aDiamondMortgage.com

   It is a varied mortgage world. You can get a great rate just about anywhere. So what makes the difference? The aDiamondMortgage team, home of The Difference Mortgage™ Sweepstakes on now!TV Ad Link.https://youtu.be/4n0g7EOrtNA     

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Mortgage Delinquency

More Canadians Are Missing Mortgage Payments

Equifax Canada reveals mortgage delinquency rates are rising across the country.

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CMHC Prefab Plus

Canada’s national housing agency, supports factory-built housing

Country needs to double housing starts, next decade

Canada Mortgage and Housing Corporation (CMHC) has said the country needs to roughly double housing starts over the next decade to restore affordability.  CMHC announced an expansion of its mortgage loan insurance offering to include more options for prefabricated and modular homes.

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50 posts!

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CMHC Funding 176 homes in Calgary

Canada announces funding for 176 homes in Calgary

An important step forward in addressing Calgary’s growing housing needs.

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Buying or Renting?

Which makes more financial sense in 2026

Desjardins analysis shows softer rental market, giving tenants leverage as buyers pause

Renting is taking on a stronger financial case in 2026, as a combination of elevated homeownership costs and improving rental conditions shifts the balance for households weighing whether to buy.

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Fixed vs. Variable

Homeowners Weigh Options

Rate debate continues following central bank’s latest decision

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Canadian Mortgage Debt

Arrears Hit A 5-Year High

Banks Shrink Books

Canada’s big banks are seeing a sharp erosion in mortgage credit quality. Canadian Bankers Association (CBA) data shows mortgage arrears climbed sharply in October. The rate now sits at a five-year high, but the stress may be even worse than it appears

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Vancouver Lowest Sales in Decades - Least Home Sales in More Than Two Decades Greater Vancouver home sales dropped 12.9% on a year-over-year basis in December, capping a year in which the region saw its lowest…

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Forecasts 2026 Housing And Interest Rates Economists expect a gradual housing recovery in 2026 as lower interest rates support demand. Looking ahead, most forecasters expect the recovery to continue, but at a…

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It's my 5 year anniversary on Tumblr 🥳

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Navigating the Canadian mortgage landscape can feel like trekking through the you know. ?? The minimum down payment for a house in Canada starts at 5% of the purchase price for homes under $500,000.For homes over $500,000, it's 5% on the first $500,000 and 10% on the remainder. Equip yourself with knowledge, and the path becomes clear.#MortgageTips #HomeBuyingCanada.

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Throwback Thursday: Remember when saving for a house meant not buying that fancy coffee every day??? Well, times have changed, but our goals haven't. Let's find creative ways to get you into your dream home ? #aDiamondMortgage #thedifferencemortgage #yycmortgage #mortgagebroker #yycrealestate #calgaryhomes #calgaryrealestate #calgaryhomesforsale #calgarycondos #calgaryhomebuyer 

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Did you know, before banks became the go-to for home loans, people often relied on community funds or even their neighbors for a mortgage? #aDiamondMortgage #thedifferencemortgage #yycre #yychome #yychomesforsale #yycrealestate #calgaryhomes #calgaryrealestate

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Imagine turning the key to your new home, knowing you navigated the path of alternative financing...#aDiamondMortgage #thedifferencemortgage #yycre #yychome #yychomesforsale #yycrealestate #calgaryhomes #calgaryrealestate

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What's your biggest question about securing a mortgage through alternative financing in Canada? #aDiamondMortgage #thedifferencemortgage #yycre #yychome #yychomesforsale #yycrealestate #calgaryhomes #calgaryrealestate

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Navigating the waters of Alternative Financing in Canada can seem daunting, but did you know options like Credit Unions, Private Lenders...#aDiamondMortgage #thedifferencemortgage #yycre #yychome #yychomesforsale #yycrealestate #calgaryhomes #calgaryrealestate

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? Poll Time: Have you considered alternative financing for your mortgage needs in Canada? ? for Yes, I'm exploring options.? for No, I haven't...#aDiamondMortgage #thedifferencemortgage #yycre #yychome #yychomesforsale #yycrealestate #calgaryhomes #calgaryrealestate