National Retail Solutions

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What to Know Before Selecting a Credit Card Processing Company

What to Know Before Selecting a Credit Card Processing Company

There are many credit card processing companies out there and card acceptance is as important to your business as the banks you work with. No matter whether you run a restaurant, hair salon, or retail store, the institutions and service providers underpinning your payment systems need to be firm. 

However, this is more than just about the fees or what cards you can accept. The ideal credit card processor is one that provides a reliable, secure, cost-efficient service that you rarely have to think about.

As you determine which credit card processing company to work with, we recommend keeping the following considerations in mind:

The costs

There are different fees and pricing models you’re likely to come across in your search for a credit card processing solution. It can be a bit time-consuming to decide which specific processor and plan is right for you. Your decision depends on the type and size of your business, your cash flow, level of re-investment, payroll, and expenses.

At NRS PAY, we recommend taking the time to become familiar with the fees and pricing models. We also discuss with you how we can work smoothly with your needs and requests.

Fraud protection

To protect yourself and your customers from credit card fraud, you’ll need a processor like us that provides ample security for your transactions. This means:

PCI compliance

EMV compliance

Insurance to cover worst-case scenarios

Proven track record of staying on top of evolving security technologies, such as biometrics, tokenization, and end-to-end encryption

Merchant services

Merchant services are the various services and equipment businesses rely on to accept and process payments from their customer. This could be via credit cards, debit cards, and electronic payment methods. At NRS PAY, we provide these services as part of our offerings.

Customer support

Good customer support should be responsive, readily available, and allow you to communicate with real people with a working knowledge of the company’s products and services. 

While it’s fairly common for companies to provide some form of support via chat or international call centers, some go above and beyond troubleshooting to offer enhanced support business services. 

At NRS PAY, we provide live customer support via chat, email and phone for all of our merchants. We also offer multiple levels of support including onboarding and activation, and regularly conduct merchant interviews as part of our proactive merchant support.

Other services

As with any service your business utilizes, credit card processors do offer additional services you might want to consider as you determine which processor is best for you. For example, the processor might give you:

Inventory organization

Employee management

Customer engagement programs

Credit lines, loans, or other advances

Payroll management

NRS Plus provides several related services on top of payment processing, including capital advances, employee management, and customer engagement programs. 

What is important is that the services you need for your business work effectively and come with the features and functionalities you are looking for. With NRS PAY, we can assure you the best credit card processing for small businesses. 

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Benefits of Mobile Payments for Small Business

Benefits of Mobile Payments for Small Business

Business owners and consumers both know that credit card processing companies in conjunction with mobile payments are here to stay. At National Retail Solutions (NRS), we understand that mobile commerce is now everywhere. Customers want payments to be seamless, frictionless, and nearly instantaneous. At the same time, companies have increasingly embraced remote work and doing business on the go, making mobile payments an important tool for getting things done.

People now expect to use their mobile devices in even more ways than before, including seamless mobile payments. There's no reason to back out of mobile payment acceptance when you can easily accept payments on an assortment of devices, from phones to tablets. 

With NRS PAY, we can make the purchasing experience quick, easy, and effortless for both you and your customers. You can get ahead of the competition and see your business grow, for just a small fee per transaction.

Here are some benefits of mobile payments:

Convenience: Customers expect convenient payment options, which now include mobile. Mobile payments make it easy, simple, and convenient to satisfy your customers, encouraging greater engagement with your services and products, greater sales, and ultimately greater revenue for your business. 

Increased Revenue: Once you accept mobile payments, you don’t need to turn customers away because they don’t want to use cash or check. Mobile payments make it easier for people to say “yes” to your products and services. Additionally, a simple and convenient mobile payment experience creates a positive customer impression and encourages them to do more business with you. 

Increased Efficiency: Mobile payments assist you to get paid faster, avoid paperwork, and maintain a positive income. Because you don’t need to process stacks of paper invoices, hunt down payments, or await customer checks to arrive, you've got more time to grow your business. 

More for Less: Another advantage of mobile payments is the cost of hardware, which is minimal in comparison to other payment solutions. Tablets and phones are much more affordable than computers, and also less expensive than purchasing credit card processing machines. This makes offering mobile payments a comparatively barrier-free solution for small businesses.

When mobile payment acceptance is set up for your business, you can accept customer payments from various mobile devices, including phones and tablets. You can also choose between different mobile payment methods. You could also implement email invoicing, online payment forms, or website buttons that make it possible to click and complete a sale from your phone.

As your credit card processing company, NRS PAY handles every aspect of your small business credit card processing, so that you can focus on your business. NRS PAY provides the hardware and all support needed to accept payments from your customers.

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Benefits of Small Business Credit Card Processing - National Retail Solutions

Get more benefits with NRS PAY, the perfect small business credit card processing solution. Our highly trained staff can guide you in setting up the best credit card processing program for your business. We have whatever you need to fit your small business needs, whether it’s retail, online, mobile, or phone ordering.

Our credit card processing for small business helps you efficiently manage your store using a comprehensive suite of tools designed for retail store owners just like you.

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Your local and online businesses can benefit from our small business credit card processing solutions. Earn more with National Retail Solutions pay low-rate Credit Card Processing For Small Business. Contact us today for more information. Visit: https://nrsplus.com/credit-card/

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Credit Card Processing Companies and Their Fees

Credit Card Processing Companies and Their Fees

There are many credit card processing companies one can choose to go with when setting up credit card payments for their business, so how do you know which one to choose? First, let’s see how their fees and regulations work.

Fees

Fees are unavoidable with credit card transactions. With multiple parties beyond the consumer and merchant being involved in credit card processing, there are various charges that happens in the backend of your transaction process.

●Interchange fee: This is between the acquiring bank and the issuing bank. Before the acquiring bank receives payment for the goods and services provided to pass along to the merchant, the issuing bank deducts the interchange fee. These fees paid by merchants are usually a combination of a one-time transaction fee and a percentage of the sale.

Companies that reward customers with things like cash back and other perks tend to have higher interchange fees. Businesses and companies that accept credit card payments will get a bit less for their services than the customer’s actual payment.

●Recurring fees: Small businesses and organizations may also be hit with recurring fees for services provided by payment processors or acquiring banks. These can include statement fees, monthly minimum fees, next-day funding fees, IRS report fees, and a multitude of others based on the services they are receiving.

Regulation

Credit card processing requires regulation to ensure that all parties are operating optimally. Fortunately, a few bodies are in place to regulate the credit card industry.

●Card Association Network: This organization comprises the four major credit card companies: MasterCard, Visa, American Express, and Discover. Each of these companies are able to come up with their own interchange rates independent of the other companies.

●Payment Card Industry Data Security Standard (PCI DSS): Created by the four credit card companies, PCI DSS ensures standards are followed industry-wide and instances of credit card fraud are curbed. All third-party payment processors must comply with the PCI DSS.

Credit Card Processing Technology

There’s a fair amount of technology employed in processing credit card payments. This is evolving and improving to help expedite credit card payments while ensuring firmer security.

One of the most basic elements of technology involved in credit card processing is a smart terminal. These terminals are what scan the magnetic stripes on your credit cards to process the transaction. They are mostly used by offline stores to process credit cards.

Modern credit cards use an encrypted chip rather than a magnetic counterpart. They are more secure. Scammers and hackers can easily lift your data from the magnetic stripe. However, the chip technology has all the information encrypted.

At National Retail Solutions (NRS), we offer NRS PAY credit card processing for small businesses  and more. With NRS PAY, you can accept all major credit cards including EBT. NRS PAY has a few great low-rate plans to choose from. Plus, we give you a free credit card reader, with no long-term contract required and no early termination fee. And to top it off, you have our promise of no hidden fees or surprise charges.

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How Credit Card Processing Works

How Credit Card Processing Works

Many small businesses find it easy to offer their customers the option to pay with a credit card. It is important for business owners to also understand how credit card processing works. Here, we will let you know what happens when a customer uses a credit card to pay for your products and services.

How credit card processing companies work may seem confusing at first glance, but we’re here to clear all of that up for you. There are several parties involved in the process and fees you need to pay as a merchant to start accepting credit card payments for your business.

Credit card processing happens swiftly.  Apart from a payment processor like National Retail Solutions, for example, your business has several parties and channels involved to make the payment process seamless.

The Cardholder: The customer who wants to purchase goods or services with their credit card. This person will apply for a credit card with a financial institution and be issued one accordingly.

The Merchant: This is the business selling the products and services. Agreement must be reached with a financial institution prior to accepting credit card payments.

The Acquiring Bank: The banking institution that’s associated with the business selling their goods and services. Revenue from credit card sales will be put into the business account. This provides the business with the equipment necessary to conduct credit card sales.

The Issuing Bank: The banking institution that has issued the credit card being used to the customer. The cost of the products and services purchased by the cardholder will be paid back with the agreement the cardholder will payback.

The Card Association:  The major credit card company oversees the transaction (i.e. Visa, MasterCard, American Express, and Discover). These companies monitor the parties involved, create guidelines, and intervene if there’s a dispute.

All credit card transactions involve the above parties, as well as three stages: authorization, settlement, and funding.

Our authorization process begins when your customer presents their credit card as a form of payment. The authorization approval comes after the card is scanned.  As your payment processing company sends these transactions to the card associations who then contact the issuing bank who charges the cardholder’s account.

The issuing bank can then send funds of the goods and services to the acquiring bank. This does not include the deducted interchange fees. Finally, the acquiring bank deposits the funds from the transaction into the account of that business, giving them the money from the sale.

At National Retail Solutions (NRS), NRS PAY makes credit card processing for small business easy, with two low-rate options, free equipment, no long-term contract and no early termination fee. If you’re not satisfied, you can cancel any time and return your card reader without any penalty. Plus, it’s the NRS PAY promise that you’ll never be hit with hidden fees or unpleasant surprises.  

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Credit card processing for small business is an integral part of your operations. You need simple, secure and innovative small business credit card solutions to help you solve the unique challenges you face. For more information call us: 1-833-289-2767 and visit the website: https://nrsplus.com/credit-card/

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Credit Card Processing for Small Businesses-National Retail Solutions

NRS Pay is one of the fastest growing credit card processing companies. Providing payment processing services that work great for small businesses. Our credit card processing system accepts all forms of card payments within one terminal. Learn more!

There are many reasons why we are the perfect credit card processing company for your small business. Compared to others, we have a lower fee and provide many features free of charge. Our highly trained staff can get you up and running in no time. For more information call us at 1-833-289-2767 or visit our website: https://nrsplus.com/credit-card/.

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NRS PAY - Small Business Credit Card Processing

NRS PAY - Small Business Credit Card Processing

We know your business needs a premium solution for accepting credit cards and debit cards. NRS PAY has made that desire a reality. We are one of the top credit card processing companies that allow e-sellers to safely accept payments online. We allow you to safely carry out these credit card transactions online.

There is no need to worry about how to set up to receive credit card payments online. We will advise and support you throughout the registration process up to the moment you can successfully receive payments online. Our interface is very simple to get all the tools you need to accept payments on your online shop.

We understand that payment processing has become essential for any small business owner who wants to sell online. We have transparent pricing with reasonable rates and credit card processing fees while giving quality customer support from the beginning to the end.

Payment Process

Secured Transactions: As a payment processing company, we are responsible for your secured transactions. This is one of our main focuses. At NRS PAY, we use the most developed procedures to guarantee your safe money transfers.

So, if you want to benefit from all the advantages of NRS PAY’ online payment solution as a small business owner, you should register here right away. We will make sure you receive credit card payments within two to three days.

Smooth Payment Solution: NRS PAY offers its services to small business owners at affordable prices. The registration and the entire installation process are stress-free, which is already a huge advantage. We offer an online payment solution that is affordable to our clientele without jeopardizing quality.

In the past, the online payment solution was expensive to use and the security conditions were vague. However, things have improved over the past few years and today, you can sign up with a payment processing company like us that is trustworthy enough for you to do business with. Furthermore, most credit card processing companies request extra fees. NRS PAY only allows customers to complete payment when a successful transaction is achieved. Any interrupted or declined transactions are not charged. This is another smart reason why you need to choose NRS PAY.

Our certified partners will ensure you are compliant with the Payment Card Industry Data Security Standard. Any small business owner who wants to use our services needs to be compliant with this. But it is not an issue if you have not done this yet, because we support you through every step. You do not have to worry about a thing. So, if you want to benefit from all the advantages of NRS PAY’s online payment solution as a small business owner, you should register here right away. We will make sure you receive credit card funds within two to three days.

Take your credit card processing for small business experience to the next level today. Making NRS PAY your credit card processing company to accept online payment, is one of the most well-informed decisions you can make!

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Credit Card Payment Solution for Small Business

Credit Card Payment Solution for Small Business

NRS Plus is one of the credit card processing companies that provides a powerful and flexible tool suited for your internet commerce with their solution called NRS PAY. Whether you’re a small business creating an on-demand marketplace, an e-commerce store or a subscription service, our unequaled functionality will help you create the best possible product for your users. We offer a solution that covers your entire billing and payment process for small business owners and companies. You will scale faster and more efficiently by building your businesses on NRS PAY as we provide everything you need to create a holistic experience for your business—online and in-person. Besides project management and time tracking, we also provide customized online invoicing options. As your business develops, you need real-time data access, modern accounting and local support - and that’s just the beginning. Why Choose NRS PAY Credit Card Processing When it comes to picking the best credit card company, small businesses need to see reasons to stay focused on the best. At NRS Plus, here are a few reasons we are your best choice for small business credit card processing: Transparency: NRS PAY has no hidden fees and no surprises. We use a pricing system that separates wholesale from markup costs. We provide in-depth fee disclosures up front. We also guarantee you a fair starting rate. No Pressure; No Commitment: We do not tolerate high-pressure sales tactics. We employ honest, respectful sales reps and offer service with no long-term contract. We understand that you should be able to accept credit cards without making a deal with the devil. Customer Service: We carefully consider every customer complaint we encounter, to figure out what went wrong and how we can gladly help. We have a proven track record of satisfaction which is imperative for us. At NRS PAY, we do not give you barebones service. We provide valuable software to render top notch service while making it worth your money. How to Maximize NRS PAY Credit Card Processing Our credit card processing features include features beyond just processing debit and credit cards. Below are ways to maximize the benefits. Fast Payment: By using our credit card processing services, customers can pay you in minutes rather than taking a long time having to write a check, stamp an envelope and mail it. You’ll get paid quicker and have more cash available for your business’ needs. Low Transaction Costs: NRS PAY does not have exorbitant transaction fees. This lets you reduce costs and increase profitability. The addition of features such as chargeback protection, helps minimize costs that are often associated with payment issues. Data Security: Fraudulent or suspicious activity is a continued concern, despite more people using their debit and credit cards online. However, NRS AY uses algorithms as well as encryption to prevent fraud and/or data compromise. By adding our online credit card processing for small business to your payment methods, you will be more likely to increase your business and close more leads than in just accepting cash and checks. This is especially important if the majority of your transactions are online or you work in a virtual environment.

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Trusted Credit Card Processing For Small Business - National Retail Solutions

NRS provides merchant services that works great for small businesses. Our credit card payment processing system is able to accept all forms of card payments within one terminal. Learn more!

Our credit card processing for small business helps you efficiently manage your store using a comprehensive suite of tools designed for retail store owners just like you. It is constantly improving and automatically updated with new and useful features. Contact sales at 1–833–289–2767. For more information, visit our website: https://nrsplus.com/credit-card/

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Our low rate credit card processing for small businesses gives you big advantages. Get the retail solutions you need for your business. Contact us today at 1–833–289–2767.

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Choosing the Right Payment Processing Company

Choosing the Right Payment Processing Company

Just about every business needs to be able to accept credit cards and debit cards. There are many credit card processing companies, but how do you know which one to go with? This is why we are here.

NRS PAY, a service of National Retail Solutions (NRS), is one of the top payment processing companies that allows e-sellers to safely accept credit card payments online. We have transparent pricing with reasonable rates and credit card processing fees while giving quality customer support, from the beginning to the end.

Credit Card Processing Services for Small Businesses Made Easy

Payment processing companies have become essential for any small business owner who wants to sell online. We are a top payment processing company that allows you to safely carry out these credit card transactions online.

At NRS PAY, we will advise and support you throughout the registration process up to the moment you can successfully receive payments online. There is no need to worry about getting set up to receive credit card payments online. Our interface is very simple to get all the tools you need to accept payments in your online shop.

Affordable Payment Processing

In the past, an online payment solution was either very expensive or confusing to use — and the security conditions were vague. However, things have improved over the past few years and today you can find a payment processing company, such as NRS PAY, that is trustworthy to do business with.

Up until recently, only a few online shops could afford to offer online payment solutions to their clientele, due to a variety of factors. NRS PAY offers our services to small business owners at affordable prices. The registration and the entire installation process are stress-free.

Furthermore, most credit card processing companies sneak in extra fees. NRS PAY only collects a transaction fee when a successful transaction is achieved. Interrupted or declined transactions are not charged. This is another reason why we are known as the “World’s Greatest Credit Card Processing”; we provide the perfect credit card processing for small businesses.

Secure Credit Card Processing Solutions

As a payment processing company, we are responsible for your secure transactions. This is one of our main focuses. NRS PAY uses the most developed procedures to guarantee your safe money transfers.

Any small business owner who wants to use our services needs to be PCI-DSS compliant. But that is not something to worry about, because we will support you through every step. With our certified partners, we will ensure you get it within a few days. You do not have to worry about a thing.

So, if you want to benefit from all the advantages of online payment solutions as a small business owner, you should sign up with one of our popular programs right away. We will make sure you can accept credit card payments within two to three days.

Choosing NRS PAY as your credit card processing company to accept online payments is one of the best decisions you can make! Upgrade your credit card payment processing experience today.

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National Retail Solutions’ NRS PAY Credit Card Processing

National Retail Solutions’ NRS PAY Credit Card Processing

There are many credit card processing companies, but NRS PAY is different. Our credit card processing service integrates seamlessly with the NRS POS system, an end-to-end solution that encompasses the entire billing and payment process for small business owners and companies. Besides offering sales and inventory tracking, the POS also offers user management, customized online invoicing options, and a point-of-sale system that exceeds expectations.

But not all businesses use a POS. These days, many are selling online. NRS PAY is a powerful and flexible tool suited for your internet commerce. Whether you’re a small business creating an on-demand marketplace, an e-commerce store, or a subscription service, our unequaled functionality will help you create the best possible product for your users.

You will scale faster and more efficiently by building your businesses on NRS PAY merchant services solutions, as we provide everything you need to create a holistic experience for your business — online and in-person. As your business develops, we help you run it better: real-time data access, fraud prevention, modern accounting and local support — and that’s just the start.

Our Small Business Credit Card Processing Features

Our small business credit card processing plans include a wide array of features beyond just processing debit and credit cards. Ways to maximize the benefits are as follows.

Reach and engage a wider target audience

The majority of consumers and businesses expect to use their debit cards or credit cards as payment methods. If you don’t accept these in your business, then you are missing opportunities for more revenue because these potential customers or clients will likely go elsewhere.

By adding our online credit card processing to your payment methods, you will be more likely to add business and close more leads than just accepting cash and checks. This is especially important if the majority of your transactions are online or you are a freelancer that works in a fast-paced, virtual environment.

Get paid faster

Research has shown that invoices get paid up to 11 days faster when you accept credit cards. As customers and clients, we understand you have more important things to do, this is why we want to get the task of paying an invoice off you as quickly as possible.

By using a credit card, customers can finish in minutes rather than taking a long time having to write a check, prepare an envelope and mail it. You get paid more quickly and have more cash available for your business needs.

Reduce transaction costs

As opposed to credit card processing companies with exorbitant transaction fees, you can switch to a low-cost credit card processing service like NRS PAY. You will be able to minimize your cost and, as a result, increase your profitability. Features such as chargeback protection help minimize costs that are often associated with payment issues.

Maximize the security of financial and personal data

Fraudulent or suspicious activity is a continued concern, despite more people using their debit and credit cards online. However, we use algorithms as well as encryption to prevent any fraud or data compromise.

Greater efficiency in billing and payment processes

We automate our processes by removing paper or human error, and replacing them with an efficient, streamlined way to bill for your products and services and receive your payments. This leaves you with more time to market your small business, take on new projects, and process more orders.

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For a small fee per transaction, you can get ahead of the competition and see your business grow. Our low rate credit card processing for small businesses gives you big business advantages. As a small business credit card processing company, we have your unique needs in mind. Contact us today for more information. Visit: https://nrsplus.com/credit-card/

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POS System for Small Business Credit Card Processing

POS System for Small Business Credit Card Processing

National Retail Solutions provides the ultimate POS system for your business. No business can survive without a way for consumers to pay for their goods and services. It’s not enough for you to build a fantastic business; you need a way for your clients to pay for your services conveniently. As a business, you need to get paid.  

Have you been to a store only to exit because of the long line of customers at the cashier? That is a clear representation of how valuable quick payment can be to your business. Consumers want fast, secure, and convenient means of payment, all of which our point of sale system provides. With the NRS PAY EMV credit card reader, we make credit card processing for small businesses quick and easy. 

It is possible to buy our system without a card reader, but there is so much benefit for having one. Not only will this speed up payment processes, it’s also a lot more convenient for you, the business owner.  For example, by taking card payments you won’t have to worry about managing cash in your store and depositing the cash into your bank account every day. 

Credit Card Payment Options

Our small business credit card processing comes with two low-rate options. A standard plan and a FeeBU$TER surcharge plan to offset your transaction fees. with a discounted price for cash payments. Custom rate options are available for businesses that process high volume. Either plan allows you to accept all major forms of payment such as credit and debit cards, mobile payments like Apple and Android pay, and government assistance payments such as EBT.

Let us provide you with all the payment services you need so you can focus on growing your business. 

NRS Pay vs. Other Companies

With NRS Pay, your customers can choose the payment methods they prefer. NRS PAY offers a free credit card reader so you don’t need to worry about anything. Let us handle all the credit card payment processing for your small business, seamlessly integrated with your POS.

Here are some examples of how NRS Pay is better than other credit card processing companies:

We only charge a $10 monthly fee for our standard plan, compared other companies who charge at least $20 a month.

We provide a free credit card terminal (restrictions apply) while other companies charge hundreds.

We will help you with all your payment processing setup for free.

We have pin pad integration within our POS system.

We don’t lock you into a long-term contract or charge an early termination fee. Other companies charge up to $450.

Our rates start at just 2.49% + 10¢ for each swipe.  Other companies charge 2.75% + 10¢

Our credit card payment services don’t end at the point of sale. NRS Pay can also provide you with secure internet payment solutions so your business can keep up with modern times. Ask about our payment portal for all the online integration options you need.

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Credit Card Processing for Small Businesses is a Must Have

Credit Card Processing for Small Businesses is a Must Have

Surviving as a startup is never easy and you no doubt need all the help you can get. That is what makes our company important to businesses such as yours. With many big stores that aim to crush you, you need a well-established company like ours to provide critical survival solutions. 

Top-notch convenience stores use advanced technologies to stay ahead of the competition. But hard working entrepreneurs like yourself need such privileges and more to ensure you get what you deserve and more. Fortunately, the National Retail Solutions’ point of sale system comes at an affordable price for well-meaning entrepreneurs such as you. 

A necessity in today’s retail world is credit card processing for small business. Our POS system integrates with a free EMV card reader you get when you sign up for NRS PAY processing, so you can handle these tasks. Let us help you with the setup and take care of all your payment processing needs, so that you can focus on growing your business.

Why is Credit Card Processing a Necessity?

Having a powerful POS is valuable and when combined with a seamless credit card processing solution, it’s even better. When you sign up for NRS PAY merchant services, you get a free EMV reader. Other credit card processing companies may charge you hundreds of dollars for a credit card reader. Having a credit card reader is a must if you are to keep up with the modern business world - and here are reasons why:

Most retailers already use card readers. Accepting only cash can deter your customers from coming back, especially if they don’t like to carry cash on them. Also, customers statistically spend more if they are paying by credit card.

Card payments provide convenience. When you receive cash payments, you have to deposit them in the bank. Card payments go right to your bank account within 24 hours.

By not having to count the cash, this can make your business a lot more efficient because check-outs will be much faster.

EMV technology protects you and your customers from credit card fraud. Also by having less cash in your register due to card payments, this will also discourage thieves from targeting your store and deter employee theft.

Of course, we are not trying to get rid of cash payments, as there are still people who prefer that method, but accepting all forms of payment will increase your sales and make sure every potential customer has a form of accepted payment.

The Benefits of NRS Pay

NRS PAY merchant services are geared towards small business credit card processing. Here are the benefits of signing up for NRS Pay:

Like in the above, we don’t want to discourage cash payments entirely but at the same time, we want to save you money. We offer a FeeBU$TER surcharge program where customers pay the card transaction fees, and can save on purchases when they pay with cash.

Many retailers sell online as well. With NRS Pay we can help set up your virtual store so you can accept payments online.

By accepting all forms of payment this allows you to maximize your sales. Depending on your business, having an online store can be beneficial. Customers can pay online and you can deliver or have it ready for in-store pickup. In today’s retail world, accepting credit card payment is a must have, but you also can’t forget about the cash payers.