about themselves and their competitive environment, find out what customers want, dig deep into their company to identify problems and seek out ways to raise profits and grow business. In reality it is extremely difficult to set aside the amount of time and energy required to do strategy right.
3. We collaborate with you. We realize you know the ins and outs of your business better than anyone. We engage you in the process to take advantage of this. We make sure you have a hand in the process and that together we have crafted a strategy that we can all believe in and that you feel enthusiastic about carrying out.
4. We are objective. Sometimes the truth is hard to see, or accept. Having an objective outside set of eyes is invaluable when evaluating problems and seeking out opportunities. We’re not afraid to state the ugly truth while always following it up with effective, realistic and actionable solutions. We’re passionate about making sure you are enthusiastic about your goals and the ideas, tools and plans you have to reach them.
Top 3 Do’s And Don’ts of Buying Your First Home in Edmonton
So, you are buying your home for the first time and you are considering Edmonton? Well, that’s great. There are many homes for sale in Edmonton, but as you are a first time home buyer, here are some do’s and don’ts that you may follow.
Do’s
1. Get pre-approved
If you don’t have been pre-approved for a mortgage for Edmonton homes for sale, then chances are that the majority of real estate agents will not work with you. Of course, you don’t want to fall for Edmonton homes for sale and then get to know that you can’t afford it.
2. Be clear about your budget
Always have a clear idea about how much you can afford while buying Edmonton homes for sale and start your search according to that. This way, you don’t have to feel disheartened afterward if you can’t buy a home because you can’t afford it.
3. Find a real estate agent
For homes for sale Edmonton, you really need to have a good real estate agent. Also, you can check Edmonton homes for sale MLS. These listings websites are of great help.
Don’ts
1. Try not to be too emotional
Well, first time home buyers tend to get emotional. So you need to keep your emotions in check. Don’t get too overwhelmed. In real estate, it’s all about location. Edmonton is a get place and so are the homes for sale Edmonton. Also, keep the resale value of the home in mind, in case you like a home and want to purchase it.
2. Don’t forget the closing costs
Yes, closing costs can be much more than the actual price of your Edmonton home. So the best thing that you can do is save from the first.
3. Before getting an approval for loan, don’t make big purchases
There are many people out there who make big purchases such as buying a new car just before getting approved by the bank for a loan. So they end up not getting approval for the loan, as their bank balance becomes low. Don’t be one of them. Once you have zeroed on one of the many Edmonton homes for sale MLS, make sure to get approved for a loan first.
Follow these and you will be able to get one of the perfect homes for sale in Edmonton with ease.
New homes for sale edmonton - NEW LISTING ALERT!! Updated 4-level split in Millwoods on a MASSIVE Pie Lot! House is situated in a quiet cul-de-sac and has loads of upgrades! Enjoy the video tour below! 1049 56 St. E4073232
Home For Sale in Sherwood Park - Sherwood Park is located within Strathcona Country and is officially described as the largest hamlet. Adjacent to Edmonton’s Eastern boundary, Sherwood Park is a place where many people dream of having a home. If you are one of them, then let me tell you, there are many houses for sale in Sherwood Park, which are sure to catch your fancy.
House for sale in sherwood park - Sherwood Park is located within Strathcona Country and is officially described as the largest hamlet. Adjacent to Edmonton’s Eastern boundary, Sherwood Park is a place where many people dream of having a home. If you are one of them, then let me tell you, there are many houses for sale in Sherwood Park, which are sure to catch your fancy.