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The Hindenburg report:

The Adani Group is one of India’s largest conglomerates, with interests in energy, infrastructure, and agriculture. The group has been in the news recently due to its alleged involvement in the Hindenburg report case. The Hindenburg report is a research report published by a financial analytics firm called Hindenburg Research, which made several allegations against the Adani Group, including…

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#Adani Group #The Hindenburg report

History of PAN Card

The PAN (Permanent Account Number) card is an essential document that is used by Indian citizens for a variety of purposes such as opening bank accounts, filing tax returns, and conducting financial transactions. The PAN card has evolved over the years, from its initial launch in 1972 to its current form, which includes advanced security features and a range of digital services. In this blog, we…

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#History of PAN Card

TECHNOLOGIES BEING USED IN BANKING SECTOR

The banking industry has always been at the forefront of adopting new technologies to improve its services and operations. Over the past few years, there has been a significant increase in the use of innovative technologies to enhance the customer experience, streamline operations, and reduce costs. In this blog, we will discuss some of the key technologies being used in the banking sector…

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#BIG DATA #BLOCKCHAIN #INTERNET OF THINGS #RPA #TECHNOLOGIES BEING USED IN BANKING SECTOR #TECHNOLOGY IN BANKING #WEARABLE TECHNOLOGY

"The High Cost of Progress: How Human Development is Devaluing Nature"

There is significant evidence to suggest that human activity is causing significant harm to the natural world and devaluing nature in many ways. Here are some examples: Climate Change: Human activities such as burning fossil fuels and deforestation have caused a significant increase in greenhouse gas emissions. This has resulted in global warming and climate change, which has caused a range of…

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#Climate Change #Devaluing nature #How Human Development is Devaluing Nature

How mutual fund investment houses use accumulated funds for investing purpose for better returns

Mutual funds are a type of investment vehicle that pools money from multiple investors to purchase a diversified portfolio of securities such as stocks, bonds, or other assets. Mutual fund investment houses manage these pooled funds by investing them in various assets with the aim of generating returns for investors. When investors buy shares in a mutual fund, the investment house collects the…

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#How mutual fund investment houses use accumulated funds for investing purpose for better returns #mutual funds

How RBI manages currency printing and supply chain in india

The Reserve Bank of India (RBI) is responsible for managing the currency printing and supply chain in India. Here are some of the key steps that RBI takes to ensure the smooth functioning of the currency system in India: Currency printing: RBI has its own printing press called Bharatiya Reserve Bank Note Mudran Private Limited (BRBNMPL) that is responsible for printing currency notes. The press…

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#Currency management #How RBI manages currency printing and supply chain in india #RBI Currency Management

SUKANYA SAMRIDDHI YOJNA

INTRODUCTION Sukanya Samriddhi Account is a Indian Government backed saving scheme targeted at the parents of girl children. The scheme encourages parents to build a fund for the future education of their female child. The scheme was launched by Prime Minister of India Shri Narendra Modi on 22 January 2015 as a part of the “Beti Bachao Beti Padhoa” campaign from Panipat, Hariyana. The…

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#sukanyasamriddhischeme #SSY #Sukanya Samriddhi Scheme #Sukanya Samriddhi Yojna

Best life insurance plans with benefits in India

The best life insurance plans in India with benefits are: LIC’s Jeevan Anand: This plan provides a combination of protection and savings, offers lump sum payouts as death benefit and maturity benefit, and provides tax benefits under section 80C and 10(10D) of the Income Tax Act. HDFC Life Click2Protect Plus: This plan offers life cover along with the flexibility to customize your coverage and…

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#best life insurance plans in India #life insurance plans

How interest is calculated in bank loan EMI?

Hello friends, Welcome back to our blog again! This time we brought to you the information about how Banks calculate interest on your loans be it home loan, personal loan or other loans. Many times, you might have a click in your mind that I am doing payment of my EMIs but how the interest part is calculated on this EMI portion by the Bank!! To understand this, let’s first understand some…

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#Fixed Rate of Interest #Floating Rate of Interest #How bank calculated interest in my EMI?#How interest is calculated in bank loan EMI?#Method of interest calculation in EMI #What is EMI?#What is reducing balance?

30 साल के होम लोन (Home Loan) को 16 साल 6 महीने में खत्म करने का तरीका

मान लीजिए आपने 10 लाख का होम लोन 30 साल के लिए 8 प्रतिशत की ब्याज दर पर आपके बैंक से लिया है। इस लोन को मात्र 16 साल 6 महीने में पूरा करने के लिए आपको ये करना पड़ेगा Single Double फॉर्मूला जितनी आपकी मासिक किश्त है उतनी ही राशि हर 6 महीने पर और मासिक किश्त की दोगुनी राशि हर 12 महीने पर अतिरिक्त भुगतान करके आप 30 साल के लोन को मात्र साढ़े सोलह साल में चुका सकते है । देखिए…

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#30 साल के होम लोन (Home Loan) को 16 साल 6 महीने में खत्म करने का तरीका #benefit of early home loan payment #How early payment of Home Loan can save huge interest #magic of paying extra installment every year on home loan #saving of interest on home loan

हर छठे महीने होम लोन की एक किश्त extra चुकाऊँ तो कितना फायदा होगा ?

मान लेते हैं कि आपने 10 लाख (अन्य शुल्कों को छोड़कर) का होम लोन 30 साल के लिए 8 प्रतिशत की ब्याज दर पर बैंक से लिया है। आप अगर हर छठे महीने में एक किश्त ज्यादा चुकाते है तो देखिए क्या होता है कुल बचत : 6,87,267 {मूल अवधि से 131 महीने (11 साल) पहले लोन खत्म} (दशमलव इग्नोर करें) No.of EMIPaymentDueAdditional…

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#हर छठे महीने होम लोन की एक किश्त extra चुकाऊँ तो कितना फायदा होगा ?#benefit of early home loan payment #magic of paying extra home loan emi in every six months #paying home loan early

हर साल होम लोन की एक किश्त extra चुकाऊँ तो कितना फायदा होगा ?

मान लेते हैं कि आपने 10 लाख (अन्य शुल्कों को छोड़कर) का होम लोन 30 साल के लिए 8 प्रतिशत की ब्याज दर पर बैंक से लिया है। आप अगर हर बारहवे महीने में एक किश्त ज्यादा चुकाते है तो देखिए क्या होता है कुल बचत : 4,41,655 {लोन खत्म वो भी मूल अवधि से 83 महीने (7 साल) पहले} (दशमलव इग्नोर करें) No.of EMIPaymentDueAdditional…

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#हर साल होम लोन की एक किश्त extra चुकाऊँ तो कितना फायदा होगा ?#how to pay home loan early #magic of paying extra installment every year on home loan

होम लोन (Home Loan) को जल्दी चुकाकर ब्याज कैसे बचाएं ?

नमस्कार दोस्तों , स्वागत है आपका फिर से financewalababa.in के पेज पर । आज हम बात करेंगे होम लोन के समय से पहले भुगतान करने को लेकर । अपना खुद का घर होना अपने आप मे किसी लाइफ टाइम उपलब्धि से कम नहीं होता । व्यक्ति अपनी आधी उम्र अपना खुद का घर खरीदने में लगा देता है। लेकिन आपको पता है घर खरीदने के बावजूद उसे ये चिंता लगी रहती है की ये घर पूरी तरह मेरा कब होगा। मेरे कहने का आशय है कि यदि घर लोन…

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#होम लोन (Home Loan) को जल्दी चुकाकर ब्याज कैसे बचाएं ?#benefit of prepayment of home loan #How early payment of Home Loan can save huge interest #saving of interest on home loan

2 लाख तक का इनकम टैक्स बचाने के 6 तरीके

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#6 ways of saving income tax under 80C

2 लाख तक का इनकम टैक्स बचाने के 6 तरीके

दोस्तों , अभी जनवरी शुरू हो चुका है और मेरी तरह आप में से काफी लोग है जिनको ये चिंता सताने लगी है की कहाँ पर पैसा लगाए ताकि बचत भी हो और टैक्स भी या तो देना ही ना पड़े या फिर काफी कम देना पड़े । इसी कड़ी में फाइनैन्स वाला बाबा लाए है आपके लिए आज कुछ खास टिप्स जिससे आप अपनी टैक्स देनदारी में से काफी पैसा बचा सकते है कुछ सामान्य से इनवेस्टमेंट करके जो बनेंगे आपके लिए वेल्थ क्रीऐटर ओवर द पीरीअड ऑफ…

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#2 लाख तक का इनकम टैक्स कैसे बचाएं ?#components of section 80c #how to save income tax upto 2 lakhs

5 Most important things of Indian banking sector in 2023

The year 2022 was a rollercoaster ride for India’s banks – RBI’s unprecedented aggression on inflation, arrest of a top banker in a loan scam and continuing collapse of India’s cooperative banks. What’s 2023 hold? Let’s take a look. For India’s banking industry, 2022 wasn’t an eventful year; 2023 won’t be too different. The year 2022 was a rollercoaster ride for India’s banks -RBI’s…

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#Banking review of 2022

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