Finheal - is one-stop solution for all your financial needs.

 We are a team of professionals having expertise in Business Loan, Car Loan, Personal Loan, Home Loan, Loan against Property, Credit Card, Insurance, and Mutual Funds. We are offering our services in whole Delhi/NCR including Gurgaon, Faridabad, Noida and Ghaziabad. We have the association with more than 32+ Banks and NBFCs to gratify your all customized financial needs whither its Loans or Investments.  

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Finheal provides you all types of loan like Business Loan, Personal Loan, and Home Loan etc. 

Visit Here - https://www.finheal.com/business-loan

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Personal Loans Managing Your Financial Needs

A Personal Loans is a great way for managing your financial needs and serves as resources in putting your programs into activities.

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Living on borrowed money? Here are some early indications of a debt trap

Easy availability of loans and a little push from the lenders make many of us reckless in borrowing without much thought on the repayment ability. Most of us avail of loans of some kind or the othe…

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Why it makes sense to insure a loan

Almost every other adult in India has some form of debt or the other. Some of us might have taken a personal loan to fund a wedding, someone might’ve taken a home loan to construct his/her dream house, someone might’ve taken an education loan to study abroad.

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Only co-owners can avail tax benefits of a home loan

To enhance the eligibility for a home loan, borrowers often apply for the loan along with a co-borrower, in most cases, the spouse. However, just being a co-borrower does not make that person eligible to claim the tax benefit that comes with home loan repayment. There are various other criteria that have to be met before a co-borrower can claim the tax benefit.

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‘Life’ Insurance or ‘Death’ Insurance?

Finheal - Our online portal offers instant application of loan and Investment products. We provide all types of loans.

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Tax Saving Tips for Salaried Employees Under Section 80C, 80D, 80CD

Income Tax Returns (ITR) filing: Make the most of tax saving instruments under section 80C, 80D, 80CCD. Come December, there is a rush among salaried employees to invest as they have to submit proo…

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Factors Affecting Your Car Loan

Banks in India offer instant car loans at attractive interest rates in order to increase the purchasing power of the consumers. Whether you have your eye on a new car or used car, you have easy access to funds as most banks offer auto loans for almost all makes and models of cars available on the market. Choose a bank that offers car loans at a low interest rate, flexible loan tenure, and a low processing charge. You can get up to 100% financing for your dream car.

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Should you buy or rent a house?

Buying one’s own home is a dream come true for most of the people as owning a house offers stability, security and peace of mind. But considering the insecurity of professional life and the skyrocketing prices of real estate, buying a house may not always be a practical and sensible option. So, how does one decide whether to buy a house or settle for a rented accommodation? Let us find out.

The first and foremost factor to consider is the cost of buying a house. If the cost is prohibitively high and if buying would strain your financial resources to the limit, the better option would be to rent a house rather than buying it. If the annual rent works out to less than 2-3% of the cost of property, it makes sense to stay on rent.

The second most important factor to consider is the stability of your income. If your income is erratic, seasonal or uncertain, there is no point in buying a house as you may not be able to pay the home loan EMI on a regular basis. Renting out a home is an ideal choice in such a situation as one need not make a lump sum investment in buying a house and paying home loan EMI thereafter.

The third factor to consider is the stability of your career. If your job involves frequent transfers from one city to another or if you are in the habit of hopping jobs and cities frequently in pursuit of better career prospects, it makes sense to rent out an accommodation as one cannot keep buying and selling house every time you change your job or get transferred to another city.

Also, it may be better to rent a house close to the place of work as staying near the office or factory offers the convenience and makes one’s life easy. On the other hand, buying a house that is quite far-off from the place of work can be quite troublesome due to the hassle of travelling to and from the place of work every day. However, buying a house makes eminent sense if the cost is within your budget, you have stable source of income, your job is not subject to frequent transfers and the location of your house is close to your place of work or it is convenient to travel from your residence to your place of work and back on a daily basis.

Also, buying a house offers tax benefit in the form of exemption on repayment of the principal amount of home loan as well as exemption on interest paid on home loan, subject to the specified limits. More importantly, buying a house creates a solid asset that is life long and appreciates in value over time.

Find More Articles on: Markets, DSIJ Mindshare

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Want to invest in Equity Mutual Funds; here’s what you should know

Finheal - Our online portal offers instant application of loan and Investment products. We provide all types of loans.

Mutual funds are at booming stage in India currently and it comes in many category and one such is equity mutual funds. As the name suggests, equity mutual funds are made in stock market, under which you buy shares of a companies in large quantities with prime object to earn higher returns.

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How is monthly lumpsum investment different from monthly SIP?

Is doing an SIP any different from making a lumpsum investment yourself every month? (financial benefits?) -Rohan Suri If we understood you clearly, you want to know the difference between investin…

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A Home Loan is a loan that is superior to you by a lender to help you in buying a house. This sum requests to be repaid to your lender in EMI.

If you apply for a loan against property, you will receive a loan against the mortgage of your property. This means that your property is your security in the event that you are not capable to pay back the loan. This loan is usually between 40% to 60% of your property’s value, and can sometimes go up to 70%.

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The elevator to success is out of order. You'll have to use stairs... one step at a time! Joe Girard

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Home Loan Top up vs. Personal Loan – The Improved Alternative

Home Loan Top up: If you contain an obtainable home loan & a couple of years down the line understand that you require an additional amount, what do you do?

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Learn how to protect your credit card online

Keep your credit card details away from prying eyes and avoid fraudulent transactions with these tips for shopping online. It pays to protect yourself when shopping online to avoid getting more tha…

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Simple Business Loan Process!

Apply Online: http://bit.ly/2yEegY7

Your entire #business in the palm of your hand.

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Should You Take a Personal Loan to Buy a Car?

Finheal - Our online portal offers instant application of loan and Investment products. We provide all types of loans.