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The Bowery Presents
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noise dept.
cherry valley forever
Mike Driver
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Jar Jar Binks Fan Club
let's talk about Bridgerton tea, my ask is open
YOU ARE THE REASON
d e v o n
if i look back, i am lost
Kiana Khansmith
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oozey mess
Product Placement
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Get Your Home Extension Loan Approved
A bigger space is the need for a growing family. Don’t let the lack of space hamper your special moments to come. Click on the link & get your Home Extension Loan approved with Indiabulls Home Loans. https://www.indiabullshomeloans.com/home-extension-loans/
Indiabulls Father's Day Film - Celebrating the 100% Dad
Indiabulls Home Loans dedicates this Father's Day to all the 100% Dads, who give their best at work and even better at home.
Shot with our real heroes - our employees, this video beautifully celebrates the 100% dad.
Share this video with all dads and spread the love that they deserve.
#HappyFathersDay For more information visit us at https://www.indiabullshomeloans.com/
Home Loan Repayment – Five Schemes That Will Help You
Buying a house and financing the purchase can be a tedious process. Getting home loan requires a lot of legwork, a lot of research and also a lot of patience. You need to research the best lenders, see if they approve of the builders and the project you’re purchasing your property in, and then make a impeccable application for your home loan. But, this is also only half the battle won, the real battle is home loan repayment.
After you get home loans, you need to pay EMIs and repay that loan for the next 20 to 30 years. That means you need to invest a good portion of your life in repayment of home loans. It’s only logical that you find the easiest way possible to do it. Here are some options that will help you in your housing loan repayment.
Delayed payment option: Some banks and NBFC offer home loans with the option of not paying interest for a few months after your loan is approved. This is known as the moratorium period and can range from anywhere between 36 to 60 months. During this period the borrower only needs to pay the interest and not the EMI. EMI payment begins after this period is up. This scheme is generally offered for under-construction projects.
Home loans linked to current account: Certain banks offer this scheme where the borrower can choose to link a current account, that is opened at the same time as the loan is approved, with the loan. The interest rate and home loan EMI is linked to the corpus in the current account. The interest rate on the home loan is calculated on the outstanding balance of loan minus balance in the current account.
Increasing EMI home loans: In this home loan repayment option you get to pay low EMIs that gradually increase over the years as your income increases. This aids fast repayment of your housing loan. This is a good option for someone who has just started earning and can expect yearly increments and promotions.
Decreasing EMI home loans: This is the exact opposite of the previous home loan repayment option. In this option you pay higher EMIs in the beginning and they decrease as you go. This is a good option for someone who is middle aged and expecting to retire from high paying job in the near future.
Home loan repayment for under-construction property: When you take a loan for under-construction property you can opt to pay only interest for three years or more, but in this housing loan repayment option you can pay a lump sum at the beginning of the loan, a portion of which goes to the interest repayment and the rest goes to principle repayment.
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A home renovation loan is a great financial tool, that can help you make your home new again. A home renovation loan can be taken as a top-up to your house loans or can be taken by itself. When you take a home renovation loan as an add-on, the interest is added to your home loan interest rates.
A home renovation loan is a great financial tool, that can help you make your home new again. A home renovation loan can be taken as a top-up to your house loans or can be taken by itself.
A home renovation loan is a great financial tool, that can help you make your home new again. A home renovation loan can be taken as a top-up to your house loans or can be taken by itself. When you take a home renovation loan as an add-on, the interest is added to your home loan interest rates.
A home renovation loan is a great financial tool, that can help you make your home new again. A home renovation loan can be taken as a top-up to your house loans or can be taken by itself.
With the property rates in India touching the skies, the only way for one to own a home is by getting house loans. It’s a practice as old as time to buy property as investment and also to take loans to purchase new property. Years ago, our ancestors would take loans from the wealthy men in the…
The processes of getting a home loan, housing loan tax benefits and choosing the right home loan can be a very daunting task, especially for someone who is a novice at finance matters, hence here’s a guide that will help you choose the right home loan for you.
A home loan EMI calculator is a very important tool for anyone who has ever taken a house loan. Home loan EMIs are what you pay every month in order to repay your loans to the lender. Another very …
A home loan EMI calculator is a very important tool for anyone who has ever taken a house loan. Home loan EMIs are what you pay every month in order to repay your loans to the lender.
Your step by step guide to buying Mortgage Property
A mortgaged property is one that has already been used as collateral by the owner, for a mortgage loan that is still unpaid. Buying a mortgage property is often a good deal for both the buyer and the seller. The buyer gets a great deal on a property that has already been verified and evaluated, by a bank or NBFC, when the seller applied for his mortgage loan. And the seller gets a chance to clearing his loan against property or mortgage loan with the money he receives from the sale.
Finding a mortgage property is not a problem, since mortgage loan interest rates are so low, people often opt for this type of loan. But buying a mortgage property or a property against which a loan against property has been taken, can be a difficult task, especially when the buyer needs to get a loan to purchase it. The buyer obviously cannot opt for loan against property for this property, he also cannot get a loan with bank until the seller’s mortgage loan is cleared.
This isn’t as confusing as it seems though, here’s a step by step guide to help you purchase mortgage property of your own.
1. Get all documents from the seller up front: Ask for all the deeds and stamp duty papers or copies of them, from the seller, to ensure the property is indeed in their name. If the property has be sold and resold a number of times before, you can ask for all the deeds as well. The bank will release the deeds of the current property only when the loan against property is repaid, meanwhile you can make do with photocopies of the same.
2. Close the ongoing loan: This is where the deal gets a little a tricky. The easiest way to do this is to use your own funds to pay the seller so he can close his ongoing mortgage loan. This possible only if the outstanding loan about is small.
The second way to do this is to opt for a loan with the same bank where the seller has an ongoing loan against property. You ask the bank to close the sellers’ loan against your loan, so in a way you’re taking over his mortgage loan. In both these cases transfer of the property is simple.
The third way to do this is to opt for a home loan with a different bank. You can then close the loan with the seller’s bank by using this money. This process is a little confusing and complicated. You need to get a NOC from the seller’s bank as this loan too will be for the same property.
If you go about it in a systematic way buying a mortgage property can be profitable to both parties.
The mortgage loan eligibility criteria are also very lax as compared to other types of loans.
Mortgage loans are perhaps the oldest types of loans out there. For ages, people have been mortgaging their homes or land to get a loan from their moneylenders. Now the practice is a bit more sophisticated, banks and NBFCs give out mortgage loans too, the process is official and organized.
Jab apno ka ho saath, toh hota hai har tyohaar yaadgaar. Celebrate this Eid with your heart and homes filled with friends, families and bright smiles! #EidHumSabKi Who are you planning to celebrate this EID with? Tag them & let us know in the comments section below.For more information visit us at https://www.indiabullshomeloans.com/
Housing loan interest rates are perhaps the most important factor to take into consideration when you’re thinking of getting a home loan. Your housing loan interest rates decide the amount of EMI y...
Housing loan interest rates are perhaps the most important factor to take into consideration when you’re thinking of getting a home loan. Your housing loan interest rates decide the amount of EMI you pay throughout the tenure of your home loan.
Indiabulls Home Loans dedicates this Father's Day to all the 100% Dads, who give their best at work and even better at home. Shot with our real heroes - our employees, this video beautifully celebrates the 100% dad. Share this video with all dads and spread the love that they deserve. For more information visit us at https://www.indiabullshomeloans.com/
Learn how loan against property works & what you need to get a mortgage loan. Read this blog to know more.
Learn how loan against property works & what you need to get a mortgage loan. Read this blog to know more.
Know how home renovation loan works & apply online to transform your new house into an ideal home. Read this blog to know more.
Know how home renovation loan works & apply online to transform your new house into an ideal home. Read this blog to know more.
Transfer your Existing Home Loan with zero processing fee @ 8.40% p.a. to Indiabulls Home Loans. Apply online for home loan balance transfer today!
Get Affordable Home Loans with Pradhan Mantri Awas Yojana (PMAY) available at 6.84%* online with no hidden charges & low interest rates at Indiabulls Home Loans.
Get Affordable Home Loans with Pradhan Mantri Awas Yojana (PMAY) available at 6.84%* online with no hidden charges & low interest rates at Indiabulls Home Loans.
Indiabulls Home Loans, offers low interest home loans beginning at just 8.40% p.a. Cheap & Quick Home Loans from Indiabulls Home Loans can be availed online.