The most often asked question by the individuals who apply for a Home Loan through Pradhan Mantri Yojana is what is the process to get subsidy in their accounts and how much time will it take? Everybody wants to enjoy the benefits as soon as possible. But before knowing the process, it’s important to know what Pradhan Mantri Awas Yojana is Well, a lot of individuals cannot afford a home in our country. And, to encourage people from the Economically Weaker Section and Middle Class living in the Urban Areas to buy their own houses, the government of India launched this scheme.