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Got Insurance? Enough? You Sure?
Insurance is determined based on what it would cost to rebuild your home, not its market value — and as we know, the cost of construction has gone up.
Read this informative article for tips on how to protect against this increase in costs in your coverage.
http://online.wsj.com/article/SB10001424052748704487904576267512488763924.html
Monthly Payments for Home Buyers
A home buyer purchasing a typical American home at the prevailing average mortgage rate today would have a mortgage payment that is not much different from what a home buyer would have faced 30 years ago.
In 1981, home prices were much lower but mortgage rates were reaching 18 percent. Thanks to record low mortgage rates, the monthly payment obligations have been greatly reduced.
http://economistsoutlook.blogs.realtor.org/2011/10/06/monthly-payments-for-home-buyers/
Infographic: Home Improvement Costs in the US
Found this great infographic at Fixr.com that shows what home improvement projects and rooms that home owners are undertaking in the US today.
Click the image to enlarge Source: Fixr Remodeling Cost Guides
View “New Residential Construction” Report for the U.S.
Take a look at “new-housing” under construction figures and how they compare with past years activity in this informative link from Mortgage Daily News.
http://www.mortgagenewsdaily.com/data/housing-under-construction.aspx
Lowest Housing Starts Since World War II
Some bright spots for new construction are appearing on the horizon according to Lawrence Yun, Chief Economist and Senior Vice President of Research for the National Association of REALTORS®.
Read the information in this link about the “faster return to healthier markets” that Mr. Yun sees ahead of us. http://economistsoutlook.blogs.realtor.org/2011/09/15/lowest-housing-starts-since-world-war-ii/
How much does it cost to hire a home appraiser?
Appraisals can seem mysterious to potential home buyers, so read this article to get a better understanding of what to expect.
http://www.fixr.com/costs/home-appraisal
Remodeling Your Kitchen? Check Out These Costs.
I am consistently asked about “kitchen remodels” by homeowners thinking of selling in the near future.
It is not uncommon for 70 percent of kitchen remodeling costs to be recouped upon resale. Take a look at this informative article.
http://www.fixr.com/costs/kitchen-remodeling
Home Staging Costs
Read this helpful article discussing “home staging when trying to sell a home” from fixr.com.
Interesting point made by the Mortgage Daily News which indicates that most homes that are professionally staged will end up bringing in roughly 3% more than the anticipated price!
http://www.fixr.com/costs/home-staging
California Interactive Market Stats
Check out this interactive map from the California Association of Realtors. Simply click on the link below, then select the area you want information for.
http://www.car.org/marketdata/map
13,780 Homes Sold Yesterday....
And you should know that 13,780 homes will sell today and 13,780 homes will sell tomorrow. What are these numbers?
Well, according to the National Association of Realtors’ (NAR) most recent housing report, this number represents the average number of homes that are being sold EVERY DAY. Pretty powerful if you look at the numbers. http://kcmblog.com/2011/09/26/13780-homes-sold-yesterday/
5 Tips for Buying a Home with a Family
I always make certain that my clients, especially those with children, are comfortable with the following 5 items posted in this article based on a Coldwell Banker report on consumer trends:
Proximity to family
Existing floor plan
Surrounding neighborhood
Future lifestyle needs
Budget
Take a look at the full article below. http://blog.coldwellbanker.com/5-tips-for-buying-a-home-with-a-family/
7 Out of 10 Renters Say Owning a Home is a Top Priority
Even with the difficulties many Americans are facing in today’s economy, I find it interesting that the desire for home ownership has increased. 72% of renters surveyed said owning a home is a “top priority for their future”- up about 9% compared to 2010. I would love to hear your thoughts on how you view home ownership!
Have your views changed over the past 2-3 years? http://economistsoutlook.blogs.realtor.org/2011/08/31/seven-out-of-ten-renters-say-owning-a-home-is-a-top-priority
While I treat real estate as a serious business, I also like to step back and enjoy the lighter side of my industry to help me keep things in perspective. Nothing does this better than “listening to what kids think”, so enjoy this video.
Remodeling? Don’t Forget the Permit
A question I am frequently asked by both buyers and sellers centers around the issue of permits. It may be an owner who is trying to sell their home and work has been completed without permits, or a potential buyer who is faced with a home they really like but it lacks some permits. In an ideal world, all major improvements would have permits. Realistically, it will come down to a personal decision. Please let me know if I can be of help on this issue and read this article for further information. http://realtormag.realtor.org/home-and-design/feature/article/2011/09/remodeling-don-t-forget-permit
California School API Scores for 2011
I wanted to provide this great tool for checking how the California school API scores ranked for 2011. You can search for all of the test scores for the State of California by County, District and School.
http://www.mercurynews.com/education/ci_18796223
Here is another resource from the California Department of Education.
http://www.cde.ca.gov/ta/ac/ap/apireports.asp
Downpayment Sources For Recent Home Buyers, 2005-2010
Ever wonder how the “typical buyer” comes up with their down payment and how this has changed over the past 5 years?
One interesting finding in this “Profile of Home Buyers” survey by the National Association of Realtors, is that there was a 16% increase in the use of their “savings” as the source of downpayment.
It will be interesting to see how 2011 compares when that data is compiled! Read this post below for more insight.
http://economistsoutlook.blogs.realtor.org/2011/09/07/downpayment-sources-for-recent-home-buyers-2005-2010/
5 Expensive (And Unexpected) Things That Can Happen To Your Home
Please check out this list of 5 things by Financial Edge to be aware of and most importantly, how to prevent these expensive items from popping up in your home.
Read more: http://financialedge.investopedia.com/financial-edge/0910/5-Expensive-And-Unexpected-Things-That-Can-Happen-To-Your-Home.aspx?partner=yahoofin#ixzz1W5f1Pzw9