Too Sad

[hotinan]

Making a Difference 3

I don’t earn much and rely on my parents’ income so I don’t think I can apply a lot of financial decisions in my life.

An issue that bothers me a lot is the predatory debt market. Most of these big corporations are also bailed out by the government when they fail, funds which could be used for better things in my opinion.

However, I feel like I’m ready to take sound financial decisions about my own life. If I had to share some financial acumen is that to be cognizant about the investments they make and opportunity costs in their life. I have noticed that a lot of people fail to accommodate opportunity costs in their financial decisions. They also fail to understand the time value of their money and that money can grow or depreciate in value with time.

[hotinan]

F4E- Making a Difference 2

After taking the course I feel a growth in my financial knowledge even if a little. The most impacting thing I learned I is the time value of money. I was already familiar with opportunity costs and supply and demand (Economics was my favorite subject in school) and very comfortable taking about finances. I have always used what I learned in my daily life to evaluate my decisions, financial or non-financial. I do think that a lot of people in my community don’t have apt financial or economical knowledge or interest in talking about it, that’s why I usually avoid talking about these. I do ponder about financial markets and economics time to time in my alone time.

I would suggest anyone taking this course to at least have rudimentary understanding of economics or finance; it helps a lot. Confidence will come naturally when you have you have been dealing or thinking about financial conditions or have faith in your knowledge. 

[hotinan]

F4E- Making a Difference 1

I always used to think that companies serving the interest of shareholders was very greedy but now I know that the owners/shareholders have the greatest risk in the business since their risks aren't secured legally. So I support the idea of putting the owner's interest above everyone else's. However, the other stakeholders shouldn't be harmed in the pursuit of the owner's interests, for example: pollution. The aggressive pursuit of increasing share prices also used to baffle me before. But now I know that there are other ways to gain return on the investment made.  

[hotinan]

Onion flower. #food #foodart #foodporn #foodie #beautiful #cool #yummy #delicious #lunch #onion #flower #flowers

[hotinan]

Same t-shirt same guy but different time and weight. #howilostweightidontkno #howilostweight #weightloss #formerfatty #nowok #cool #awesomeandamazing #awesome #handsome #diet #workout #exercise #jogging #cardio #aerobics #martialarts #karate

[hotinan]

Movie night with nobody at my place. #movie #movienight #movietime #fun #alone #sad #unhappy

[hotinan]

Arggghhhh the rain had to come now!!! #rain #stupidrain #rainstop #ihaterainydays