Come out & 👀 us @ the O P E N H O U S E 📍 3021 NW 179th Ct., Edmond this weekend! #openhouse #edmondopenhouse #edmondrealestate #edmondforsale #edmondok #edmondhomes #okcrealestate #modrealtyok
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@mod-realty-okc
Come out & 👀 us @ the O P E N H O U S E 📍 3021 NW 179th Ct., Edmond this weekend! #openhouse #edmondopenhouse #edmondrealestate #edmondforsale #edmondok #edmondhomes #okcrealestate #modrealtyok
Come out & 👀 us @ the O P E N H O U S E 📍 3021 NW 179th Ct., Edmond tomorrow! #openhouse #edmondopenhouse #edmondrealestate #edmondforsale #edmondok #edmondhomes #okcrealestate #modrealtyok
🫨 This surprises SO many buyers when they go to get approved.
Don’t let it surprise you, too!
When it comes to getting approved for a mortgage, a lender is going to look at every aspect of your financial situation. They’ll then make a determination of what they can lend you for your mortgage.
One of the things that has the BIGGEST impact on what you get approved for isn’t your income (though of course, that’s important!).
It’s actually your debt-to-income ratio (or DTI).
Think about it this way. 🤔
You bring in income every month, which is what you’ll use to pay your mortgage.
But if you have monthly debts you have to pay like:
- credit card payments
- student loans
- car payments
Lenders look at these debts and your income and then create your DTI ratio based on those figures. Typically, they won’t approve you for a mortgage unless your DTI is 43% or below. 💰
The lower your DTI, the more you’ll get approved for.
Wondering how much you can really afford? Send a DM!
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#dti #mortgage #mortgageterms #realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #PDSA
Wanna hear something crazy? 🤯
It’s not the most fun or exciting thing… But your credit score is one of the MOST important things in your entire home-buying process.
Your credit score is an easy way for lenders to quickly see your “lendability,” and it’s one of the key criteria they look at when deciding whether or not to lend to you.
If you have a high credit score, lenders will think you’re more likely to pay your mortgage in full and on time.
But if you have a low credit score, well, lenders see that as a red flag. ⛳
A good credit score helps you get approved for a mortgage in the first place. The higher your credit score the more likely you are to get better loan terms and fewer upfront costs on your mortgage.
But the real kicker? A credit score of 700+ can unlock lower interest rates, which will save you thousands of dollars over the life of your loan. 🤩
It’s worth putting some work into boosting your credit score before you start the homebuying process so you can get the best terms possible on your mortgage.
Want to know more about buying a home? Comment “BUYER” and we’ve got you covered!
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#creditscore #dreamhome #homebuyer #okcrealestate #firsttimehomebuyer #modrealtyok #homebuying #homesearch #househunting #edmondrealestate #okcrealtor
Sold & closed! Congrats to Tamar’s buyer on closing on this East Edmond new build! Buyers represented by Tamar Mazor 📸 courtesy of Brett Creagor/Copper Creek Real Estate #sold #soldandclosed #modrealtyok #okcrealestate #sellingedmond #buyingedmond #edmondrealestate #buyersagent
Under contract in OKC. Buyers represented by Tamar Mazor MOD Realty. 📸 courtesy of Paul Henrion, McGraw Realtors #undercontract #modrealtyok #okcrealestate #oklahomarealestate #okcrealestate #okcrealtor #oklahomarealestate #buyingandselling #buyersagent #edmondrealestate
If only every seller could know about these mistakes 😞
Agents see these mistakes all over the market. It’s always sad because you know the seller is missing out on great offers because of these mistakes! 😭
Luckily you can now avoid these mistakes. 🍀
If you’re thinking of selling your home soon, make sure you:
- List your home at a competitive price
- Focus on prepping your home BEFORE you list
- Work with a trusted real estate agent
Avoiding these mistakes will help you have the best selling experience and get the most profit from selling your home!
Comment "SELLER" to unlock expert tips on getting your home ready to sell!
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#realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #pdsa #modrealtyok #okcrealtor #okcrealestate#oklahomarealestate #oklahomarealtor #edmondrealestate #edmondrealtor #nicholshillsrealestate #wannabuyahouse #buyingandselling #buyingokc #buyingoklahoma
#okclocal #okclocalbusiness
Every day is a new entry in the story of your life.
🤔 But are you spending your days in a home that’s the perfect setting for your story?
On paper, a home is just some walls and a roof. But in real life, we know that a home is so much more.
It’s where you create your most cherished memories and the moments you remember forever.
Let’s find a home where your story can unfold! ✍️
Comment “BUYER” if you’re ready to find your dream home!
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#Dreamhome #homesweethome #homeiswheretheheartis #homeownership #homegoals #letstalkrealestate #pdsa #modrealtyok #okcrealtor #okcrealestate#oklahomarealestate #oklahomarealtor #edmondrealestate #edmondrealtor #nicholshillsrealestate #wannabuyahouse #buyingandselling #buyingokc #buyingoklahoma
#okclocal #okclocalbusiness
⏰ This might surprise you…
But buying a home isn’t something you can just hammer out in a week or two.
In fact, it often takes months longer than buyers are expecting! 📆
Finding the right house alone usually takes a few months, but then you also have to go through the closing process. Closing takes at least a month on its own.
This is all to say that you should go into buying a home with little planning and preparation for a longer timeline.
If one of your goals for 2025 was to buy a home, there’s still time to make it happen. You just need to get started now! 💪
It’s time to take the first step! Comment "BUYER" to get started with your guide!
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#dreamhome #homebuyer #firsttimehomebuyer #homebuying #homesearch #househunting #modrealtyok #okcrealtor #okcrealestate#oklahomarealestate #oklahomarealtor #edmondrealestate #edmondrealtor #nicholshillsrealestate #wannabuyahouse #buyingandselling #buyingokc #buyingoklahoma
#okclocal #okclocalbusiness
Congratulations to our two buyers for closing on two of these commercial lots! Can’t wait to see what they build & the value they bring to the area!
📸 courtesy of J. Aguilar, listing agent. Buyers represented by Sarah #justsold #modrealtyok #okccommercialrealestate #oklahomacommercialrealestate #okcrealestate #okcrealtor #oklahomarealestate #buyingandselling #buyersagent
Welcome to 5008 Wister Lane! A single-story, turnkey Craftsman in the East Edmond neighborhood of Kelly Lakes Estates. This home has the coolest, COVERED outdoor living spaces perfect for enjoying a coffee in the morning while waving to neighbors or cozying up next to the fireplace to have a cookout in the backyard. The best feature is the highly functional open floor plan centered around the large kitchen island that overlooks the equally large living space and eat-in dining.
Other features:
4th bedroom/office✔️
Walk-in kitchen pantry✔️
Gas range & farmhouse sink ✔️
Large laundry room w/ tons of counter space✔️
Dual vanity primary bath ✔️
3 car garage w/ storm shelter ✔️
Neighborhood amenities galore✔️
📸 by @vangrdmedia | Info & photos courtesy of Sarah Taylor, MOD Realty & OKCMAR MLS
#justlisted #modrealtyok #5008wisterln #edmondrealtor #edmondoklahoma #edmondhomes #edmondhomesforsale #edmondrealestate #wannabuyahouse #buyingandselling #buyingokc #buyingoklahoma #buyingedmond #sellingedmond #sellingoklahoma #okcrealestate #okcrealtor #okcrealtor #okcrealestate #okcrealestateinvestors #oklahomarealestate #oklahomarealtor #sellingokc
#okclocal #okclocalbusiness
Don’t skip this part!
Sometimes when we talk about real estate, we get really technical. 🤓
We focus on the square footage, the number of beds and baths, the market value, the reno costs, etc. 📊
It’s easy to reduce a house down to what it technically is: a bunch of walls, a floor, and a roof.
But in reality, a house is so much more than just its parts. It’s about the feeling of the place, the way it supports your life, and how well it acts as a haven for you and your loved ones. 🥰
It’s worth it to find the right place for your family because your home is where you make the memories that you’ll carry with you forever.
Share with a friend buying a home!
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#Dreamhome #homesweethome #homeiswheretheheartis #homeownership #homegoals #letstalkrealestate #modrealtyok #okcrealtor #okcrealestate#oklahomarealestate #oklahomarealtor #edmondrealestate #edmondrealtor #nicholshillsrealestate #wannabuyahouse #buyingandselling #buyingokc #buyingoklahoma
#okclocal #okclocalbusiness
OKC Housing Market update 💫 For most of the communities in the metro, homes are still taking longer to move with higher days on the market & slightly lower prices, but slightly her percent of list price.
For the month of March, how does your town compare? Consult a MOD REALTOR to find out!
* Source: OKCMLS, averages.📈
#okchousingmarket #housingmarketupdate #marketupdate #okcmarketupdate #okcrealestate #modrealtyok #buyokc #buyingandselling #sellingokc #buyingokc #wannabuyahouse #homebuyer #firsttimehomebuyer
✅ Want to know what every successful home sale has in common?
It’s not perfect staging 🪑 or the most beautiful listing photos–though those can certainly help!
It’s all about setting a realistic asking price.
However, this is one of the most challenging things to get right. That’s where your real estate agent comes in to help!
They’ll run a comparative market analysis or CMA to find recently sold and listed homes that are similar to your own.
The CMA, coupled with your agent’s in-depth knowledge of the local market and the latest data, will help you set the perfect listing price that will attract buyers and help you make the maximum profit on your home. 💰
Want a FREE personalized home analysis so you can get top dollar when you sell? Just send a DM!
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#getitsold #realestatemarket #sellrealestate #sellersagent #listingagent #luxuryrealtor #sellyourhome #modrealtyok #okcrealtor #okcrealestate#oklahomarealestate #oklahomarealtor #edmondrealestate #edmondrealtor #nicholshillsrealestate #wannabuyahouse #buyingandselling #buyingokc #buyingoklahoma
#okclocal #okclocalbusiness
🙋 Can we talk about this for a minute?
Your perspective and mindset have SUCH a big impact on your process as a homebuyer. 🧠
They’ll take you from feeling worried and anxious about the market to knowing that you will get the perfect home for you.
That’s why these 4 shifts can help you get so much closer to your dream home this spring! 🏠
Make sure to swipe through so you can see all of the shifts and save this post for reference.
Which shift are you going to try out? Let us know in the comments so we can all cheer you on! ♥️
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#dreamhome #homebuyer #firsttimehomebuyer #homebuying #homesearch #househunting #modrealtyok #okcrealtor #okcrealestate #okcrealestateinvestors #oklahomarealestate #oklahomarealtor #edmondrealestate #edmondrealtor #nicholshillsrealestate #wannabuyahouse #buyingandselling #buyingokc #buyingoklahoma
#okclocal #okclocalbusiness
😥 It’s one of the hardest decisions a buyer can make:
Do you pay a little more upfront for a brand new home? 💸
Or do you go with one that’s maybe a little cheaper but requires some TLC? 🛠️
Here are some questions to ask yourself when you’re trying to make this decision.
1. What’s your maintenance tolerance? Fixer-uppers are older homes that need some love to be brought back to their full potential. But with older homes come more maintenance needs. If you don’t have the time or patience for lots of maintenance, you should consider a new construction home.
2. How many home projects can you take on? With a fixer-upper, you can rest assured that you’ll have no shortage of projects to tackle to make your home feel like yours. But getting all those projects done takes time, especially if you work full-time and have a family. If you’re not ok with having a backlog of projects or having your home be a work in progress for a while, try new construction.
3. How custom do you want your home to be? With a new construction home, you might be able to choose a few finishes, but it won’t be nearly as customized as a home you renovate yourself. If you want something extremely tailored to your life and your style, a fixer-upper might be the way to go.
Tap save so you don’t forget this advice! 🏠
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#homebuyingprocess #downpaymentassistance #homeequity #homeshopping #buyersagent #modrealtyok #okcrealtor #okcrealestate #okcrealestateinvestors #oklahomarealestate #oklahomarealtor #edmondrealestate #edmondrealtor #nicholshillsrealestate #wannabuyahouse #buyingandselling #buyingokc #buyingoklahoma
#okclocal #okclocalbusiness
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