hi! i'm caelum. you might know me from @goldentruths-pod or from posting online. im in a financial quicksand pit and i really, really, really need help.
i'm disabled and receive approx ~$950 a month from social security. this has gone from "rough but survivable" when i first started receiving SSI to "i am literally not making ends meet" in 2024. right now my current status is that i am covering my basic needs but any kind of extra purchases are impossible. and the extra purchases i need to make keep piling up because i just can't afford them. some things i need include, in vague level of priority:
dolphin, my cat, is years overdue for a vet visit. this is going to be $300 minimum, possibly more because she has an adversarial relationship with the vet. she needs dental work done which they had quoted me as being $1500 but ive been putting it off for so long that i would not be surprised if that's more expensive too
i have learned today that my gold crown needs to be replaced. really unhappy about this one. it was a miserable experience the first time (everything that went wrong did go wrong, i'll spare you the details) but what is relevant here is that my insurance does not cover this and it was $900 last time. insurance also does not cover extracting the tooth either so that's cool. i have some time before this one is due (my next consult is in july)
my phone is approaching "unusably broken". i've had it for close to 4 years now. the call speaker no longer works (i can only use the phone on speaker mode) and it struggles to run apps or a web browser which makes things like GPS pretty dire. this would be like ~$100-$150 probably, i havent done serious phone shopping yet
my driver's license is expired and i need to get a new one. this was $110 last time. note i havent driven a car in years due to the disability but it's really valuable to have a universally recognized form of photo ID and ive already been hassled over it being expired
god this one is so embarrassing to get into but i had to flee my previous apartment last year due to it escalating into a DV situation. the other tenants did not pay the heating bill, which was in my name (and my dumb ass didnt close the account because it was the middle of february and i didnt want to freeze them to death) so i have a $250 utility bill in collections. i might be able to dispute or debt forgiveness this one but tbh ive been so fucking drained given everything else going on and also my phone barely works so i havent pursued it. especially since i can't afford to pay it if i cant challenge it
i would really like to have a passport again. my previous one was destroyed by my landlord in 2018 but even if it wasnt it'd also be expired now. not sure how much this one costs. likely $200?
my food stamps were slashed in half (covid emergency ending lol) and do not cover my food costs for the month so im paying like $150 a month on food that i didnt have to previously. i can maybe fix this one but im slowly losing my mind from malnutrition from trying to not go into debt and also eat. so i havent had it in me to go 1v1 welfare bureaucracy and possibly make everything even worse
my shoes are probably two months out from fully decomposing. they were $100 three years ago and id like to get something comparable given they lasted me this long
the rest of my clothes are also very literally becoming threadbare, falling apart, or are too big and keep slipping off. i legitimately feel embarrassed to go in public these days because i dress so shitty all the time
insurance doesnt cover my HRT anymore so that's $30 a month i didnt used to have to pay
im sorry this turned into such a ramble. i'm in such a bad way right now, i have been for quite a while and the dental work news is really just the final straw. i can't really have a fundraising goal because due to the SSI asset limit i can never own more than $2000. & i'm aware both that this is the poor people sending each other the same 20 dollars website and that there are people urgently trying to raise money to escape an active genocide. but i held off from making this post as long as possible & idk what else i can do
anyway if theres anything you can contribute to help me i would appreciate it more than anything. at the very least i need to do something about my tooth.
