Download These Budgeting Apps to Keep Your Personal Finances in Check
Though the list of budgeting apps reaches into the hundreds, here are a few of our faves to successfully manage your personal finances!
Written by Beth Braverman May 9, 2016
One of the first steps to winning at personal finance is keeping track of where your money goes each month. That’s easier than ever thanks to a host of personal finance apps designed to help you do just that. Though the list of budgeting apps reaches into the hundreds, here are a few of our favorites:
Mint (free, iOs and Androir)
The most well known budgeting app out there, this app has earned its stellar reputation. Sync Mint to your credit card and bank accounts, and it will automatically track the money coming in and out of your bank account each month and categorize spending done via linked cards.
Mint also gives you reminders when bills are due, (and allows you to pay via the app and avoid late fees), and notifies you if you’ve reached a savings goal. Though power users may find the app light on charts or reports, the easy user interface and minimal user input make this app a must for those who want to get started with a budgeting app.
Toshl Finance (free basic version, iOs and Android) Like Mint, Toshl provides expense tracking, but this app really shines in helping users create and stick to a budget. It will analyze your spending habits to show you trends based on past earnings and spending to make it easier to plan for the future.
Though users will need to input every expenditure manually and the app doesn’t have support for advanced features such as bank balance tracking, if you are just looking to decrease your month-to-month spending, Toshl Finance will let you quickly evaluate your finances.
iReconcile ($2.99 for the app, $1.99/month after 30-day free trial, iOs)
This app may be geared toward personal finance power users, and goes more in-depth than Toshl and Mint. The powerful tool compiles spending and saving into easy-to-read, fully interactive reports. The app’s budget feature is easy to set up, and with a few clicks users can choose which categories are a part of their budget. This app also allows you to share accounts with other users (making it a great option for couples or family members). Like Toshl finance, this app relies on user input and won’t pull info directly from your bank.
PocketGuard ($iOs, free) Like Mint, PocketGuard will automatically sync to your bank accounts so that you won’t have to remember to manually input purchases or account balances. Mint may still be better for getting a big picture of your finances, but the beauty of PocketGuard is it’s ability to quickly tell you know what’s in “In My Pocket,” (or how much you can afford to spend) in a month without going into debt.
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