This is insane. I can't believe I'm putting this out here...
My small business was denied the government Payroll Protection Program Loan (PPP loan). A microscopic $5k that would cover about 3 weeks of what I've lost as a sole proprietor due to COVID-19. My business qualifies for 100% forgiveness, yet I was denied due to a high credit card balance. Imagine that.
I still have not gotten a stimulus. As a business owner I always owe taxes so they have no direct deposit account for me and their portal has been no help.
If anyone has a work from home editing or writing position they can pass on I'd be forever grateful. And if anyone can pass this onto @taylorswift , we need all the help we can get. I feel like such a failure even asking, but I also know none of this is my fault.
My income has dropped 75% since this crisis began. And on Feb 19 I was recovering from surgery to remove a dangerous mass from my thyroid. So February wasn't a great month either. As a single mother who is head of household, I make the income but I can't exactly start a job and leave my kid home 40hrs a week. No I don't have family, never have. Been on my own since 15.
My business allows me to work from home, a business I started 7 years ago so I could be with my son. That has turned to dust in a matter of weeks. I'm hopeful it will pick up but it could be months.
Our 90 day mortgage forbearance is up June 1 and the bank wants all 90 days plus June. That's $7k of imaginary money. How does that even make sense? Oh and the hold time on the phone is 8 hours. EIGHT.
I literally have no idea what's going on and I'm kinda starting to spiral. I've got food, money for utilities-ish. But what now? What happens when all the grace periods lift and there's no money coming in?
The rain is really pouring down on this one.... hoping to be finally clean.
